關於 potential market segment ，我們在網路上蒐集到這些相關的討論、資訊與評價

Islamic Digital Economy Track

https://www.dealstreetasia.com/stories/islamic-digital-economy-malaysia-139726/

*Minimal state support needed to boost Malaysia’s Islamic digital economy agenda*

Malaysia needs to develop a vibrant and holistic blueprint at the national level to build a successful Islamic finance-based digital economy in the country, according to Mohd Daud Bakar, executive chairman of global shariah advisory firm Amanie Group and chairman of the Shariah advisory council for Malaysia’s central bank.

As digital economy encompasses activities that cut across all ministries and agencies, a national-level comprehensive approach would act as an enabler for the sector.
There needs to be a special task force or a dedicated agency transcending all agencies to play the agenda of Islamic digital economy across the board, he noted.

“As much as we would like to see bottom-up approach, we need a kind of intervention – though on a minimalist level – from the government to put this agenda on the map of new economic growth as we have done tremendously in the space of Islamic finance and banking,” Daud told DEALSTREETASIA in an interaction.

Malaysia set a precedent in the Islamic digital economy when MDEC (Malaysia Digital Economy Corporation) launched the world’s first dedicated framework for the sector – Islamic Digital Economy (IDE) Mi’yar in late 2017.

There are over 1.8 billion Muslims across the world, providing vast opportunities for the Islamic economy. By 2030, the Muslim population is estimated to make up 27 per cent of the global population. Moreover, the overall Islamic economy is expected to grow to $3 trillion by 2021.

Hence, the global Islamic market is full of potential and more needs to be done to educate the world of Malaysia’s potential in Islamic digital economy, said Daud.

In the venture capital sector, Kuala Lumpur and Shanghai-based VC firm Gobi Partners had coined a new segment since 2016 that aims to tap into faith-based ventures called ‘TaqwaTech’.

“There is a big opportunity there (TaqwaTech). A lot of people do not realise how big that market is. It is a standalone sector where we can cater to countries like Malaysia, Indonesia, even the Middle East, India, Pakistan, Bangladesh,” said Gobi’s managing partner Thomas Tsao.

One of Gobi’s portfolio companies – Malaysia-based travel startup Tripfez had merged with Middle East online travel agency Holidayme last November to form one of the world’s largest Muslim-focused online travel agencies.
The launch of IDE was a humble beginning for Malaysia, said Daud, who will be speaking at Malaysia Tech Week 2019 in Kuala Lumpur on June 17 to 21.

“It was not meant to be exclusive and ultimate. But, to a large extent, it helped everyone to understand the essence of doing Islamic digital economy. This may be useful in the initial phase of the launching any new concept to the market,” he said.

Considering Indonesia has a significantly larger Muslim population than Malaysia, one may wonder how could the latter emerge as the global leader in the Islamic digital economy space.

At the end of day, the success of Islamic digital economy depends on critical success factors under the new economic landscape, said Daud.
“What is more relevant is the legitimacy or perhaps the quality of Shariah parameters being adopted by Malaysian players so that the global Muslim community are in the position to embrace them without having any hesitation, thus the importance of cutting-edge knowledge in Shariah knowledge in relation to all digital-based products and services,” he noted.

MDB

ลองเข้าไปติดตามภาคภาษาอังกฤษได้ที่นี่นะครับ

Thaksin Shinawatra in Private Discussion
World Policy Institute Global Leader Briefing Series Thinking Points
World Policy Institute, 9th March 2016, New York

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Excellencies, Distinguished Guests, Ladies and Gentlemen,

I must thank you World Policy Institute for providing me an opportunity to share my thought on the challenges that revolve around the economic, regional and global implications of how Thailand will make its way through a period of transition and change.

We all know that no society in the twenty-first century can sustain any form of “progress” in the well-being of its people without at least two basic foundations:
The first one is political stability. The second one is the ability to create economic activities that allow growth and readiness to shift its creativities to sustain wealth.

Ladies and Gentlemen,

Let me tell you the tale of the two cities, which is not written by Charles Dickens. It is the tale of parallel progress of Washington D.C. and Beijing. Each has its own history, pain and loathing. As the years go by, the two cities have been seen as rivals which offers competing models for growth and prosperity.

One is Free Market-Capitalism with the so-called “Open Democracy” as the foundation of its economic model. The other one is State-Led Capitalism with the central control system by one party.

