英國護士的𝐁𝐚𝐧𝐝𝐢𝐧𝐠 & 𝐏𝐚𝐲
要了解在英國薪金有多少
先要了解NHS的Banding Pay Rate 制度
什麼工種是什麼Banding ?
不同Banding 工資又是多少?
另外什麼又是HCA supplement 呢?
NHS Banding Pay rate table
https://www.nhsemployers.org/pay-pensions-and-reward/agenda-for-change/pay-scales/annual
下回再跟大家詳細看Payslip♪
對這方面有興趣的要留意喔
會說到如何計工時薪 salary tax NI 和Pension 等等
就是去到最後有多少Net income呢♪
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英國生活指南&護士註冊懶人包 連結!🐿
https://www.instagram.com/p/CFPS34ZBTAQ/?igshid=11kl6hdikym0d
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有興趣的也請到Nurse Risu in UK 的instragram🐿
https://www.instagram.com/nurserisuinuk/?hl=zh-tw
編排會更容易看些♪
記得Like and Follow喔 有你們支持更有動力分享
以免看不到最新的Post 追踪設定➡️搶先看❗️
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#hknurse #nurseinuk #uknu #uklife #hktouk #fromhktouk
#英國生活 #英國生活日記 #倫敦生活日常 #倫敦生活
#倫敦日常 #英國護士 #移居英國 #oettestpreparation #oet #nmc #oetnurses #cbt #cbtpreparation #nmc #nmcregistration
uk income tax 在 大英國辦公室小職員 Facebook 的精選貼文
[求職] 英國薪水的大小事&相關英文字彙💰
英國薪水制度、扣稅一向很容易讓人霧煞煞,跟台灣很不一樣,在此講解一下🗣
大部分的英國薪資是採年薪或是時薪制,我目前沒有聽過月薪制。再加上扣稅,實領多少很容易跟預期有差異。
💰年薪 annual salary💰
在求職廣告上,在薪資數字的前後,可能會看到這兩個英文字 Circa=大概. P.A. = per annual 每年.
💰時薪 hourly wage💰
從今年四月起,如果你是25歲以上,英國除蘇格蘭之外的規定最低時薪是£7.83(稅前);21-24歲是£7.38. (蘇格蘭會不太一樣).
不論是哪種計薪方式,領薪水的時間都有可能是日領、週領、四個星期領、月領。
領到的薪水都是扣稅後的實領,跟談薪水的含稅金額不同!! (所以領了才知道這麼少)
☑️問:全職的工作也可能是時薪嗎?
是的。不過在談合約時,可能要問清楚全職工作的每週工作時數,並且仔細了解休息時間是否有算錢 (還是要防範一下惡老闆)。
☑️問:如果全職工作是算時薪,那年薪會是多少?
如果是一週40小時的工作,一年的工作時數是2080小時,再乘以£7.83時薪,換算來的年薪是稅前£16286.4英鎊
☑️問:我想知道我的年薪有沒有超過政府規定的最低薪資。如何計算?
政府的網站有計算機,請到此計算 https://www.gov.uk/am-i-getting-minimum-wage
💰薪資單Payslip💰
政府規定只要是僱員,雇主一定要MUST提供薪資單,上面會記載你稅前跟稅後實領的薪水。
稅前跟稅後的差異是扣掉什麼名目? 例如所得稅income tax、國家保險費national insurance、甚至有其他的項目,例如退休金Pension。
薪資單也會有你的所得稅扣稅的分類Tax Code,如果你覺得你被扣錯稅了,這個code可以讓你查,你是不是被算到錯的分類而被多扣了。
其他政府規定細節跟說明,請見政府網站https://www.gov.uk/payslips
💰所得稅扣稅Tax rate <自2018四月一日起,英國除蘇格蘭之外的規定 (蘇格蘭有自己的規定)>💰
免稅(personal allowance):如果你一年的收入低於£11,850 (換算起來是 £228 per week 或£988 per month),就不必繳稅
累進稅率制:
年收入介於£11,851到£46,350,是20%
然後累進到收入£46,351到 £150,000之間是扣40%.
