窮爸爸富爸爸的作者以下這四種人分成兩類,你知道怎樣分嗎?
首先我們來了解這四類人分別有什麼特質
E(Employee)-一般上班族, 雇員, 全世界有60%的人在這一塊
就是 “我為別人工作"”也就是工作的時間跟金錢的收入, 完全是掌握在別人手中!
(大家在找工作面試談薪水的時候應該感覺得到)
比如:操作員,企業員工, 學校老師...等等
不管你多努力, 可能領的都是一份死薪水, 而且一但“行為中止, 收入就歸零”
S(Self-Employed)- 專業人士, 自營商, 全世界有30%的人在這一塊
就是 “我為自己工作"”他們相信只要更加努力, 就可以有更多收入!
比如:醫生,律師,會計師,師字輩專業人士或是開店當老闆,在家接案等, 也就是"做多少賺多少"的概念!
作者認為在這一類別的人只能喘息, 不能休息, 因為做多領多, 做少領少! 而且一樣“行為中止, 收入就歸零”,你們身邊有沒有醫生朋友會計師朋友特別忙碌,雖然能賺錢,但是連睡覺的時間都沒有
B(Business Owner)- 企業家, 全世界有5%的人在這一塊
就是 “系統為他工作”也就是並不是靠自己個人的勞動力所創造出來的收入! 這種收入就是被動收入!
比如:有線電視業者, 只要架好線路, 每月家家戶戶就會自動繳費, 電信業者也是, 水電也都是,
企業家建立系統, 讓系統自行運作, 為他們帶來源源不絕的財富, 即使哪天他們不工作, 也會有穩定且豐厚的收入!
I(Investor)- 投資家, 全世界有5%的人在這一塊
就是 “讓錢為他工作”也就是各種投資的工具, 股票, 基金, 房地產或購並公司! 這種收入通常是已經很有錢的人,拿錢出來投資, 產生更多被動收入, 也就是錢滾錢的意思, 即使這些錢投資失敗也不痛不癢, 所以在此類別的人必須先具備有龐大的資金, 以及很精準的眼光, 一般來說投資家也通常都是企業家.
這些人在B類已經有穩定的被動收入現金流後, 拿一些錢出來投資, 即是投資失利也不痛不癢
例如某人是在B類的企業家, 每個月有三百萬的被動收入,拿100萬買一張股票, 對他來說失敗也沒差, 但獲利就很觀. 這就是有錢人越來越有錢的其中原因之一
💎很明顯的E,S 是同一類,稱為主動收入群
💎B,I 是一類,叫做被動收入群
現在你知道自己要成為哪一類人了嗎?
#elitesinsider
加入群組:https://www.facebook.com/groups/2026540257666105/
同時也有2部Youtube影片,追蹤數超過3萬的網紅StockFeel 股感知識庫,也在其Youtube影片中提到,相信大多數人的生活都是「拿時間換金錢」,賺到錢後為了犒賞辛苦的自己,又再把這些錢花光!😆雖然這就是人性啦...「但這真的就是你想要的人生嗎」?如果你有著相同的困惑,就繼續看下去吧!(搞不好能讓你提早退休喔...!😉) #FIRE #退休 #投資 #理財 #財務自由 不知道大家是否也有著想要趕快退...
investor意思 在 Facebook 的最佳解答
<新聞> 傳微博董事長曹國偉計畫與國家及投資者,將微博私有化,微博股價大漲 ( 尚未經公司證實 )
滴滴在美國上市被下架,微博準備下市私有化。
意思就是叫大家回香港或 A 股掛牌啦.....