Both of the models have proven to be successful in a very dramatic way from the past to the present. Admitting that the Chinese model was fitting to the change of attitude among the leadership of the country at that time, in parallel with the change of economic model in the West, in which the definition of “free trade” benefits China’s shifting position from a close market to a semi-open market.

But we must admit also that both models are now having to adjust itself to the new reality; the reality of dramatic change in speed and character of technology for industrial production; the change from “a country-based product” to “network of global design, global sourcing,and global production for just one product”. This extraordinary change upends the “normal” internal economic adjustment of the country and made it very difficult to find a simple economic adjustment.

We must recognize that advancement in the wealth management technique and technology also upend the normal linkage between capital and changes in production. However, we probably agree, that one common threat for survival in this present so-called “New Normal” is either you have the ability and willingness to change or you don’t. Thailand, like the other countries, cannot get away from this New Normal in the international context.

Ladies and Gentleman,

There is a tale of a poor English teacher in China who soared to the list of the world’s wealthiest people. He neither built a big factory nor invested in any production facility. But, people paid for his service simply to reach the network of supply and demand on a grand scale. I believe, he must feel thank you to the internet.

Ladies and Gentleman,

Amid the global economic slowdown, the pattern of trade has significantly changed. Due to the development of information technology infrastructure and increasing number of population who is able to access to the internet, e-commerce has become a new engine that sustains growth for both developed and developing economies. According to UNCTAD’s report last year, the value of global business-to-business (B2B) e-commerce in 2013 exceeded $15 trillion USD. While global business-to-consumer (B2C) e-commerce still accounted for an estimated $1.2 trillion USD, this segment has grown at a rapid pace; especially in the Asia and Oceania region where B2C segment is expected to surge from 20 to 37 percent between 2013 to 2018. Due to the incremental growth of cross-border e-commerce trade, international postal deliveries of small packets and parcels have risen by 48 percent between 2011 to 2014 globally.

For both Asia and the West, I believe these numbers provide us with clues for the new growth opportunities where “access to networks” is the key: meaning, the networks of consumers and factors of production across geographical boundaries. Unlike the economy of twentieth century when “access to centers” is the rules of the game, today, businessmen who do not have big factories and are not the owners of multinational corporations, can manage to reach and satisfy the needs of their customers worldwide through networks of production and distribution with an assist of the new communication technology. Today’s economy is increasingly decentralized. Consumption and production are more and more dispersed. We could imagine that an American producers can sell their products online directly to consumers in the western part of China without having to spend business hours in Beijing or Shanghai. Vice versa, a Chinese producer can bypass New York to offer their products to customers in New England and Mid-Atlantic states. The network economy has provided the people, both in small and large businesses, with the ability to produce and access to consumers at lower costs. We, as a global community, must put special emphasis on how each country can invest and share risk with the people to create growth collectively.

Ladies and Gentleman,

Another tale is about the rebirth of a road that nobody cares since the Portuguese discovered a possible sea route from Europe to Asia. The Portuguese did offer an alternative trade route with substantial margins for the goods carried. Although you might lose half of the cargoes on the way, you still did not lose your shirt. Since the demand for spices were overwhelming, the merchant marines heavily charge everybody.

Ladies and Gentleman,

The heavy-load transport through the sea has been with us till now, and the land routes from Asia to Europe have been neglected. If the world’s economy is thriving like the good old days, probably, not so many people would be interested in finding an alternative in life. But, since the situation goes awry, I believe, any country should consider all possibilities.

Ladies and Gentlemen,

Today, there are two major initiatives that, I think, have great potential to accelerate growth and leverage “quality of growth” that brought into being by the emergence of network economy. One is the China-led “One Belt, One Road” (OBOR) plan to develop transport and logistics connectivity encompassed some 60 countries, which include about 50 percent of the world’s GDP. And, the other is the US-led Trans-Pacific Partnership Agreement (TPP) between 12 Pacific Rim countries, which account for more than 40 percent of the world’s GDP. I have not seen these two initiatives as antagonistic, but rather a kind of two parallel processes that, at a certain point, will create mutual economic benefits for Asia and the West.

We must overcome the stereotype that perceive China and the US as merely the two opposing political superpowers. In reality, the economic development during the past decade has shown us how far these two major economies are interdependent. China is the largest foreign holder of US government securities with $1.24 trillion USD worth. With the total trade volume of $521 billion USD in 2014, the US is China’s biggest trade partner. Total US foreign direct investment (FDI) in China stood at $65.77 billion USD at the end of 2014, while the Chinese FDI in the US is estimated to have reach $11.9 billion USD.

