🌻年報導讀
之前提過, 本來想秋天來做這樣的導讀, 但台灣疫情太嚴重, 這個時候做, 或許比較好, 這樣有興趣的人可以利用在家的時間來學習, 也可以轉移對疫情的注意力.
美國上市公司的年報資訊很透明. 通常看完一份年報, 就能掌握八成的公司狀態了. 公司給的官方資訊也比網路上的優質&有系統.
這次會以一家成長型公司的年報為主軸, 其他公司的為輔, 來帶大家看年報, 並分享自己是如何抓公司的營運重點. 屆時也會有有看年報經驗的股友一起做分享.
(By the way, 我說的年報導讀, 是說看10-K(以下以PINS為例). 主要是知道公司的業務, 還有該注意的營運關鍵數字:
https://d18rn0p25nwr6d.cloudfront.net/CIK-0001506293/0c811ec8-0109-4e9a-8f81-974b15595671.pdf
Anyway. 只是想先溝通一下會比較好. 要參加的人, 也比較有心理準備.)
年報導讀
🎯目的: 推廣看年報的好處,並藉此了解公司營運核心, 以掌握財富; 推廣疫情期間在家自學.
🎯對象: 想要了解個股基本面的美股投資人.英文能力不是問題: 可透過這次的導讀, 讓您之後找中文資料時, 能夠進入狀況. 或是之後可利用Google Translator來做輔助.
🎯時間: 台灣時間本周日(06/06)早上10點. 美國的朋友也歡迎(美東時間周六晚上10點, 美西時間晚上7點). 計畫1~1個半小時.
🎯進行方式 : Zoom (抱歉我不會露臉😅)
請用這連結加入會議: https://www.zoom.us/join
Meeting ID: 490 064 3121
Meeting passcode: 4n0tRe(輸入的時候請注意大小寫. 中間那個是數字"0")
(如果屆時不方便, 我會將影片錄下來, 之後可以觀看)
🌻本周做的功課與閱讀
https://makingsenseofusastocks.blogspot.com/2021/05/blog-post_27.html
🌻曾獲諾貝爾經濟學獎的美國心理學家 Daniel Kahneman, 最近接受了Barron's的專訪, 談了一下他的新書"Noise".
https://www.barrons.com/articles/economist-daniel-kahneman-says-noise-is-wrecking-your-judgment-heres-why-and-what-to-do-about-it-51622228892
印象比較深的幾段有:
1. 討論也是會帶來所謂的噪音("in some cases, discussions can cause noise.")
-->This makes me wonder: 大家在一起討論個股時, 是否真的對自己有幫助?
一位財經名嘴的方法挺好: 他會自己先把公司的資料看過一遍後, 歸納出自己的想法. 也讓自己不受到媒體的報導所影響.
2. Overconfidence spins from the fact that we tend to latch onto one interpretation of a situation. We do not see alternatives.
過於自信其實是只看到一種情境的展現, 因為這表示自己沒有看到另外幾種情境.
3. One way to discipline your thinking is independence—making sure that if you’re consulting different people, they are independent of each other. Or if you are looking at different characteristics of an investment, that you evaluate them independently of each other.
一種讓自己思考能夠有紀律的方法是獨立--也就是在跟不同的人徵詢意見時, 這些人的思考也是要互相獨立的. 不是同溫層.
運用在投資上就是, 在考量一家公司的各種特點時, 要獨立去看這些特點.
4. 這段也寫的挺好. 可用在挑股上. 也就是, 挑股時, 不能只把眼光侷限在單一個股上. 而是要把公司拿來跟其他公司一起做比較.
Aggregate judgements wherever possible. Making judgements comparatively, rather than absolutely, is [also] a very good procedure. People are much better at saying that A is riskier than B, rather than putting an exact number on how risky A is and how risky B is. Use comparative risk and relative risk, rather than putting absolute numbers on things. Simple rules tend to be very good; people who are not governed by rules tend to be extremely noisy in their judgements. When you become conscious of the problem of noise, you become conscious of the value of rules and of discipline.
