We are missing the feeling of travelling dearly.. taking photos, enjoying different food and buying local snacks. Yet the Covid-19 pandemic seems far from ending and that means travelling is no longer a luxury but a mere impossible.
Recalling the time we were in South Korea, we were skeptical to buy the Osulloc green tea spread because it is relatively expensive compared to other spreads. Then when Covid hits us, all these products suddenly become inaccessible even though you have money!
Then these products are made available thanks to online shopping. Still, if you feel Osulloc is expensive, check out Feliz Green Tea Almond Spread, it is nice and equally addictive too! Most importantly, it reminiscences us the moments in South Korea.
Just type Feliz Green Tea Almond Spread at Shopee to search for this.
同時也有109部Youtube影片,追蹤數超過0的網紅FERNTUBE (Fernanda Ly),也在其Youtube影片中提到,Long awaited outfit video! What I'm wearing this Spring/Summer, inspiration for your own looks, as well as some styling tips to get the most out of yo...
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money longer 在 貓的成長美股異想世界 Facebook 的最讚貼文
🌻Docusign(DOCU), Crowdstrike(CRWD)財報結果
上週這兩家公司發表財報了.
這兩天看了一下他們的財報結果. Again, 兩家的表現都很好, 但發現分析師給DOCU的調價(往上)幅度比較多, 就好奇研究了一下SaaS公司是怎麼被估值的. 有興趣的話可以看看(從中學習到很多. 非常推薦一讀):
https://makingsenseofusastocks.blogspot.com/2021/09/blog-post.html
(By the way, 分析師對CRWD的價格調幅沒那麼大, 主因是成長趨緩了. 而DOCU的free cash flow佔營收比, 以及顧客黏著力在這季創了新高, 是讓分析師按讚的幾個原因).
關於CRWD: "The Street is already modeling revenue growth deceleration in 2022 to 36%, down from 60% expected in 2021, which on its own might prove a hurdle for a stock already trading at a high multiple," said Bank of America analyst Tal Liani in a report.
分析師對於DOCU的評價:
• 11位buy; 給的價格分別是: $310, $320 (x2), $330 (x2), $340 (x2), $345, $350, $350, $389
• 給Buy的分析師的評語:
o Baird: The analyst continues to view them as a best in class way to play digital transformation trends with strong growth, cash flow and profitability, and a strong competitive position. Power said DocuSign remains one of his top long-term compounding growth ideas.
o Citi: While slightly shy of the double-digit billings beat in recent quarters, DocuSign still delivered a solid 8% beat to Q2 billings, which grew 47% year-over-year, Radke tells investors in a research note.
o Evercore ISI: he calls "another strong quarter." While some may have wanted to see more aggressive Q3 billings guidance, he believes estimates "continue to leave room for upside," Materne said.
o JMP Securities: While revenue growth decelerated to 50% from 58% in Q1, the company is the clear leader in electronic signature and the broader system of agreement having crossed over 1M customers with a $2B run rate this quarter, the analyst tells investors in a research note, adding that he sees lots of room for growth as DocuSign targets a $50B total addressable market.
o Needham: The analyst commented, "Docusign reported another strong quarter in 2QF22 with typical DOCU upside to revenue and profitability. Sales metrics and growth decelerated Q/Q, as we expected against a massive pandemic quarter, but at a much slower rate than we believe much of the Street was anticipating. 65k net new customers was lower than the 70k - 90 range of CY20 but was still more than 2x greater than any pre-pandemic quarter, highlighting a strong end-market driving 47% billings growth against a strong comp. Commentary on incremental Agreement Cloud demand was positive, suggesting an additional growth tailwind combined with solid international can further aid 2HF22. Although DOCU shares could be lower near-term due to weak 2H OpMg guidance, we think this guidance is conservative, as the recent OM was greater than the pre-pandemic level even with tough comps."
o RBC Capital: The quarter highlighted the sustainability of the company's tailwinds post-pandemic as most of its underlying metrics such as billings and net revenue retention were solid, the analyst tells investors in a research note, adding that the traction with CLM and Notary was also "impressive".