Given this interdependence in mind, I believe Southeast Asia- the region that sits in between the two great initiatives of the two major economies- must put special emphasis on how to enhance the mutual economic benefits with its counterparts. For Southeast Asia in the twenty-first century, the geopolitics should be about how to reinforce the networks of wealth creation for the people that stretch across national and regional borders.

Ladies and Gentlemen,

Let me tell you the last tale about a Thai restaurant. No matter how many times the master chef tries to teach his protege, the young man keeps making mistakes in mixing the ingredients. Customers are kept waiting, hungry and mad. Once the customers are served, half of them get diarrhea afterward. The moral of this tale is one must make the written recipe right.

Ladies and gentlemen,

While some people may underline the unique characteristics of Thailand in terms of its history and developmental path, the country itself cannot avoid to come to terms with the global challenges of the twenty-first century. For half a century, the Thai economy has incrementally integrated into global economy. Values of Thailand’s exports per GDP and FDI in the country have shown us clearly how far the growth of Thai economy has been interwoven with the fate of global economy.

Against this context, we shall consider Thailand’s draft constitution with a very simple question: will the latest draft constitution “enable” the country to grow and become stronger in the present world? Or, will the latest draft constitution provide Thailand with a sufficient institutional infrastructure for investment, production, cooperation, and businesses?

Ladies and Gentlemen,

Due to the framework set out by the latest draft constitution, it is difficult to foresee a government that is responsive to the people and the challenges of the twenty-first century. According to the new draft, the 200-seat upper house, or Senate, will be appointed by the so-called “experts”. The Senate will also have greater powers to block legislation. Regarding the Constitutional Court, its scope of jurisdiction will be expanded. The Court will have the power to examine cases based on petitions filed directly by individuals, without the requirement that an actual dispute being brought by political organs or other courts.

If we consider the doctrine of separation of powers as the foundation for growth and stability, the critical issue that we shall examine is whether the judicial power will trespass the provinces of legislature/ and executive or not? For a government to be able to manage the economy against the global slowdown, I do hope that there will be no over-enforcement of the judicial power. Experiences of several countries show us that, if unchecked, judicial review can be inappropriately used as “delaying tactic”; thus, in turn, become an impediment to economic policy implementation.

Ladies and Gentlemen,

I believe that the foundation for the country to create growth and prosperity is to build trust in the global community. The constitution shall protect the rule of law and provide at least a minimum level of freedom of speech that facilitates economic cooperation between the people and the global community. Trade and investment cannot flourish if there is no certain degree of confidence provided by the rule of law. Against the transition and change, Thailand must reevaluate its strength and weakness. The country shall find a sensible way to regain its political stability and economic dynamism. I have only proposed the way of how should we think of the phenomena that is the world today.

Today, let us take a look at what our panel of judges think about CY's idea of a 3-in-1 business concept, which combines a cafe, DIY craft centre and Community Living Hall under one roof.

Bryan Loo, Managing Director of Chatime commented that by putting too many highlights into a business, it will lose focus in its most potential area; in other words, lose its identity.

He quoted McDonald's as an example, by focusing on selling Coke, burgers and fries; the strategy allows the fast food chain to stand the test of time. "Losing your focus will lead to losing your initial passion too," he said.

"Worst still, it will give your consumers a false sense of position, causing them to be confused over what business you are in," he added.

Datin Winnie Loo, Founder of A Cut Above and also the Personal Branding Expert from School of Charisma finds CY's idea quite interesting, but she also throws the question, "is it practical enough?"

She commented that besides creativity, location is equally important. "To stand out, you need to have your own uniqueness, to have at least something for people to talk about and chase after," she said.

Datuk Eric Chong, President of Branding Association of Malaysia thinks that the idea is creative, however, he hasn't see much successful examples that run on such a concept.

"The idea of a DIY centre might attract like-minded people, but how big is the number? Most importantly, can it ensure the sustainability of the business?" He has his reservations as he finds the market segment is not big.

With these comments from all the judges, can CY brave through the challenges and emerge as the winner? Stay tune for more updates!