---------------------------------
路透香港 7 月 6 日 - 微博(WB.O)主席 Charles Chao 和一名國家投資者正在談判將這家中國公司私有化,這筆交易將使這家類似 Twitter 的公司估值至少 200 億美元,並促進兩位消息人士稱,大股東阿里巴巴集團控股有限公司退出。
根據微博的 2020 年年報,新浪潮在 2 月份持有微博 45% 的股份,按週五股價計算,價值 56 億美元,其次是阿里巴巴(9988.HK),持有 30% 的股份,價值 37 億美元。
兩名消息人士告訴路透社,該財團希望出價約每股 90-100 美元,以將微博私有化,較過去一個月的 50 美元平均價格溢價 80%-100%。
investor意思 在 貓的成長美股異想世界 Facebook 的精選貼文
🌻另一個Zoom會議(第二次貼......有補上一些內容)
繼上次的年報導讀會議後, 讓我們再做另一個會議! 這次很榮幸邀請到一位對估值很有見解的股友前輩來帶大家了解估值(恩, 這次我會是主持人, 不是主講人).
主題: 估值(valuation)分享會(Cat: 這不算基礎的估值會議)
主講人: 小揚(from安泰價值投資)
https://www.facebook.com/antaiinvestment (此為小揚的粉絲頁)
參與者: 具基本估值能力. 若打算參加者, 請事先跟我(請私訊)提出一個關於估值的case study, 到時候可在會議中分享(最好是以投影片形式呈現, 這樣到時候好跟大家分享). 若有估值的問題, 也可以提出.
Case study可以是美股, 也可以是台股.
時間: 台灣時間07/10 (周六)晚間9點.
預計一個小時(不會像上次那樣冗長了😅): 前30分鐘由小揚做分享, 後30分鐘大家分享估值案例&提問
進行方式: 以Zoom進行(之後會私訊會議資訊給參與者)
🌻Morgan Stanley Mid-year Investor Outlook: A tricky transition
https://www.morganstanley.com/ideas/midyear-2021-global-markets-outlook
🌻在您投資生涯中, 有沒有一些觀念讓您受用很多?
下面這位投資名人的好觀念影響我很深. 他的意思是, 一般投資人, 只要能説出三個買一家公司的理由, 就很夠了. 這也迫使我, 每次在買股票時, 問自己對這家公司的了解有多少. 也會去衡量公司的優點與缺點在哪裡.
"It is vital (重要的) that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks."
全文在此:
Jim Cramer: In Times Like This, Go for the Easy Money
Look at the stocks you own. Can you tell me why you've got them? If you can't answer the following three questions, then have a look at several I like right now.
We've endured the meme stock craziness, with all of its love for heavily shorted stocks. We have watched the collapse of bitcoin to levels viewed as shocking, even if they are still more than double where they were not that long ago. We've dealt with Fed officials making it clear that they are no longer on the side of the bulls or the bears. They are on the side of job growth, but are wary of inflation. We've seen the end of the rush to get vaccines, which means that millions of people are going to get the new COVID variant, because there is no natural immunity to it. We've watched as the hopes for an infrastructure bill have collapsed. We've endured shortages of everything from chips to plastic to imported goods and labor.
And we're still standing, yeah, yeah, yeah.
Yep, we are in one of those halcyon moments, where the masks are off -- even if they shouldn't be -- and Americans are back doing what they do best: consume, spend, go out to eat and then consume and spend some more.
There are times in the stock market where the collective mindset is revealed. This is one of those times: Things are cool, it's not a big moment, there's no real news for a bit, it's the historically strong period and we can reach some conclusions about where we are.
When things are like this, it is important to remember that buyers like to revert to tried-and-true companies that thrive no matter what. These are companies that have an edge and are better at what they do than other companies.
You know that I am a great believer in index funds, that the average person doesn't have the time or the inclination to research individual stocks. It's a difficult barrier. I think you need to make time to read the quarterly report and listen to the conference call, to Google articles and, if possible, get some research about the companies you own. It is vital that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks. I am reminded by this, because, once again, without a mask, I can be recognized and if I am not holding "Nvidia the Second," I can carry on a conversation.
I have had many in the last two weeks and when I have asked this litany of questions, I find myself at a loss as to why almost no one knew what they owned. But they thirsted for individual stocks, because they, like me, think things are better post pandemic. No, that's not a facetious comment. Many, many stocks did better with a stay-at-home economy. A huge number.