分析師對於CRWD的評價:
• 12位buy; 給的價格分別是: $300, $310 (x2), $313, $315 (x2) , $305, $320, $325, $330 (x2), $340
• 1位給hold: $280 (from $220 by J.P. Morgan(same))
• 給Buy的分析師的評語:
o Baird: The analyst believes the company has significant room for growth with core modules, opportunities with Humio and in cloud workload security, among others, should help drive a continuation of strong growth over a long time horizon.
o BTIG: The company's "strong" Q2 results "cleared every hurdle", even though the buy-side benchmarks may have been slightly higher, the analyst tells investors in a research note. Powell adds that Crowdstrike is clearly gaining share in its core endpoint security target market at a rapid pace and gaining traction with new products across multiple categories.
o Canaccord: The analyst said the stock is down from its recent highs, and he thinks the re-rating creates a more favorable entry point for longer-oriented investors for a foundational security name. He views Crowdstrike as a long-term secular winner in security due to its native cloud platform advantage versus closely held peers in endpoint security combined with platform expansion into tangential segments to capture greater share of security budgets.
o Goldman Sachs: CrowdStrike last night delivered "another beat and raise quarter as the company benefited from another quarter of elevated demand," Essex said. But it traded lower following net new annual recurring revenue growth guidance that was slightly less than investors had hoped for. Essex, nonetheless, said the quarter demonstrated CrowdStrike's "ability to continue to go down market efficiently."
o JMP Securities: The analyst notes the company's Q2 annualized recurring revenue of $1.34B topping his estimate of $1.30B, with "sustained" 70% ARR and revenue growth along with margin upside seen as key highlights for the quarter. Suppiger adds that the metrics reflect Crowdstrike's "strong execution and robust demand environment".
o Mizuho: "very good" fiscal Q2 results. The annual recurring revenue growth of 70% year-over-year "was strong and still nicely surpassed" the Street's 65%-66% estimate, Moskowitz tells investors in a research note. He believes "strong execution can propel" Crowdstrike's stock higher.
o Piper Sandler: The company's metrics "outperformed across the board" in Q2 with 70% annual recurring revenue and revenue growth and record net new customer adds in the quarter, Owens tells investors in a research note.
o RBC Capital: Hedberg adds that CrowdStrike's record pipeline entering Q3 should continue to fuel the company's "land-and-expand" momentum.
o Stifel: Q2 results that he said "exceeded consensus estimates across all major financial metrics." He continues to believe that Crowdstrike's growth opportunity "remains in the early days" despite the company's scale given continued share capture within its core endpoint security market and incremental module adoption on the Falcon Platform, Reback tells investors.
o UBS: the company reported "pretty good" Q2 results against high expectations.
🌻趨勢: 跨境電商 Cross-border commerce
Morgan Stanley:
From our perspective, we think many are underestimating what the cross-border eCommerce demand could ultimately be, once key friction points like FX rates, tax and duties, shipping, language, etc are smoothed—all issues that Global-E directly addresses.
Cross-border ecommerce brings new, high-yield volume: We think elevated levels of cross-border ecommerce (ex-travel) is a structural shift thathas yet to be fully contemplated in MA (and V)'s long-term forecasts. MA's cross-border CNP ex-travel volume was 69% above 2019's level in 2Q and 63% higher in 1Q. Strength reflects both broader ecommerce adoption plus globalization of commerce, as marketplaces and services that reduce cross-border friction (such as those from GLBE) make international online ordering more readily adopted. Early data at V suggests greater cross-border ecommerce spend is persisting even in areas with pre-pandemic levels of international travel. Cross-border transactions also come at a higher yield, making us more optimistic that the trend can bring incremental long-term growth to the networks.
產業的潮流是有連貫性的. 疫情讓電商更發達後, 接下來應該就是加速電商跨境了. 跨境的話, 有很多問題需要解決(稅率, 語言, etc.) 這就需要有公司來做整合的動作. 這種跨境, 也可以想像是omnichannel的一種呈現.
Harley Finkelstein (President of Shopify): "I mean I think commerce in 2021 is cross-border."