Picture: 花栗鼠(chipmunk)
同時也有3部Youtube影片,追蹤數超過68萬的網紅蔡佩軒 Ariel Tsai,也在其Youtube影片中提到,BILINGUAL: 中文 CHINESE 00:00|英文 ENGLISH 25:32 Podcast每週四10點一集 👉https://arieltsai.lnk.to/ArielsWhisper_CH YouTube每週日11點一集👉https://bit.ly/3ucWNiG 今天要來介...
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tend to中文 在 D.A. Facebook 的最佳解答
-(中文版本往下滑!)
My one and only eye base! (currently)
CANMAKE Taiwan lasting multi eyebase wp
I’ve never tried any other eye base( for I forgot to apply it before eyeshadow most of the times 😂)! This is the one I use and here are some pros and cons:
If I want the eyeshadow to be more pigmented, it does help; if the eyeshadow gets into my lid lines, applying it first helps my look ends up more long lasting. Be aware that the amount of the product counts! By applying too much will leave an opposite effect! The base gets into the lines immediately! I’m not sure if it’s just me but sometimes I think it’s harder to blend the eyeshadow (especially the matte ones with a brush) with the eyebase underneath it.
The occasions I’ll use it is when I want my glitter eyeshadows to be more stay in place. I’ll just dab a little bit on the parts where I tend to put glitter/shimmer eyeshadows on. If some eyeshadows always gets into the lines, I’ll try to add the eyebase on my hole eyelid to see if it can save the look! It has a tacky consistency so the eyeshadow can stick to it well! There’s no color of this product while apply on lids, thus it does not correct my uneven color eyelids.
Do you guys use eye base?
Let me know in the comments down below:)
Wish you all a lovely day!
More pictures 👉👉👉
-
唯一擁有和使用過的眼皮打底!
#Canmake 多功能眼妝底膏
依稀還記得這個打底膏是上網爬文一陣子後看到蠻多人推薦入手的,那時還沒有像現在有那麼多眼影打底選擇(遙望)購入後常常忘記做眼皮打底的我(或是嫌麻煩😂我就懶)除了這個產品目前也就沒有再嘗試其他打底產品了!對我來說他有一些優點也有一些缺點,就讓我們繼續看下去!
他可以讓珠光眼影顯色度更好,有些亮片眼影會有落粉或是容易掉落的問題,使用這個產品可以黏著眼影(它的質地是粘粘的那種),協助眼影乖乖待在位子上!因此也可以讓眼妝更持久,不容易積線~用量很省所以產品可以用很久(感覺用不完)🤔缺點是用量要控制,抹太多的話它自己本身就會卡在雙眼皮摺裡了!也有些時候覺得雖然使用了它眼妝還是過了一段時間後會有積線的問題~如果是使用霧面眼影在打底膏上面,有時候會覺得比較不容易暈染~尤其是使用刷具的時候!
通常我會局部使用在容易有落粉的眼影的區域,或是嘗試幾次單用眼影後發現總是會積線的眼妝,會加上這個產品看看能不能改善問題~這個產品擠出來是白色偏固態的質地,推開是無色的,所以沒有校色眼皮的功能~整體來說如果是彩妝新手還是可以考量嘗試看看!(但開架也還是有很多其他選擇譬如missha)老手可以pass!
你們有在用眼影打底產品嗎?
