Y’all know that feeling of nostalgia when you look back at the photos of your army days? That feeling of should have, could have, would have?
It might not feel like such a long time ago (maybe because of ABTM), but mannn, its actually been 11 years since I ORD-ed.🤣
And now looking back, if I could turn back the clock, I wish I could have done a lot of things better. I wish I was more responsible and accountable for the people under my care, and the armskote duties tasked to me. Of course I can't deny the fact that these "mistakes" I made also shaped me to be who I am today. More than anything else (I hate to admit this - MAN EGO), but I wish I knew how to manage the allowance given to me by SAF like how @joshuatwe did with his.
Call him a miser or prudent or whatever, Josh saved a good 50% of his monthly allowance which at the end of the 2 years, accumulated to a fairly decent amount. As a matter of fact, had I known the power of compound interest back then, surely I wouldn't have spent ALL of my allowance on canteen food and partying. At the end of 2 years, I had ZERO savings and shamelessly drew allowance from my parents while other boys used their army allowance during their uni days.
The message I want to put across to you guys (those who are serving or have yet to serve) is, like it or not, you have to finish your 2 years, so why not make the best out of it. Use these 2 years to think carefully about what you would like to pursue in future, and also if you haven't started saving, no better time to start than now. Take this chance to find out how you can grow your money with compound interest (be it through @singlife’s offerings or ask around your circle of friends or read up online!).
Share with me in the comments below (for those who have ORD-ed), if there is one thing you can change about your time in NS, what would it be? Hear what @joshuatwe13 and @toshrock think too on their Instagram over the next two days! #singlifexcharlie #singapore #singaporearmedforces