So what do I do? I revert to what others do when you are stumped about how to stay in touch with stocks, but want to do less homework. That means buying stocks that are accessible, not stocks like Unity (U) or Snowflake (SNOW) or Twilio (TWLO) or Okta (OKTA) .
I revert to normal businesses people know and I suggest they Google some articles, peruse the conference call, but, above all, like the company's products so you can buy more if it goes down.
Here's some that I have been telling people I like:
First is Ford (F) . I think the Ford lineup is amazing. The electric F-150 series will be incredible. I am eager to get a Maverick for my family, because it is a smaller pickup that will get the job done for the myriad little things I need to do with this farm I bought from that crazy bitcoin foray. I like the competitive edge of the CEO, who says he is going to bury Elon Musk when the Lightning comes out. I even think the Bronco is cool as all get out. Most important, though? I think the chip shortage is ending. My semiconductor friends are telling me the foundries are producing more feature-rich chips and that means Ford can pump out the trucks small business people love and need. Plus, the used car prices at last have plateaued, according to their most important pricing index. Halcyon times.
Second, Costco (COST) : The samples are coming back. Tell me you don't love the samples. You need things in bulk. You want low prices. You want to get all of the things that people don't think of with Costco, like insurance, hearing-aids -- hey, they are a fortune -- jewelry, things around the house. You go and you will buy far more than you first came for. My kind of store.
The kids love this American Eagle Outfitters (AEO) , which we just bought for my charitable trust, which you can follow along by joining the Action Alerts PLUS club. Jay Schottenstein, the CEO, came on "Mad Money" recently and it's clear that his Aerie model has real staying power: 26 consecutive quarters of double digit growth. No flash in the pan, that one. Number one brand in jeans for the 15 to 25 year old group. The best in the mall. How did I know this? I see the credit card bills.
I got up this morning to do my physical therapy. I have been doing it ever since I hurt my back in February. I have this really cool pair of sneakers that fit me perfectly and I love them, but I am fortunate enough to have a vacation house and I am always taking those shoes with me.
So I went on Amazon (AMZN) this morning and lo and behold I saw them for half price. I bought two pairs. Then I went over everything I have bought in the last year and got a bunch of those things. Then I bought a pair of binoculars, because mine were stolen. I paid half price.
Yep, Amazon's universal. I was talking to Alexa, while I was ordering, getting some new music on, asking questions. I saw that despite all of the Sturm und Drang of Amazon being late with things, all the delivery dates were within range. I didn't click on any ads, and I didn't need the speed of Web Services, but the whole thing reminded me about how special the darned company is. I don't care if it's ahead or behind plan for the moment. I would just buy some more when it goes down.
Finally, Apple (AAPL) . I think people who don't own Apple should look what they are holding at this very moment. Yes, right now. Or look at what's in your lap or on the table besides your fork. And then think about the bill you paid last night without knowing it. Think about what you bought in the App store yesterday. Think about what would happen if it would break or get stolen or, left in the Uber (UBER) , or heaven forbid, be dropped into the pool or in the, yes, toilet.
There, that's what you buy in halcyon times. Stocks of companies you know that if they go lower, because things get less halcyon, you are fine with it and buy more. If things go up, believe me, you will participate.
So accept the moment. Don't try for the hard money. Go for the easy kind. That's the best kind.
https://realmoney.thestreet.com/jim-cramer/jim-cramer--15692051
Picture: 牡丹(peony)花開. 恨不得院子裡有一塊地是牡丹園.
investor意思 在 StockFeel 股感知識庫 Youtube 的最讚貼文
相信大多數人的生活都是「拿時間換金錢」,賺到錢後為了犒賞辛苦的自己,又再把這些錢花光!😆雖然這就是人性啦...「但這真的就是你想要的人生嗎」?如果你有著相同的困惑,就繼續看下去吧!(搞不好能讓你提早退休喔...!😉)
#FIRE #退休 #投資 #理財 #財務自由
不知道大家是否也有著想要趕快退休的夢想😂但至少這是我的夢想之一!如果你也跟我有著一樣的夢想,那你肯定要來了解一下「FIRE理財族」這本書。而FIRE顧名思義就是 Financial Independece, Retire Early 的縮寫,意思是「財務自由,提早退休」!💪至於怎麼做到,點進影片就知道!
