關於 loan company ，我們在網路上蒐集到這些相關的討論、資訊與評價

TSMC VƯỢT TENCENT TRỞ THÀNH CÔNG TY GIÁ TRỊ NHẤT CHÂU Á

Với vốn hoá lên tới 538 tỷ USD, TSMC vươn lên trên Tencent và Alibaba, trở thành công ty có giá trị nhất châu lục.

Nhà sản xuất chip lớn nhất thế giới Taiwan Semiconductor Manufacturing Company (TSMC) đã vượt qua "gã khổng lồ" công nghệ Trung Quốc - Tencent để trở thành công ty có giá trị vốn hóa thị trường lớn nhất châu Á. Đây là lần đầu tiên TSMC vượt qua Tencent kể từ tháng 8/2013.

Sự đổi ngôi giữa TSMC và Tencent diễn ra trong bối cảnh các cơ quan quản lý Trung Quốc siết chặt các quy định đối với lĩnh vực công nghệ trong nhiều tháng qua đã làm giảm mức định giá của các "gã khổng lồ" công nghệ nước này như Tencent và Alibaba.
Theo dữ liệu từ công ty nghiên cứu thị trường Refinitiv Eikon tính đến sáng 18/8, nhà sản xuất chip Đài Loan này hiện đứng đầu về giá trị vốn hóa ở châu Á với hơn 538 tỷ USD. Tencent tụt xuống vị trí thứ 2, với giá trị vốn hóa thị trường hơn 536 tỷ USD, còn Alibaba đứng ở vị trí thứ 3 với khoảng 472 tỷ USD.

Đài Loan hiện đóng vai trò then chốt trong lĩnh vực sản xuất chip, cũng như thị trường khuôn đúc và gia công chế tạo chất bán dẫn. Phần lớn sự thống trị này đến từ TSMC khi doanh nghiệp này đang nắm nguồn cung linh kiện đầu vào của nhiều “ông lớn” công nghệ trên thế giới như Apple, Qualcomm và Nvidia.

Nguồn: Group Maybe You Missed This F***king News

#ReLab #TSMC #Tencent

🦄 Unicorn from a social enterprise? At Anchor Taiwan's 13th Women in Venture Roundtable, we were so inspired by the sharing of Joan Yao, VP at Kickstart Ventures - CVC of Globe Telecom / Ayala Group. She touched upon:
.
▧ Impact investing: it's a spectrum
▧ Story of #Gojek: tech as an enabler
▧ Opportunities in SE Asia: content, e-commerce, fintech
▧ Corporate Venturing: investment focuses for Kickstart
... and so much more!
.
🎥 What the full replay: https://youtu.be/MAvvs1qlQYE
.
A big shoutout for SEMI 國際半導體產業協會 for supporting diversity and inclusion in our ecosystem. Humbling to gathering a room of investors from leading funds again! Until next time. 🙌
-
-
* Session notes (Chapters on YouTube):
0:00 Intro by Elisa Chiu, Founder & CEO of Anchor Taiwan
3:15 Greetings from Joan Yao, VP at Kickstart Ventures
5:43 Impact investing: what is it?
8:23 Impact investing: it's a spectrum (slide) | LGT Venture Philanthropy
12:24 "Not every business is built to scale" - story of student loan company InvestEd
17:31 Advice for people wanting to get into impact investing
23:04 View on current landscape with impact investing: an enabler, tech
26:23 Example of Gojek: a social enterprise vs. tech startup
29:24 Working with the Ministry of Trade in the Philippines: why, how and lessons learned
35:36 Becoming a Corporate Investor: Kickstart Ventures, Globe Telecom, Ayala Group
40:58 How the President of Kickstart Ventures Minette Navarrete recruit Joan?
43:11 Critical mass for B2C markets; sample investments of Kumu (content), edamama (vertical specific e-commerce), nextpay (Fintech SME solutions)
51:11 Is the Philippines a big enough domestic market?
53:10 Some insights on Southeast Asia: 400M internet users in SEA (slide), 108M people in the Philippines (2nd most populous)
55:34 36% of consumers are new to digital services; 94% of new users will stay (slide)
56:12 Strategic investments for Ayala Group (healthcare, industrials/semiconductor/automotive, renewable energy)
1:00:20 Personal convergence of impact investing and corporate venturing
1:07:46 Q&A: Advice for building the startup / VC ecosystem in Cambodia?
1:10:28 "Raid The Fridge"
1:13:14 Q&A: How do you measure impact?
--
#anchortaiwan #womeninventure #womeninvestors #WomenInSTEM #womeninbusiness #impactinvesting #corporateinnovation #venturecapital #innovation

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【做生意 - 時間是你朋友或敵人?】

人生最難逆轉的就是時間。做生意，它是你朋友或敵人，好重要。 你現在經營的生意時間又是朋友或敵人呢?