歡迎在留言區跟我分享:)
其他照片👉👉👉
#キャンメイク #eyeshadowbase #eyebase #beauty #makeupproducts #makeup #化妝 #化粧 #eyemakeup #cosmetics #眼影打底 #Japanproducts #Japaneseproducts #japanmakeup #日本 #discoverunder5k #discoverunder10k #photography #discoverunder2k #beautyphotography #美妝 #beautyproducts #beautyproduct #beautybloggers #beautyjunkie #beautyaddict
tend to中文 在 Roger Chung 鍾一諾 Facebook 的精選貼文
今早為Asian Medical Students Association Hong Kong (AMSAHK)的新一屆執行委員會就職典禮作致詞分享嘉賓,題目為「疫情中的健康不公平」。
感謝他們的熱情款待以及為整段致詞拍了影片。以下我附上致詞的英文原稿:
It's been my honor to be invited to give the closing remarks for the Inauguration Ceremony for the incoming executive committee of the Asian Medical Students' Association Hong Kong (AMSAHK) this morning. A video has been taken for the remarks I made regarding health inequalities during the COVID-19 pandemic (big thanks to the student who withstood the soreness of her arm for holding the camera up for 15 minutes straight), and here's the transcript of the main body of the speech that goes with this video:
//The coronavirus disease 2019 (COVID-19) pandemic, caused by the SARS-CoV-2 virus, continues to be rampant around the world since early 2020, resulting in more than 55 million cases and 1.3 million deaths worldwide as of today. (So no! It’s not a hoax for those conspiracy theorists out there!) A higher rate of incidence and deaths, as well as worse health-related quality of life have been widely observed in the socially disadvantaged groups, including people of lower socioeconomic position, older persons, migrants, ethnic minority and communities of color, etc. While epidemiologists and scientists around the world are dedicated in gathering scientific evidence on the specific causes and determinants of the health inequalities observed in different countries and regions, we can apply the Social Determinants of Health Conceptual Framework developed by the World Health Organization team led by the eminent Prof Sir Michael Marmot, world’s leading social epidemiologist, to understand and delineate these social determinants of health inequalities related to the COVID-19 pandemic.
According to this framework, social determinants of health can be largely categorized into two types – 1) the lower stream, intermediary determinants, and 2) the upper stream, structural and macro-environmental determinants. For the COVID-19 pandemic, we realized that the lower stream factors may include material circumstances, such as people’s living and working conditions. For instance, the nature of the occupations of these people of lower socioeconomic position tends to require them to travel outside to work, i.e., they cannot work from home, which is a luxury for people who can afford to do it. This lack of choice in the location of occupation may expose them to greater risk of infection through more transportation and interactions with strangers. We have also seen infection clusters among crowded places like elderly homes, public housing estates, and boarding houses for foreign domestic helpers. Moreover, these socially disadvantaged people tend to have lower financial and social capital – it can be observed that they were more likely to be deprived of personal protective equipment like face masks and hand sanitizers, especially during the earlier days of the pandemic. On the other hand, the upper stream, structural determinants of health may include policies related to public health, education, macroeconomics, social protection and welfare, as well as our governance… and last, but not least, our culture and values. If the socioeconomic and political contexts are not favorable to the socially disadvantaged, their health and well-being will be disproportionately affected by the pandemic. Therefore, if we, as a society, espouse to address and reduce the problem of health inequalities, social determinants of health cannot be overlooked in devising and designing any public health-related strategies, measures and policies.
Although a higher rate of incidence and deaths have been widely observed in the socially disadvantaged groups, especially in countries with severe COVID-19 outbreaks, this phenomenon seems to be less discussed and less covered by media in Hong Kong, where the disease incidence is relatively low when compared with other countries around the world. Before the resurgence of local cases in early July, local spread of COVID-19 was sporadic and most cases were imported. In the earlier days of the pandemic, most cases were primarily imported by travelers and return-students studying overseas, leading to a minor surge between mid-March and mid-April of 874 new cases. Most of these cases during Spring were people who could afford to travel and study abroad, and thus tended to be more well-off. Therefore, some would say the expected social gradient in health impact did not seem to exist in Hong Kong, but may I remind you that, it is only the case when we focus on COVID-19-specific incidence and mortality alone. But can we really deduce from this that COVID-19-related health inequality does not exist in Hong Kong? According to the Social Determinants of Health Framework mentioned earlier, the obvious answer is “No, of course not.” And here’s why…
In addition to the direct disease burden, the COVID-19 outbreak and its associated containment measures (such as economic lockdown, mandatory social distancing, and change of work arrangements) could have unequal wider socioeconomic impacts on the general population, especially in regions with pervasive existing social inequalities. Given the limited resources and capacity of the socioeconomically disadvantaged to respond to emergency and adverse events, their general health and well-being are likely to be unduly and inordinately affected by the abrupt changes in their daily economic and social conditions, like job loss and insecurity, brought about by the COVID-19 outbreak and the corresponding containment and mitigation measures of which the main purpose was supposedly disease prevention and health protection at the first place. As such, focusing only on COVID-19 incidence or mortality as the outcomes of concern to address health inequalities may leave out important aspects of life that contributes significantly to people’s health. Recently, my research team and I collaborated with Sir Michael Marmot in a Hong Kong study, and found that the poor people in Hong Kong fared worse in every aspects of life than their richer counterparts in terms of economic activity, personal protective equipment, personal hygiene practice, as well as well-being and health after the COVID-19 outbreak. We also found that part of the observed health inequality can be attributed to the pandemic and its related containment measures via people’s concerns over their own and their families’ livelihood and economic activity. In other words, health inequalities were contributed by the pandemic even in a city where incidence is relatively low through other social determinants of health that directly concerned the livelihood and economic activity of the people. So in this study, we confirmed that focusing only on the incident and death cases as the outcomes of concern to address health inequalities is like a story half-told, and would severely truncate and distort the reality.
