กรณีศึกษา TQM นายหน้าประกัน ที่มีมูลค่า 4 หมื่นล้านบาท /โดย ลงทุนแมน
หลายคนอาจจะยังไม่คุ้นชื่อของบริษัท TQM
แต่รู้ไหมว่า TQM เป็นบริษัทที่มีมูลค่ามากสุดใน อุตสาหกรรมประกัน ที่จดทะเบียนในตลาดหลักทรัพย์แห่งประเทศไทย
หากเรามาดูมูลค่าบริษัทในอุตสาหกรรมประกัน 5 อันดับแรก ในตลาดหลักทรัพย์
...Continue ReadingTQM case study. Insurance agent worth 4 billion baht / by investing manly.
Many people may not be familiar with the name of TQM company
But did you know that TQM is the most valuable company in the insurance industry listed in the Stock Exchange of Thailand?
If we come to see the value of the top 5 insurance companies in the stock exchange.
TQM Corporation (TQM) 4.35 billion baht.
Bangkok Insurance (BKI) 3.01 billion baht.
Bangkok life insurance (BLA) 2.68 billion baht.
Thai Holdings group (SEG) 1.89 billion Baht.
Insurance tip (TIP) 1.35 billion baht.
The more interesting story is TQM is not a life insurance company or safety insurance.
But TQM is an insurance agent who sells insurance from other companies again.
Why is the broker bigger than the insurance company?
Invest man will tell you about it.
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TQM just registered to the stock exchange for 2 years. Scrap.
But actually TQM was founded since Prof. 2496 or 67 years ago
By TQM starting a business. Protective Agent.
For TQM business model is
Intermediary has an advisor for insurance or life insurance.
via telephone and online
The company has a service to cover from home transfer.
Stay alert and sign up before expire to customers
According to the 2562 Annual Report, TQM will have a proportion of premium sales. The premium is divided into.
Car insurance 10,163 million baht
Accident and health insurance. 1,429 million baht.
Life insurance 766 million baht
Misc insurance 377 million baht
Marine insurance and transportation 47 million baht.
And the danger is 13 million baht.
Total amount is worth 12,795 million baht which you can think.
15 % growth compared to the same period of last year.
Now, being a car insurance agent is the main income of TQM
However, the sales insurance premiums are not considered direct income of the company.
Because TQM is a realtor
Therefore, TQM will recognize income as commissions from premiums.
Which will be different according to the type of insurance. For example.
Car insurance group. Force sector. The school. B. B At a rate of no more than 12 % and voluntary sector at a rate of less than 18 %
Life insurance group at a rate of less than 40 % in the first year and will decrease in the next year.
Now let's see an overview of the last TQM performance.
Year 2560 Income 2,281.7 million baht. Profit of 268.3 million baht.
Year 2561 Income 2,525.0 million baht. Profit of 404.3 million baht.
Year 2562 Income 2,783.8 million baht. Profit of 507.2 million baht.
Income grows on average 10.5 %
Profit grows on average 37.5 %
By company's income comes from
Realtor business and insurance services 94.6 %
Realtor business and life insurance services 2.8 %
And other income 2.6 %
This type of business is actually a highly competitive business.
Because customers have options from walking into their own insurance company.
Or go to a realtor service for both individuals and other organizations.
Something to block the competition gap in this business.
It's an effective service that will keep customers with us. We don't run away.
From the numbers of past results, TQM seems to be doing well.
TQM company quarter 1 2563
Income 814.1 million baht. Grow 23.8 %
Profit of 179.3 million baht. Grow 68.3 %
The main cause of growth in the 1 quarter of 2563 is TQM. Ready for business. For online sales channels that companies expect to be important factors that affect business.
The emergence of COVID-19 has made TQM to use online channels which have been prepared to be a way to sell insurance. If it ends with COVID-19 quickly.
From such growth.
TQM becomes one of the companies that investors on the stock exchange are paying attention to.
Until company shares have increased by 112 % since the beginning of the year.
Recently, there is a company worth up to 4 billion baht.