今天，让我们来看看评委们对于CY这个结合了咖啡馆、手工纺与社区客厅的企业概念有些什么看法。

Chatime的首席执行员Bryan Loo就觉得，如果把太多的点子注入同一门企业里，就会导致企业失去专注性；换句话说，企业将失去其特性。

他举例只专注于售卖可乐、汉堡与薯条的麦当劳，凭着这个方针，数十年来始终屹立不倒。＂失去专注性，很可能也意味着失去了最初的兴趣。＂他说。

＂更糟糕的是，过于花巧的企业概念将会对顾客造成混淆。＂他进一步说。

对于A Cut Above的创始人，同时也是School of Charisma讲师的Datin Winnie Loo来说，CY的企业概念确实有创意，可是她也同时抛出了一个问题：＂执行起来又是否切实可行呢？＂

她认为，除了创意，地点也非常重要。＂想要脱颖而出，你必须要拥有本身的特点，至少要有某些让别人热烈讨论或疯狂追捧的东西。＂她说。

尽管身为马来西亚品牌协会主席的Datuk Eric Chong觉得CY的点子有创意，可是他个人觉得这种综合性质的食肆， 暂时没有看见太多成功的例子。

＂手工艺术的确可以吸引同道中人，可是究竟人数会有多大？而更重要的是，它是否可以成为可持续性发展的企业模式？＂对此，他有所保留，毕竟市场并不大。

听过了评委们的评语，究竟CY是否可以排除万难，突围而出呢？就让我们一起拭目以待吧！

http://traffic.libsyn.com/melody/Boss_20140819.mp3

只是想跟大家分享一下偶們的作業哈哈哈
還有這個議題也很直得大家去關注～大家有興趣可以多多去了解一下Article13～
然後沒錯 這支影片包含裡面的新聞 全部是我剪的?
The current decade will be known as a decade of digital dependency. The proportion of people accessing the internet has increased from 20% almost a decade ago, to 72% in 2018. (Ofcom, 2018). With the existence of network publics, online expressions are automatically recorded and archived, Content made out of bits can be duplicated and can be accessed through various ways (Boyd, 2010). Websites like YouTube, Facebook and twitter have changed the online marketing trend with the help of content creators, brand influencers etc. who enjoy the freedom of expression on the internet across the world, but big changes are coming to online copyright across the European Union. Article 13 of the European Union directive on the digital single market requires the likes of Youtube, Facebook and Twitter to take more responsibility for copyrighted material being shared on the platforms (Reynolds,2013). Therefore, this video intends to provide awareness to a mass segment of internet users and content creators on the internet about the Political issue of Article 13 and recommend the viewers to raise their opinion against it but we realized that a number of millennials are not aware about the issue of Article 13 and the main reason for the unawareness is ignorance. People tend to ignore the obvious things according to the psychology of willful blindness. So, in this case, people ignore the news of article 13 which they could and should have known but don’t know because it made them feel better to not know it ( Popova, 2018) Our aim is to show to the audience what the cost of inaction can result in. Upon an informal survey conducted in regards to Article 13 , we discovered, Everyone has heard about it, but no one knows about it

Viewers of the video are recommended to raise their opinion by signing an online petition by visiting the website https://savetheinternet.info/. The reason behind choosing this website among several other online petitions was the number of supporters. This online petition has over 5 million supporters who have signed to show the politicians their disapproval towards the reform. History suggests that online petitions have been successful in bringing change with number of instances.

The viral progression of the video has been supported by a number of strategies. Viral Videos tend to be exceptional.` The media chosen to inspire the audience to propagate this video are Facebook, Instagram, YouTube and Twitter. The major target audience will be millennials and people who belong to Generation Z. In order to attract and connect with the target audience, elements such as websites, news channels, and content from internet content creators such as 9Gag, PewDiePie were shown in the video. The target audience has a huge potential to push the video to a larger audience. The viral progression of the video is heavily dependent on Word-of-Mouth marketing which is the intentional influencing of consumer communications by professional marketing techniques (Kozinets, 2010). We aim the share the video with the hashtag #SaveYourInternet as we believe that hashtags can serve a motivational role for viewers to consume and distribute the content as per spreadability theory from the SPIN framework. ( Mills,2012 ) The video also highlights the behavior of the protagonist, who ignores such political news that has so much relevance in his actual life. We believe that the target audience will be able to relate themselves with the video and share it. Apart from that, the relevance of the issue of Article 13 can help the propagability and strengthen the integration among the viewers to become aware and act against it.