Truth be told, health inequality does not only appear after the pandemic outbreak of COVID-19, it is a pre-existing condition in countries and regions around the world, including Hong Kong. My research over the years have consistently shown that people in lower socioeconomic position tend to have worse physical and mental health status. Nevertheless, precisely because health inequality is nothing new, there are always voices in our society trying to dismiss the problem, arguing that it is only natural to have wealth inequality in any capitalistic society. However, in reckoning with health inequalities, we need to go beyond just figuring out the disparities or differences in health status between the poor and the rich, and we need to raise an ethically relevant question: are these inequalities, disparities and differences remediable? Can they be fixed? Can we do something about them? If they are remediable, and we can do something about them but we haven’t, then we’d say these inequalities are ultimately unjust and unfair. In other words, a society that prides itself in pursuing justice must, and I say must, strive to address and reduce these unfair health inequalities. Borrowing the words from famed sociologist Judith Butler, “the virus alone does not discriminate,” but “social and economic inequality will make sure that it does.” With COVID-19, we learn that it is not only the individuals who are sick, but our society. And it’s time we do something about it.
Thank you very much!//
Please join me in congratulating the incoming executive committee of AMSAHK and giving them the best wishes for their future endeavor!
Roger Chung, PhD
Assistant Professor, CUHK JC School of Public Health and Primary Care, @CUHK Medicine, The Chinese University of Hong Kong 香港中文大學 - CUHK
Associate Director, CUHK Institute of Health Equity
tend to中文 在 蔡佩軒 Ariel Tsai Youtube 的最佳解答
BILINGUAL: 中文 CHINESE 00:00|英文 ENGLISH 25:32
Podcast每週四10點一集 👉https://arieltsai.lnk.to/ArielsWhisper_CH
YouTube每週日11點一集👉https://bit.ly/3ucWNiG
今天要來介紹這本全球暢銷多年的書,聽說曾經佔據排行榜冠軍長達158週,真的好厲害!
這本書其實是年輕人與哲學家對話的形式,將心理學三巨頭之一的阿德勒的思想集結成冊。對於如何才能得到幸福,提供了簡單而具體的回答。
很多人都是被書名所吸引,包括我也是,是呀,誰喜歡被討厭呢?誰都喜歡被人喜愛,但不管被別人喜愛或討厭,都不是重點,了解自己才是最重要的,「所謂的自由,就是被別人討厭」,有人討厭你,正是你行使自由讓自己生活自在的證據,是依照自己的生活方針過日子的標記。不要害怕被別人討厭,你才能得到真正的自由。
節目的最後,送給大家禮物這首歌,感恩每一刻,全世界都是你的夥伴!
《禮物》歌曲收聽:https://youtu.be/mYzEPfabaps
✨
Are you able to celebrate other people’s success? Or do you get jealous and tend to compare yourself to other people who seem to be doing well even when you don’t want to? Do you know that’s a sign of feeling inferior? How do we overcome that?
Sharing some highlights of the first two chapters of “The Courage to Be Disliked” by Ichiro Kishimi and Fumitake Koga. Remember, you are who you decide you are. You are not defined by your past, and how you see yourself and the world is entirely up to yourself. Also, the grass is greener where you water it.