With this level of value, TQM becomes the most valuable company in the insurance industry listed on the Stock Exchange of Thailand.
Many people probably didn't realize that insurance agent companies could be bigger than insurance companies.
But don't forget that now the company's P / E has risen to 70 times higher and is considered a high level of investment. If companies expect high growth, there is a risk that can't be expected. Prices will fall as well.
Ending with interesting information
Did you know that insurance agent will have an advantage of straight insurance companies that don't have to take insurance risks and instantly recognize accounting income?
When the insurance agent sells insurance, the agent will know the commission income immediately.
But for the insurance company, the company will gradually be aware of it. Break the draw that the policy protects.
For example, COVID-19 insurance
When TQM sells COVID-19 insurance from AAA insurance company with 1 year coverage period.
TQM will know the commission fee as income immediately and no risk required.
But for insurance companies that provide COVID-19 coverage.
Unless insurance companies take risks to pay their customers a cash payment.
Until the insurance company recognizes the premium as income, it's all going to have to wait for a whole year..
NOTE: This article does not intend to buy or sell. These shares are risky. Please study the full information before making every investment decision.
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References
- TQM's Annual Listing (56-1)
- TQM Annual ReportTranslated
同時也有4部Youtube影片,追蹤數超過361萬的網紅Dan Lok,也在其Youtube影片中提到,Are You Sick And Tired Of When Clients Say, “I Don’t Have Time To Meet With You”? Click Here And Get All The Details On Dan’s NEW Reality-Based Sales ...
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留意返,呢個係KKBox唔係KKday。
今次Chitchat with Entrepreneur: KKBOX 由A.新世界大學將聯同Samsung、HSBC及Amazon Web Services邀請來自台灣的KKBOX Head of System Infrastructure — Hung-Yi Chen,分別從不同旅遊產業的角度,分享行業發展的最新動向、如何有效收集及運用數據制定公司創新策略,及怎樣透過企業和初創合作達致雙贏局面!
活動詳情:
日期:8月28日 (Wed)
時間:15:30-18:00
語言:廣東話(普通話輔助)
地點:21/F K11 Atelier, Victoria Dockside 香港尖沙嘴梳士巴利道18號
門票:免費(Samsung、HSBC及AWS贊助)
名額:200人
活動內容:
Part A - Chitchat with Entrepreneur: KKBOX
Part B - Startup Booth & Corporate Ecosystem Networking
本次活動接受公開免費報名,名額非常有限,請盡快報名: https://wecreate20190828.eventbrite.hk
如有任何查詢,歡迎聯絡我們的活動統籌 Derek Lee(電話:94670373 電郵:[email protected])
KKBOX, found in 2005, has always been at the forefront of the industry in the Asian Market, leading in from the number of songs featured on the platform to additional functions like exclusive interviews, live-streaming concerts, voice quality, and so on. KKBOX has even organized its own offline award ceremony, “KKBOX Music Awards”, to celebrate the success of singers in the Chinese Music Field. Thanks to their efforts and innovation, KKBOX is seen as the pinnacle of Music Streaming Platforms in Asia, with over 10 Million subscribers from regions like Taiwan, Malaysia, Singapore.
A. New World University, in unison with Samsung, HSBC and Amazon Web Services, has invited Hung-Yi Chen, Head of System Infrastructure of KKBOX, to share the latest trends and development in the music streaming industry, and how KKBOX has managed to gain a foothold amid the intense competition of the industry. Concomitantly, with reference to their experiences in organizing large-scale offline events, we hope to reflect on the strategies adopted in event management by New World Development and its subsidiaries.