如果你年賺£15,000,就是£3,150(£15000-£11850)要繳20%.
然後如果你超神,收入超過£150,001,就是扣45%啦 (如果我收入可以這麼高,我願意!)
這網站說細節頗清楚https://www.moneysavingexpert.com/banking/tax-rates
💰國家保險費National Insurance💰
一般來說是收入的12%,如果你每週收入超過£162就得繳。
但也會因為收入跟身分而稅率有點調整,這個太瑣碎了,我就不細研究了。
政府細節說明的網站
https://www.gov.uk/…/rates-and-thresholds-for-employers-201…
☑️那究竟時薪、年薪在扣稅之後我可以領多少?
自己算實在太麻煩了,只要Google搜尋UK Tax Calcuation就有不少網站自動設好計算機了
可參考
https://www.gov.uk/estimate-income-tax
https://listentotaxman.com/
https://www.uktaxcalculators.co.uk/
最後工作一定要有合約,規定薪資、給付方式、年休假、notice period這些。
還有如果工作有試做試工,一定要給薪水,且要至少是最低薪資。
👉🏼👉🏼👉🏼👉🏼👉🏼👉🏼
我的書也有提到些不為人知的薪水薪情啊
【大英國小職員職場奮鬥記:拒絕壓榨!大膽出走海外就業去】
博客來購書網址:https://goo.gl/V5Vm7y
誠品購書網址:https://goo.gl/fEFNDP
樂天電子書:https://goo.gl/KStfuT
👉🏼英國郵寄購書請私訊
👉🏼3月24日有倫敦吃飯聊天買書任君選行程,請見前一篇Event
#英國求職 #英國職場 #英國薪資 #英國找工作 #英國稅率 #英國打工度假 #張太咪
uk income tax 在 Mohd Asri Facebook 的最讚貼文
BUDGET 2014 : WISH LIST, EXPECTATION & STOCKS PLAY- by Dr. Nazri Khan.
As in the past, we generally expect a post-budget rally with FBMKLCI to trend towards 1850 levels after Budget 2014. We expect budget measures to arrest competitiveness and improve public finance to attract more investors confidence and foreign fund inflows back to Malaysia.
1. Generally, Budget 2014 should spur local market sentiment by introducing tough unpopular bold measures to boost trade competitiveness, improve fiscal credibility, address the recent downgrade by sovereign credit rating (such as Fitch Ratings) and encouraging stronger private sector participation to boost economic growth.
2. We expect Budget 2014 to focus on the implementation of subsidy rationalization programme (SRP), the implementation of services tax (GST) and extension of BR1M for the low income group.
3. Generally, investors do not believe there will be significant Corporate and Personal Income Taxes cut due to government fiscal constraint but more incentives will be given to lower income groups using a very focus and targeted approach.
4. As in the past, Budget 2014 should benefit construction sectors (especially those with low import content and high multiplier project owner). Higher multiplier such as MRT circle line 2 and 3, Southern Double Tracking and even the proposed Kuching-KK Pan Borneo Highway may kick-start but big ticket high import items like Kuala Lumpur-Singapore High Speed Rail and third interchange linking Johor and Singapore could be delayed.
5. As stated in General Election manifesto, there is a real possibility, Budget 2014 may launch National Healthcare Project (something like Australia's Medicare System and UK NHS) that will provide every Malaysian with access to quality healthcare. Healthcare stocks such as IHH, KPJ and TMC Life should benefit. Further, using Budget 2013 trend, Budget 2014 should again promote local tourism sector which means healthcare sector via medical tourism again will benefit.
6. The implementation of GST should benefit software providers. Stocks like DKSH, Censof and MyEG should win contracts while telcos that have been paying govt sales tax can now shift the tax burden to customers under GST. Hence, all three telcos Maxis, Axiata and DiGi will benefit.
7. Mass market consumer stocks (such as AEON and Parkson) however should benefit from government low income incentives such as higher BR1M, higher salary to qualify for BR1M (maybe raise to RM4000-RM5000 from currently RM3000), more KR1M (Kedai Rakyat 1 Malaysia) and cheaper house from affordable PR1MA homes.