🌻SPAC熱潮退卻,初創市值蒸發750億美元
"SPAC熱潮已經退卻。分析顯示,在2月中旬以前完成合併的137家SPAC的總市值已經蒸發25%,市值回落幅度上個月一度超過1,000億美元。"
"像貝萊德(BlackRock Inc., BLK)和富達投資(Fidelity Investments Inc.)這類企業管理的基金,以及許多對沖基金、養老金管理公司和其他一些投資者,都在SPAC的回落中遭受了衝擊,他們在去年年底開始的熱潮中競相投資SPAC。其中許多基金由於在價格還很低的時候就早早入場,所以現在仍坐擁可觀收益。事實上,SPAC市值仍有約2,500億美元,高於一年前的約1,000億美元,反映出這期間股價上漲和新公司上市的影響。
但即便如此,今年年初令人炫目的回報還是讓許多後來者做了接盤俠,扎堆投資所謂穩賺不賠的領域,其永恆的風險可見一斑。在過去的幾個月裡,一些投資者眼睜睜看著帳面財富縮水。"
"股價下跌會在SPAC領域形成惡性循環,因為投資者有權在併購交易前從空白支票公司撤資。一旦SPAC跌破發行價,投資者就更有可能這樣做,而許多SPAC的股價現在正處於這樣的水平。目前,在尚未宣布併購交易的空白支票公司中,超過95%的公司股價低於發行價。
投資者的大規模撤資會讓已經上市的空白支票公司手上的現金大幅減少,讓其更難實現業務目標,並可能加劇股價跌勢。"
https://on.wsj.com/3n6JznC
🌻BNPL (buy now pay later)
But most BNPL providers including Affirm, Klarna and Afterpay have been losing money despite breakneck revenue growth as they invest heavily in marketing to win share. Sweden-based Klarna’s credit losses more than doubled in the second quarter. Affirm has projected adjusted operating losses of $50m-$55m for the fiscal year that ended June 30.
The path to profitability for many of these companies was to achieve massive scale, analysts said.
https://www.ft.com/content/ca201a37-a16d-4223-b123-04d38350a972
Pictures: 一葉知秋; from EarningsWhispers
money longer 在 Facebook 的精選貼文
FREE SHOW TODAY at 3PM!
Find out more about the Thermomix and how it can help you save time, money and your health! We will be giving out freebies too!
Last day to order your TM6 to get a 3 months warranty extension worth RM330.
We understand the MCO had caused a longer delivery so Global HQ has granted us a 3 months extension but it ends today.
So hurry! Let your friends know about this deal and redeem your host gifts!
money longer 在 FERNTUBE (Fernanda Ly) Youtube 的最讚貼文
Long awaited outfit video! What I'm wearing this Spring/Summer, inspiration for your own looks, as well as some styling tips to get the most out of your clothes.
Yes I know I'm slow as always, but today I come with maaaany outfits for the hotter weather!
I also attempted something new by shooting on a green background just for fun because i thought it would be funny lol
Does the title mean that I'll make a video like this every season? We shall see.....
✩ Where to find everything (in order of appearance):
Many pieces are vintage and/or secondhand so it is not possible to buy the exact pieces; in which I linked to similar looking pieces.
The list ended up longer than I can add on here so I've put everything separately on a Google doc that you can find here (https://docs.google.com/document/d/1EKSaQr2XU7fO4erdHFUuvRUNuobP61LqziPBv6VTXyo/edit?usp=sharing)
Please refer to my shoe video (https://youtu.be/iDOf5E6kFpE) for details on those!
ーーーーーーー
#summeroutfits #lookbook #ferntube
✩ Instagram: @warukatta
✩ Email: ferntube22@gmail.com
Please contact my agencies in regards to model work
ーーーーーーー
✩ Music:
Blurred Cages - Daniel Mahardika (https://thmatc.co/?l=355FE9C3)
Departure - Daniel Mahardika (https://thmatc.co/?l=0CA399D5)
Hesitant - Daniel Mahardika (https://thmatc.co/?l=46ACAD9C)
✩ Subtitle file (https://drive.google.com/file/d/1wmNATVu8VN327ITy433_5IBa22en6Z6g/view?usp=sharing)
*** As Youtube has unfortunately discontinued community contributions, here is the script for anyone still willing to do subs for other languages. If you replace the English text with your language and email me the file, I'll be more than happy to upload it for everyone to see. Thank you for your helpful contributions until now!