Dates: Aug 28, 2019 (Wed)
Time: 15:30 - 18:00
Location: 21/F K11 Atelier, Victoria Dockside, Tsim Sha Tsui
Language: Mandarin and Cantonese
Application fee: Free
Quota: 200
Application link: https://wecreate20190828.eventbrite.hk
Should you have any enquiries, please contact our coordinator of event management Mr. Derek Lee (telephone: 94670373, email: [email protected]).
telephone fee 在 Backpacker by Peter / น้าเตอร์ท่องโลก Facebook 的精選貼文
วีซ่าทำงานนิวซีแลนด์ (New Zealand Work Visa)
1.การเลือก application form จากที่ดูรีวิวของหลายท่าน บางท่านใช้ INZ 1017 , INZ 1189 ลองอ่านและโทรไปถามศูนย์รับวีซ่า ก็ได้ความว่าใช้ INZ 1189 โดยมีคุณสมบัติดังนี้
- อยู่นอกประเทศนิวซีแลนด์
- เดินทางไปท่องเที่ยว หรือ ทำงาน
- อยู่ในนิวซีแลนด์ไม่เกิน 6 เดือน
- ค่าใช้จ่ายต่างๆ ในการเดินทางใช้เงินตัวเองหมด หรือ ถ้าทำงานทางบริษัทจ่ายให้หมด
ถ้านอกเหนือจากนี้ใช้ INZ 1017 เท่าที่ดู INZ 1189 กรอกง่ายกว่านิดหน่อย
2. การเตรียมเอกสาร
2.1 หลักฐานการเงิน และการทำงาน
- สัญญาการจ้างทำ freelance
- Statement ย้อนหลัง 6 เดือน
- รูปถ่ายคนละ 2 ใบ ขนาด 3.5 x 4.5 cm พื้นหลังสีขาว ต้องเห็น ใบหู และ hair line แต่งตัวสุภาพ สีไม่ฉูดฉาด (มีคำแนะ https://www.immigration.govt.nz/new-zealand-visas/apply-for-a-visa/tools-and-information/acceptable-photos )
ตอนไปยื่น เจ้าหน้าที่จะแจ้งว่าใช้เวลาประมาณ 20-25 วันทำการ แต่ของจริงอาจไม่ถึง
Contact
New Zealand Visa Application Centre C/O TT Services (TT Aviation Co Ltd).
140/41 (19 D), ITF Tower, 19 Floor, Silom Road, Suriyawongse,Bangrak, Bangkok,Thailand 10500.
Phone +662 236 7138
Visa fee 7,300 bath
Immigration Levy 1,000 baht
Service fee 800 bath
Total 9,100 bath
Payment Cash or Credit Card
Application lodgement 8:30-16:00
Passport Collection 8:30-16:00
Telephone enquiries 8:30-16:00
telephone fee 在 Dan Lok Youtube 的最讚貼文
Are You Sick And Tired Of When Clients Say, “I Don’t Have Time To Meet With You”? Click Here And Get All The Details On Dan’s NEW Reality-Based Sales Simulator So You Never Have To Lose Important Deals To Any Objection: http://idonthavetime.danlok.link
If you’re selling business to business, odds are, you need to meet with the prospect face-to-face. So when the prospect says, “I don’t have time to meet with you”, what do you say? Discover exactly what to say in this video, as Dan breaks down why most people handle this the wrong way and what to say instead, when your clients say, “I don’t have time to meet with you”.
? SUBSCRIBE TO DAN'S YOUTUBE CHANNEL NOW ?
https://www.youtube.com/danlok?sub_confirmation=1
Check out these Top Trending Playlists -
1.) Boss In The Bentley - https://www.youtube.com/playlist?list=PLEmTTOfet46OWsrbWGPnPW8mvDtjge_6-
2.) Sales Tips That Get People To Buy - https://www.youtube.com/watch?v=E6Csz_hvXzw&list=PLEmTTOfet46PvAsPpWByNgUWZ5dLJd_I4
3.) Dan Lok’s Best Secrets - https://www.youtube.com/watch?v=FZNmFJUuTRs&list=PLEmTTOfet46N3NIYsBQ9wku8UBNhtT9QQ
Not long ago, Dan Lok was just a poor immigrant boy. He had nothing but a strong desire to get out of debt and make enough to provide for his single mom. With this strong desire, Dan quit his job as a grocery bagger. He dropped out of college. And he became an entrepreneur.
