Daily advice for HK immigrants to the West:
Regarding parenting, you need to help your children become financially responsible. This may mean that they’ll have to start working as soon as they’re working age to get perspective of the value of a dollar. In the US, working age is 16. During my summer, I worked in a grocery store. My wife also worked in various jobs when she was a teen. Both my boys worked during their university years, sometimes full-time. Your children need to learn to take pride in earning from the bottom rung of society to appreciate what it means to budget their spending. Some parents start requiring their kids to start buying their own clothes, all the way from shoes, underwear to their coolest school outfit. That’s the policy in my house, not because I don't have any money to buy them any of those things. It’s about learning to budget and save early on. The sooner they learn financial sense, the better. There’s only so much business school can teach your kids.
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