全文內容:

前幾日同幾個朋友食飯交流下創業心得，佢哋分別做健康、香水、同埋 party room 生意。 仔細傾過乜? 始終係商業秘密，唔多講啦。

但整體上，我話我爸爸教我，做生意，你要知道時間是你朋友或敵人?

如果你班客是重複性購買，或批貨是累積性及隨著時間保值/升值， 唔需要成日轉款或者出新產品，時間就是你朋友。 只要你大致上做得啱，你現有班客/批貨，都可能已經足夠養你成世。月底交租/出糧都輕鬆啲，長遠， 放假旅行都去得多啲。

但如果你班客係「餐搵餐食餐餐清」， 今次幫襯完你，唔知佢幾時返嚟。 班客貪新鮮或者要有新款先可能返嚟買，又或者你批貨係越放越唔值錢， 放多兩放，分分鐘過期，變死貨的話，你要好小心，時間係你敵人。 長遠年紀大， 你開始手腳慢，你會做得好辛苦。放假都少啲。

唔好講人，講我自己嘅成長過程。 我爸爸大陸落嚟，以前係觀塘做士多第一間就係我後面雲漢街呢道、我當年就係樓上出世。之後佢再係下面瑞和街做超級市場， 日做夜做，基本上手停口停。我讀小學時仲成日落去幫手。但批貨呢? 基本上越擺得耐，就分分鐘過期。 班客今日來幫襯， 聽日對面開咗間平啲， 就可能去咗第二間。 班客底，講真，真係唔知有幾多個。 交租出糧，賺埋賺埋無幾多，時間係敵人。

試過幾次唔好彩，畀人爆竊， 甚至乎持槍打劫，我仲被人捉埋去做人質，the only one! 個賊捉住我同警察談判嘅時候，仲係我側邊仲開咗槍先逃走， 成個超級市場嘅閘打穿咗個子彈窿。我無哭，嗰時我得五歲半，唔識驚。Real story! 呢張就係當年我爸爸記錄成個打刧嘅過程。

My point is 嗰時我爸爸明白到都當做生意時間係敵人時，賺錢好辛苦。 萬一大吉利事，一個意外，天災人禍， 好似今時今日社運/肺炎咁， 賺乜都嘔番曬畀佢。

我自己以前2001年起買賣小生意都係一樣， 呢個就係當年我第一個傳媒報導，雖然之後成交過千單， 算係全港最多， 但單單deal都係餐搵餐食餐餐清， 個客今日幫襯完我買盤生意，幾時再回頭幫襯我第二次真係唔知。 我同一時間代理緊個幾佰盤生意，今日就放盤， 聽日就可能東主有變掛，後日就可能盤生意都執埋，過多一年後，全部啲盤都會變晒，資料不斷更新，時間係我敵人。 買賣生意爭拗多，仲要孭好多鑊上身， 畀人爆埋「糖衣陷阱」，做咗十二年嗰時真係做到氣都喘。

依家就唔同啦。 我屋企人生意做康業信貸快遞，我2001年開始，佢哋就1997年開始。我有個好好的爸爸，佢係我偶像! 也有個好叻嘅哥哥。

財務公司， 嚟嚟去去都係借錢收息啫。 每年人客同埋 loan portfolio 就係累積性，重複性。客人每個月都畀利息， 即使翹埋隻手100年唔做嘢， 錢就繼續係錢，利息就繼續照收。 因此香港好多間財務公司都相對地都搵到錢， 因為時間係朋友。 月底啦，雖然一樣要交租出糧，但肯定又收多一個月利息先。