✍Tina小妹筆記:
這次跟大家介紹一下FIRE計畫會用到的兩項超實用工具!
1.「十件事習題」:列出近期你最喜歡做的十件事是什麼。
2.「退休計算機」:計算在每個月多少的預算下,還要要工作多久才能退休?
https://playingwithfire.co/retirementcalculator/
這次的FIRE理念有沒有幫助到你呢?或是你有其他想法的話,歡迎在留言區跟Tina小妹聊聊唷!
延伸閱讀:
《已經為退休作好了準備嗎? 用這4個步驟來檢視退休計劃》
https://www.stockfeel.com.tw/?p=39975
《達成退休目標的四種邏輯》
https://www.stockfeel.com.tw/?p=71177
股感:https://www.stockfeel.com.tw/
股感Facebook:https://www.facebook.com/StockFeel.page/?fref=ts
股感IG:https://www.instagram.com/stockfeel/
股感Line:http://line.me/ti/p/@mup7228j
想要財務獨立,提早退休?來看看美國風行的FIRE運動!https://etfs.tw/what-is-fire/
一位便利商店店員、電話客服可以33歲退休?FIRE熱潮吹進台灣https://www.cw.com.tw/article/5101053
不到50歲就達到半退休!他靠投資2法寶,月領5萬配息現金流 http://smart.businessweekly.com.tw/Reading/IndepArticle.aspx?id=6001004
為何70%的投資人退休後仍持續投資? https://www.schroders.com/zh-tw/tw/asset-management/insights/global-investor-study/why-70-of-people-keep-investing-after-retirement/
![post-title](https://i.ytimg.com/vi/k4SMXHAAgpc/hqdefault.jpg)
investor意思 在 Yale Chen Youtube 的精選貼文
本集是「聰明的投資者」閱讀分享,繼續第5章的介紹。為什麼專家都說投資你懂的東西?這是什麼意思?這個說法是對的嗎?
✔️Yale Chen美股被動式投資課程:https://bit.ly/3hWThXm
很多人問我定期定額好不好,與其一直解釋,我想拍這個影片跟大家講,其實如果你金額不大的話,定期定額是最好的選擇。
在這裡追蹤我:
👨🏻💻👩🏻💻FB: http://bit.ly/1otSo9C
👨🏻💻👩🏻💻IG: https://instagram.com/theyalechen
--財富自由系列
第一集:
這對夫妻30歲就退休,9年打拼達到財富自由。他們是怎麼做到的呢?
https://youtu.be/QloEGOfp4fs
第二集:
從小家庭窮苦,媽媽當洗碗工曾經只吃罐頭過生活:
https://youtu.be/zV6PEnQ_vHk
第三集:
財富自由後竟然不工作仍然有收入?華人文化對房地產的超乎期望?
https://youtu.be/zU1dkilVXN8
--更多影片--
**投資系列**
https://www.youtube.com/playlist?list...
**被動收入系列**
https://www.youtube.com/playlist?list...
使用的設備:
相機:Sony a7iii
鏡頭:Sony 28mm f.2
燈光:Aputure 300D 和 Lightdome 2
剪片軟體:Final Cut Pro
剪片設備:IMac 5k
音樂:
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[ 廠商合作請聯繫:neonbombteam2015@gmail.com ]
![post-title](https://i.ytimg.com/vi/VBhp4gpL3nU/hqdefault.jpg)
investor意思 在 PLG台新夢想家| 布依德對大B哥精神喊話#有點意思 - YouTube 的推薦與評價
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