After 13 failed businesses, Dan finally became a self-made millionaire at age 27 and multi-millionaire by age 30.
Fast forward to today, Dan is now an official Forbes Book author with over 13 internationally best-selling books. He’s the founder and chairman of several multimillion dollar businesses. And outside of his business success, he is one of the most-watched, most quoted and most followed educators of our time. In total, his videos have been watched over 100-million times across his social media platforms. His emails are read by over 2,000,000 people every month.
If you want the no b.s. way to master your financial destiny, then learn from Dan. Subscribe to his channel now.
★☆★ CONNECT WITH DAN ON SOCIAL MEDIA ★☆★
YouTube: http://youtube.danlok.link
Dan Lok Blog: http://blog.danlok.link
Facebook: http://facebook.danlok.link
Instagram: http://instagram.danlok.link
Linkedin: http://mylinkedin.danlok.link
Podcast: http://thedanlokshow.danlok.link
#DanLok #ClientsSay #IDontHaveTime
Please understand that by watching Dan’s videos or enrolling in his programs does not mean you’ll get results close to what he’s been able to do (or do anything for that matter).
He’s been in business for over 20 years and his results are not typical.
Most people who watch his videos or enroll in his programs get the “how to” but never take action with the information. Dan is only sharing what has worked for him and his students.
Your results are dependent on many factors… including but not limited to your ability to work hard, commit yourself, and do whatever it takes.
Entering any business is going to involve a level of risk as well as massive commitment and action. If you're not willing to accept that, please DO NOT WATCH DAN’S VIDEOS OR SIGN UP FOR ONE OF HIS PROGRAMS.
This video is about Clients Say, “I Don’t Have Time To Meet With You” And You Say "..."
https://youtu.be/El4grO1XvB4
https://youtu.be/El4grO1XvB4
![post-title](https://i.ytimg.com/vi/El4grO1XvB4/hqdefault.jpg)
telephone fee 在 Dan Lok Youtube 的最佳解答
The Old School Sales Methods Are Dead. That's Why Most People Lose The Sale When Clients Say, "Can You Work For Free?" Click Here To Discover Why The Old School Sales Methods Don't Work And What To Do Instead: http://workforfree.danlok.link
When clients say, “Can You Work For Free” or “Can I pay you after the work is done?”, most people don’t know how to handle this objection. Do you work for free? Do you offer a payment plan? Or do you hang up on the client and jump on another call with a new client? In this video, Dan shows you his exact closing tips on how to handle the objection when clients say, “can you work for free”.
? SUBSCRIBE TO DAN'S YOUTUBE CHANNEL NOW ?
https://www.youtube.com/danlok?sub_confirmation=1
Check out these Top Trending Playlists -
1.) Boss In The Bentley - https://www.youtube.com/playlist?list=PLEmTTOfet46OWsrbWGPnPW8mvDtjge_6-
2.) Sales Tips That Get People To Buy - https://www.youtube.com/watch?v=E6Csz_hvXzw&list=PLEmTTOfet46PvAsPpWByNgUWZ5dLJd_I4
3.) Dan Lok’s Best Secrets - https://www.youtube.com/watch?v=FZNmFJUuTRs&list=PLEmTTOfet46N3NIYsBQ9wku8UBNhtT9QQ
Not long ago, Dan Lok was just a poor immigrant boy. He had nothing but a strong desire to get out of debt and make enough to provide for his single mom. With this strong desire, Dan quit his job as a grocery bagger. He dropped out of college. And he became an entrepreneur.
After 13 failed businesses, Dan finally became a self-made millionaire at age 27 and multi-millionaire by age 30.
Fast forward to today, Dan is now an official Forbes Book author with over 13 internationally best-selling books. He’s the founder and chairman of several multimillion dollar businesses. And outside of his business success, he is one of the most-watched, most quoted and most followed educators of our time. In total, his videos have been watched over 100-million times across his social media platforms. His emails are read by over 2,000,000 people every month.
If you want the no b.s. way to master your financial destiny, then learn from Dan. Subscribe to his channel now.