我自己2013年決心轉型做商舖基金都一樣 ， 每月每季累積性集資，累積性買舖， 肺炎後，我哋都照樣襯平買咗六間街舖，相信係同期全港最多單，合共1億2千多萬。因為我相信只要買啱位置， 翹埋隻手，租金就重複性收，另外100年後嘅今日都會升咗值。 唔升都重建咗，即係有錢袋! 時間係朋友。

仲記得，以前每逢每個月到25/26號， 心入面馬上都會諗又要出糧交租啦， 今個月跑夠數未? 依家? 老實說，過咗都唔知! 無感覺。 可能仲好，過多幾年賣舖唔使交咁多稅。

你呢? 問心，你需唔需要不斷更新你嘅產品? 你知唔知道你班客會幾時回頭返嚟再幫襯你? 你批貨放喺度多一年十年結果會點? 你班客十年後又會點? 你係咪手停口停，定可以放多啲假呢?

啱啱創業嘅你，唔緊要，絕大部分人，時間都係敵人。 但人會老， 人會懶， 人有惰性，長遠要保持你嘅競爭力， 就盡量慢慢轉去時間係朋友嘅生意。 轉型係需要時間， 分分鐘五年十年， 但「模糊地正確，好過準確地錯誤。」

雖然我唔可以排除，好多千千萬億嘅成功個案，時間都係敵人。 但背後死咗個99967個你唔知。我爸爸教我，做生意就係「捨難取易」。

時間係敵人，定時間係朋友? It's Your Life. Your choice!

#時間是朋友或敵人

。。。。。。。

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真係好耐好耐好耐冇去發佈會，真係多謝Sony協救咗我。雖然今次Sony Xperia 1 II 發佈會只係銅鑼灣Sony Store度舉行，但係有得比我感受下去番發佈會嘅感受，係開心嘅。

btw今次條片嘅重點都係Sony Xperia 1 II，大家對部機有咩問題就好問定啦，我評測嘅時候會為大家解答架啦，好快好快！

Product Link: https://www.sony.com.hk/en/electronics/smartphones/xperia-1m2

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我的 Studiomates:
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CherryVDO: https://www.youtube.com/channel/UCJfyQrBDruO34SGbA96Ekmw
ANTON: https://www.youtube.com/channel/UCi6CqLjdoCN_ijofoCJFpCw

Disclaimer: Anson Cheung is an independent Youtube creator. This review unit is given by Sony Hong Kong and its PR representatives on loan, however all thoughts and opinions expressed in my review are my own and not influenced by the company, and/or its affiliates, in any way. Sony Hong Kong and its PR representatives did not have preview of this video and was not given the opportunity to approve or amend the content of this content prior to upload.

#SonyXperia1II #AnsonCheung #20fps連拍

要揀入門機唔一定得國產牌子嘅，今年Sony Xperia 10 II係少有我真心推薦嘅Sony入門機，$2599嘅價錢，可以話係Sony近年良心之作。

Sony Xperia 10 II 官網: https://www.sony.com.hk/en/electronics/smartphones/xperia-10m2

Timestamps:
00:00 Intro
00:36 Design
04:03 Screen
05:40 Camera
08:23 Software and Spec
09:24 Conclusion

社交平台 Where to find me:
Facebook: https://www.facebook.com/ansoncheungth/
Instagram: ansoncheung.t.h
Twitter: @aaa4321l

合作邀請 Brand Collaboration Enquiry:
[email protected]

Music From Epidemic Sound
免費三十日試用: https://www.epidemicsound.com/referral/kjav39/
(用我條Link我會有多一個月免費，可以當係間接贊助咗少少嘅製作費支持下我，感激不盡！)

我的 Studiomates:
Major in Travelling: https://www.youtube.com/channel/UCH68HKTxXI9o7R037-rXCmQ
CherryVDO: https://www.youtube.com/channel/UCJfyQrBDruO34SGbA96Ekmw
ANTON: https://www.youtube.com/channel/UCi6CqLjdoCN_ijofoCJFpCw

Disclaimer: Anson Cheung is an independent Youtube creator. This review unit is given by Sony Hong Kong and its PR representatives on loan, however all thoughts and opinions expressed in my review are my own and not influenced by the company, and/or its affiliates, in any way. Sony Hong Kong and its PR representatives did not have preview of this video and was not given the opportunity to approve or amend the content of this content prior to upload.