✩ FTC:
All items by Coach, Dion Lee, Honey mi Honey, OHT nyc, and Y-3 were gifted to me; some items by Creepyyeha and Daisy were gifted.
I received Tiffany & Co. necklaces for shooting the campaign (https://www.instagram.com/p/BJNie4tBp0L/) in 2016 and another shoot with Vogue Girl Japan (https://www.instagram.com/p/Bq4xPZJA2x7/) in 2018.
Everything else was bought with my money.
However these brands are otherwise unaffiliated with this video and all thoughts and opinions are my own.
Some links are affiliate links
i.e. I will make some money off purchases.
money longer 在 BroFitness Youtube 的最佳貼文
【無聲的嘆息 The Silent Sigh】I wrote this song about 18 months ago, 4 months after my breakup, never had the chance to post it because I was practicing my singing part, never nailed it so bailed it.
For those of you who don't know me well, including my close ones. I have been through 7 relationships, which means I fell in love 7 times. Every time I go through a breakup I repost this "People come and go, most of them just walk by. Life moves on. But some day I wish just one will stop by. Then, life goes on."
I don't stop. I don't stop working, I don't stop learning, I don't stop loving. I will always love hard and always harder. Love myself, love my family, friends. Love everyone, love those whom do not feel, love those who temp me to fall the most. For love has no limit, and knows no boundaries.
I am who I am.
Thank you for everyone who was a part of this relationship, may grace fall upon you like it has to me.
【無聲的嘆息 The Silent Sigh】Lyrics
you said you love me,
You said you care,
Seeing your text makes me feel you are near.
就像你的呼吸 輕踩踏旋律 此時此刻
溫柔的在我心裡 烙印下你的每刻
Happy moments is all I remember.
I mean forever, Almost got there.
Time flies, and there goes two years.
Told me to move to Paris,
I said I was scared.
I have no money
I'm not sure
But you said we can share.
No more fear
而我信了
還有彼此陪著
(C)
When the sky is blue
When the street reflects the moon
It is so beautiful
卻少了些什麼
When the sky is blue
When the street reflects the moon
It is so beautiful
還有什麼好在乎
I pray that love would come true.
-V2-
June 23rd,
We said goodbye at the airport,
you left with tears.
Hoping we would meet again in a different air.
I said don't worry, I'll be there.
我信守諾言來到巴黎
獨自一人遭受眾人質疑
我從不懷疑自己
雖然預想到了
但一切向我衝來時
我還是怕了
You are no longer there
Disappeared
And I can't find you anywhere
那並不是你的錯
但我還抱著希望祈求過
I'm stressed out, I'm pulling out my hair.
Never thought that would be the last time we felt for each other.
Please God, tell me Why life is so unfair,
Maybe I was just the missing puzzle of why you fear.
-RnB-
It's been a while,
You know?
I still miss you
I miss your ironic smile
I miss the way you look at me acorss the aisle
In your eyes 愛存在
You know?
I still think of you,
I don't want to but I just do,
I think of you when I'm alone,
when I'm walking to school,
before I close my eyes to snooze.
You know?
沒有你的巴黎
少了點浪漫氣息
那些一起的憧憬
暫時停留在心底
I never thought I would lose.
Lose my sleep, my mood
But never you...
請關注👉https://youtu.be/MOzeapwmDrk
money longer 在 FERNTUBE (Fernanda Ly) Youtube 的最讚貼文
Me wearing (almost) all of my shoes including brand and model names!
Linky links for where to buy them or similar are below ~
It has been a difficult battle with Adobe and Premiere Pro, but I was also a little busy with work, hence the slow update - forgive me! On the other hand, I have some work bts vids ready to edit as well 🥰
I'll be finding new homes for some pairs and donating some others ~
Ngl, I'm worried that sharing the names of what I collect will make finding them even harder (not that I need any more shoes lol)
It's a longer video this time so thank you so much for watching! Especially if you get through the entire thing ❤
ーーーーーーー
✩ Shoes (in order of appearance):
A lot aren't available to purchase any more; in that case I've included links to similar pairs instead.