8. Budget 2014 may grant more tax exemptions for hybrid and electric cars to encourage the usage of fuel efficient vehicles. This should benefit foreign hybrid cars markers such as Honda, Volskwagen, Toyota and Nissan.
9. Due to government focus on Islamic Finance, Takaful industry players should get more added incentives in 2014 to encourage bigger market share and more protection among Malaysian. Stocks going big into Takaful such as Takaful Malaysia, Allianz and MAA may benefit.
10. Due to Subsidy Rationalisation Programme (SRP), Budget 2014 should see more subsidy cuts which includes more increase in fuel prices (possibly additional 10 to 20 cents), more increase in gas & electricty power tariff as well as hikes in sugar prices. Such moves should generally be negative for consumer/glove stocks (retailers like Nestle, Amway and Dutchlady & gloves such as Hartalega, Kossan, Supermax who use gas and raw materials) while positive for utilities stocks such as Tenaga, YTLPower and GasMsia (due to lower inputs, more efficient energy consumption and better earning visibility).
11. Budget 2014 should impose higher sin tax to boost government revenue. Tobacco players such as BAT and JT International and possibly brewery such as Carlsberg and Guinness and even gaming players such as Genting and BJToto earning are expected to contract. Bear in mind, there is no tax hike for gaming counters since 1998, no take hike for brewery since 2007 and no take hike for cigarettes since 2010. Perhaps, there will be 3 cents extra tax per cigarrete stick and RM1.00 extra duties per litre of beer.
12. For Budget 2014, we believe banks and properties could be mildly affected by more government properties-cool-down and bad-debt-measures (involving house, property, automotive and personal loans). Softer retail/corporate loans are therefore expected due to higher stamp duty, foreign cap, tougher RPGT (real properties gains tax) and higher loan-to-value (LTV) ratio for property purchases and shorter the personal financing tenure.
13. Government will strive for Marhaen Budget (Rakyat) which generally should aims for :
(i) Close To Free Education - free high quality education for all citizens
(ii) Close To Free Healthcare - affordable and easy accessible quality medical care to all, rich
and poor alike
(iii) Affordable Housing - cheaper and comfortable for majority rakyat
(iv) Efficient Public transport - safer, cheaper, more efficient, reliable and comfortable for majority rakyat
(v) Security for citizens and their families with an accepted (perceived or otherwise) low crime rate.
14. Government will use creative ways to boost revenue without burdening rakyat. These may includes :
(i) Reduce foreign tax incentives - Remove tax incentives to foreign firms operating in this country which has low multiplier effect on economy (beverage, gaming & brewery).
(ii) Auction land - Government land should be auctioned to the highest bidder to gain maximum income in development of Government’s land
(iii) Auction licences - Licences for telco and television rights can also be auctioned to the highest bidder after a shorter fixed period to get more revenue
(iv) Sell concessions - government must not give companies (whether GLC or not) rights to operate a project (eg. power plant/highways for free)
(v) Curb smuggling - government should spend more on enforcement to reduce money lost on smuggled items especially on cigarettes, beers, petrol and rice
(vi) Cut procurement bureaucracy and costs - the Government must spend more to reduce bureaucratic tape especially in procurement so that higher saving can be made on resources and time awarding the contract
(vii) Reduce subsidising the rich corporate player - the government should overhaul and reduce subsidies for rich companies such as foreign automatives and IPP which benefit more than the rakyat
(vii) Impose tax on high end asset class - capital gains tax should be imposed more on high end income eg. gains from investments, property, antique asset sales, bond and stock markets.
15. Last but not least, oil and gas stocks should get positive catalyst. Due to depleting oil reserves, we expect government to encourage more participation in the downstream O&G industry which may include huge investment tax allowance for refinery activities to catalyse the downstream segment. This will also attract investors to participate in Pengerang Integrated Petroleum Complex to ensure its successful take-off. Petronas linked stocks such as Petronas Chemicals, Sapura Kencana, Uzma, Deleum, Perisai and others should benefit.
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