★☆★ CONNECT WITH DAN ON SOCIAL MEDIA ★☆★
YouTube: http://youtube.danlok.link
Dan Lok Blog: http://blog.danlok.link
Facebook: http://facebook.danlok.link
Instagram: http://instagram.danlok.link
Linkedin: http://mylinkedin.danlok.link
Podcast: http://thedanlokshow.danlok.link
#DanLok #SalesObjections #CanYouWorkForFree
Please understand that by watching Dan’s videos or enrolling in his programs does not mean you’ll get results close to what he’s been able to do (or do anything for that matter).
He’s been in business for over 20 years and his results are not typical.
Most people who watch his videos or enroll in his programs get the “how to” but never take action with the information. Dan is only sharing what has worked for him and his students.
Your results are dependent on many factors… including but not limited to your ability to work hard, commit yourself, and do whatever it takes.
Entering any business is going to involve a level of risk as well as massive commitment and action. If you're not willing to accept that, please DO NOT WATCH DAN’S VIDEOS OR SIGN UP FOR ONE OF HIS PROGRAMS.
This video is about Clients Say, “Can You Work For Free” And You Say "..."
https://youtu.be/EyFfGo9-4I4
https://youtu.be/EyFfGo9-4I4
![post-title](https://i.ytimg.com/vi/EyFfGo9-4I4/hqdefault.jpg)
telephone fee 在 IP Lockers Youtube 的最讚貼文
【IP LOCKERS SUMMER CAMP VOL.3】
全新課程規劃 📖
熱血生活體驗 🗺
瘋狂派對遊戲 👾
快攜家帶眷報名參加!!!!!👨👩👧👦👨👩👦👦👨👩👧👧 (團報更便宜✨)
⚠️更多詳細內容將陸續公告,盡請期待~
_______________________
★活動日期:2018年8月17~19日
Date: 08/17/18 to 08/19/18
★地點:金山活動中心 (新北市金山區青年路1號)
Location: Jinshan Youth Activity Center
★報名人數上限:120人
Members limit: 120
★費用:
Fee
└早鳥價 5800元
(報名時繳交訂金3000 於7/15晚上12點前 繳清才算完成早鳥報名)
Early bird special: 5800 (Deposit 3000 paid by July 15 24:00)
└舊生回饋優惠 5500元
(報名時繳交訂金3000 於7/15晚上12點前 繳清才算完成報名)
Old Students special: 5500 (Deposit 3000 paid by July 15 24:00)
└三人以上團體報名,每人享有優惠價 5600元
(報名時繳交訂金3000 於7/15晚上12點前 繳清才算完成報名)
Group Register Special (more than 3 people): 5600/person (Deposit 3000 paid by July 15 24:00)
└原價 6500元
Regular: 6500
(以上費用含保險、食宿、交通,約3000元;6堂Workshop課費,約3500元)
(Included: insurance, living, meals, transportation and 5 workshops)
***早鳥優惠時間截止至7/15晚上12點前喔!!***
★報名方式:
Sign-up
a.留下 姓名、外號、電話、T-shirt Size、國家、匯款帳號後五碼
Leave name, nickname, telephone, t-shirt size, nationality and last five numbers of the money transfer receipt number.
b.因有名額上限,以繳費完成者,為優先順序
According to the members limit, we reserve the priority for people who’s finished payment at a first come first served basis.
c.於下方連結處登入後輸入基本資料
Fill the basic information in the following link.
(https://goo.gl/forms/mJEOZ03qiWtv0j6I2)
活動專頁:https://www.facebook.com/events/182234132433480
![post-title](https://i.ytimg.com/vi/U_6_PKcpFGc/hqdefault.jpg)
telephone fee 在 英文單字筆記粉絲團- 想必人人都必須繳電話費 - Facebook 的推薦與評價
想必人人都必須繳電話費,差別只在於繳納的方式不同,因為現在是人手至少一支手機的時代,電話費的英文是telephone fee 或phone fee,行動電話的電話費英文則可以 ... ... <看更多>