- Simone Rocha sandal (unavailable - similar https://bit.ly/3tHfzPX)
- Coach sandal (unavailable - similar https://bit.ly/2QRyysf or https://bit.ly/3tLPIpV or https://bit.ly/3dGN1QT)
- Vivienne Westwood platform (unavailable - similar https://bit.ly/3tI3FFb)
- Vivienne Westwood x Melissa rhs (https://bit.ly/3azhTku)
- Vivienne Westwood heel (unavailable)
- Vivienne Westwood rhs (https://www.viviennewestwood.com/en/women/shoes/platforms/rocking-horse-pagan-sandal-black-black-7301001041009N402.html)
- Vivienne Westwood 3 strap (https://www.viviennewestwood.com/en/women/shoes/flats/roman-3-strap-tan-9014W380086.html)
- Sies Marjan heel (unavailable - similar https://bit.ly/3voZoY3 or https://bit.ly/32E4PpG)
- Aldo heel (unavailable - similar https://bit.ly/3axsc8C or https://bit.ly/3xhwF95 or https://bit.ly/3xjnpRK)
- Nine West heel (unavailable - similar https://bit.ly/32AvR0W or https://bit.ly/3dIBEIa)
- La Bucq sandal (https://labucq.com/products/chan-nero-emboss)
- Stella McCartney sandals (unavailable - occasionally appears on ebay)
- El Dantes platform (unavailable - similar https://bit.ly/3v8Y9fi)
- Jeffrey Campbell 3 strap heel (unavailable - similar https://bit.ly/2RQEan7 or https://bit.ly/3dIDoBc or https://bit.ly/3dGUeAD
- Gucci gladiator shoe (unavailable - similar https://bit.ly/2QKStcs)
- Dr. Martens boots (https://bit.ly/3veN0JI)
- Demonia creepers (leather https://bit.ly/3sID7SY or suede https://bit.ly/2PdXSZh)
- Underground boot (https://underground-england.com/product/evolution-jungle-boot-black-leather/)
- y-3 boot (low vers. https://bit.ly/3sFPYFB)
- y-3 sock shoe (unavailable - similar https://bit.ly/32BGjp9 or https://bit.ly/3tOb5XS)
- Converse (unavailable - similar https://bit.ly/3xk1h9V)
- Rothco military boot (https://bit.ly/3ncuuiH)
- DKNY boot (unavailable - similar https://bit.ly/3nckoht or https://bit.ly/3xjgubc or https://bit.ly/3tK0HjA - or https://bit.ly/3en2DYP)
- Adidas x Raf sneaker (unavailable https://bit.ly/3dHxmRf - similar https://bit.ly/3sHljI3)
- Balenciaga sneaker (https://bit.ly/3dHxUqh)
- New Balance sneaker (unavailable - similar https://bit.ly/3eDsbkT)
- Stella McCartney boots (https://bit.ly/3vgMb3n or https://bit.ly/3n90xjs or https://bit.ly/3nckoht)
- Dr. Martens boot (https://bit.ly/32A5TuC or https://bit.ly/2RZJN2J)
- Alexander Wang boot (unavailable - similar https://bit.ly/2QgX1HS or https://bit.ly/3sCWzk1)
- Birkenstock sandals (https://bit.ly/2Pdtqyp)
- Birkenstock 3 strap (https://bit.ly/3nctfjj)
ーーーーーーー
#shoecollection #ferntube #fernandaly
✩ Instagram: @warukatta
✩ Email: ferntube22@gmail.com
Please contact my agencies in regards to model work
ーーーーーーー
✩ Music:
No. 51 - CFEQ (https://thmatc.co/?l=30D032D5)
✩ Subtitle file (https://drive.google.com/file/d/1o5B3mgGsfUMGf7Ki9GbRb0yO5n1Iob1m/view?usp=sharing)
*** As Youtube has unfortunately discontinued community contributions, here is the script for anyone still willing to do subs for other languages. If you replace the english text with your language and email me the file, I'll be more than happy to upload it for everyone to see. Thank you for your helpful contributions until now!
✩ FTC:
All items by Coach, La Bucq, and Y-3 were gifted to me; Underground boots were received in exchange for an Instagram post (archived).
Everything else was bought with my money.
However these brands are otherwise unaffiliated with this video and all thoughts and opinions are my own.
Some links are affiliate links
i.e. I will make some money off purchases.
money longer 在 Pin on music - Pinterest 的推薦與評價
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