**Song at the end “禮物” (Blessings): https://youtu.be/mYzEPfabaps
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秘密計畫終於公佈:我出書了!
✨📕新書《做好自己喜歡的事,就會閃閃發光》✨
Ariel 蔡佩軒的 3 步驟夢想實踐清單
【首刷限量隨書贈:夢想清單記事本】
■ STEP1 談夢想:沒有夢想很正常。不確定自己的夢想,更正常
■ STEP2 寫日記:最糟的都撐過去了。現在,不是最糟的時候
■ STEP3 列清單:堅持不是一個長跑,它是很多一個接一個的短跑
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tend to中文 在 This is Taiwan Youtube 的精選貼文
[有中文字幕] 外國人對台灣的誤解
In this video, I briefly go over a few common misconceptions that some people tend to make about Taiwan and the Taiwanese people.
Taiwan vs China:
https://youtu.be/jbZIyODx5Tw
If you enjoyed this video, please:
[請贊助我] Become a PATRON:
https://www.patreon.com/thisistaiwan
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Video quality:
[1080p 60fps]
[地點] Filming locations:
Taiwan 台灣
Taipei 台北
Taoyuan 桃園
[我的裝備] My gear:
Manfrotto tripod
iPhone 8+
Nikon D5600
MacBook Pro
Zhiyun Smooth Q stabilizer
#Taiwan #Taipei #台灣 #台灣英文 #China #travel #學英文 #台北 #taiwanese #culture #English #China
![post-title](https://i.ytimg.com/vi/8Qi8nqJUpC0/hqdefault.jpg)
tend to中文 在 13N Youtube 的最佳解答
很多人聽說騎車手放煞車上很危險。騎車真的要手握緊才是對的嗎?聽了國外防衛性駕駛的宣導,我也認為在馬路上車多的地方騎車隨時都會有危險,保持緊覺並準備即時煞車才是保護自己的最好方式。A lot of people tend to think it's dangerous to cover brakes while riding. It's gripping fully on the bike the only way to ride? I think otherwise. Covering brakes when riding on the street, especially high traffic area, is wise. It helps reducing your reaction time in an emergency.
Bike: Yamaha WR250X supermoto 滑胎車
Vlog 38 摩托日記第三十八篇
Outro Music: Anikdote - Which Direction?
NCS Release bit.ly/1LfXUQh
https://soundcloud.com/anikdotemusic
#13N 追蹤 13N Instagram:
![post-title](https://i.ytimg.com/vi/g9_p27RB50g/hqdefault.jpg)
tend to中文 在 Re: [字辨] Prone vs Tend - 精華區Eng-Class - 批踢踢實業坊 的推薦與評價
首先 兩者詞性不相同
prone是形容詞 tend是動詞
再者
prone是指容易發生某事 發生這件事的門檻很低或條件很容易達成
而如同原推文者所說 這事大多不是正面的
而且 be prone to 後面除了接另一個動詞外
其實也可以直接接名詞
ex. He was prone to illness when he was young.
而tend的意思 更傾向於一種頻率的描述
說 tend to V 是說常常發生
ex. It tends to rain heavily in the afternoon here.
其實兩者真的很接近 對照中文的話就更難分了
※ 引述《A1pha ([αλφα])》之銘言:
: 要問的字或詞:(中英皆可)
: Prone Tend
: 讓我感到混淆的地方:
: Prone and tend has a similar meaning.
: Maybe I can say that they both means to have a better chance to do something
: or a better chance to make something happen.
: Is this correct?
: Are there any differences of the usage between these two?
: Thanks for answering :D
: Prone跟Tend意思很相近,
: 應該都有趨勢、傾向的意思對吧?
: 不知道用法上有沒有不同@@"
: 感謝回答QQ
: 另外問一個,prone好像可以這樣用:
: accident-prone
: 那麼可以改用prospect嗎?
: he is an accident-prone ---> he is an accident-prospect
: 用英文寫一遍,想說順便練習英文句子,不知道這樣有沒有違反板規@@"
: 假使我英文打錯的話,也順便鞭一下吧...囧
: 太感謝了QQ
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