關於 how long should i invest for ，我們在網路上蒐集到這些相關的討論、資訊與評價

My MLGPON partner Anis asked a question about the THERMOMIX over her FB page as she was genuinely curious to know why the yays or nays of this "German All-in-One" Smart Kitchen. It made me rethink my story and how I got onboard first as a user ...and months later...as a Sales Advisor.

I now lead a growing team of 18 Sales Advisor. We started #DVaromas 3 periods ago (give or take, 3 months ago). It's been a fun journey so far, especially since it gives me creative sanity that helps with my "main" job as a content creator and presenter host.

It's a long read, but I want to share it here too.

Pons Story with Moe

So here is MY story.

I'm not a big fan of cooking - simply because my ego was bruised many a times when my attempts to cook curry and sambals were received with a rather (though constructive) "meh" from le hubby who was surrounded by good cooks throughout his childhood.

But my curiousity was piqued when I kept seeing posts about the Thermomix and how good it was. My bestfriend Wyomia Tsai shared how the TMX was able to cook low GI rice for her husband Stephen Ong who has diabetes (and she is not an advisor so her sharing *felt* more authentic).

However, with the MCO, heavily pregnant, no helper and getting pretty sick of ordering food when le hubby craved for his Tom Yams and Fish Head Curry, I felt the urge to buy it. The problem was? The pandemic did not just take away lives, but livelihoods too. With my last stages of pregnancy (and I was warned by my doctor to take it easy), and event cancelled or postponed left right centre - finances were tight.

So I was a bit #dengkike with the posts of friends and celebs posting their units up. I even made a parody video using my TAMBUNAN MIXER to show that my pressure cooker could do the job making my favourite Beef Stew. BUT lama2, I could not tahan.

I researched the shit out of it and told Azmi, I WANT THE THERMOMIX. He said NO. "Are you bloody kidding me? The unit costs RM7k???"

BUT DAPHNE IKING BAINI.

I found a way. When you want something really badly, you WILL find a way!

I told Azmi, IF I find the money and NOT touch our savings ... can I get it? He said jokingly, "go and sell your handbag".

I didn't, but what I did was I contacted Wyomia. Asked her how much did I have in Young Living Comms that I have not touched (she's been asking me to build the YL business, but I was already overwhelmed with projects and preferred to just be a user. However, I was on essential rewards program for some time because I'm a fan of EO and Ningxia drinks, so I had quite a bit of savings there).

I cashed that deposit out and paid my unit in cash! I've not regretted the decision and was happily sharing my TMX journey with my followers.

Almost a year later, Anis approached me asking how IS the TMX "Is it really as good as it claims? What's the business model like? Show me". I was already a consultant with Norwex then, so I had NO interest in another networking business. But Anis ni ... she's my business partner for a reason. I chose to team up with her (MLGPON) because I trust her business acumen and her strength is numbers.

We were neighbours and continued to develop our friendship despite her move to London and now Jamaica. So she became Chairman, and I became CEO of our MLGPON biz. And here we are, 3 months into the Thermomix #DVaromas business and with her guidance, I am now the Junior Team Manager for DVAs.

I am passionate not just about this smart all in one kitchen, but my growing team too. While Anis looks at numbers, I look at the other rezeki I've found in this journey with TMX.

I love cooking and baking again (So much so, that I'm reorganising my kitchen) , no longer ordering in (except to show support to some local entrepreneurs) and the love and friendship I have gained... MASHAALLAH! That is priceless!!

And my marriage?

The man who was sceptical about this gadget asked whether we should invest in another TMX.

"So you can cook solo for your demos when your SAs can't commit".

He's been such a champ helping our team with the technical side of things so we can run a fantastic cooking demo show, albeit staying safe at home. Just like how Norwex has changed our lives, Thermomix has too.

I only choose the best products to invest in. The ROI owning or earning the TMX is priceless.

#TeamDVaromas #thermomixmalaysia #Thermomixadvisor #dvaromas

What is a real estate bank and how to implement it to invest profitably?
December 21, 2020

Phnom Penh: What is Land Bank for sure? And what kind of investment methods should be available to make a profit? And be successful, have free cash and be able to retire for 15 years.

Nget Chou, an economist and real estate analyst, said that US real estate investors John Jacob Astor and Songsakdi used the "Land Banking" strategy. In the long run, focusing on high potential land in the suburbs has succeeded in becoming a billionaire real estate billionaire.

"Cambodia is also a country with a lot of potential in the land sector, so I believe that you, especially the youth, can use this strategy to be able to Retire only 15 years. ”

He gave the example that if you are 25 years old and you save $ 500 per month or $ 6,000 per year to invest in Land with a 20% increase in value per year, 15 years later (when you are 40) you can have about half a million dollars in assets.

Half a million dollars is not much, but you can retire if you know how to live a simple life (that is, spend less) and know Manage those assets to continue to increase revenue or as additional assets.

The above example is just a simple case, obviously if you are a person who is patient, good at saving or using capital sources from the bank and is smart. Very smart to invest in 15 years, you can save millions of dollars through real estate banks.

To achieve the above results, you should implement these 4 steps:

Building skills: You need to learn about investing and how to do land banking from experienced individuals, find out about legal, marketing and other skills. Such as negotiation, etc. In particular, you should have a person with practical experience as a mentor to help orient and advise you.

Second, investment planning: You need to use your long-term time effectively. How much land will you invest in each year? How much land? In what area? How much is the investment capital? Where do you get the capital from? What percentage of your salary is increased each year to increase your investment potential?

Third, wealth accumulation, you begin to study investment options according to the plan. Every year you follow a plan and have some flexibility depending on the actual situation. Then you wait to see the evolution through economic growth and the construction of infrastructure such as roads, water, electricity, housing and factories. Etc. Population growth is starting to pick up, demand for land is getting stronger and prices are going up accordingly.

Fourth, wealth distribution: About 15 years later, you are reaping the rewards of investing in a visionary land bank. You can sell some land to generate monthly income or sell some land to invest in a warehouse or building for rent or investment In the company, the director of the annual dividend to feed the family and enjoy a life of financial freedom.

These investment activities are all contributing to the development of the national economy. Some land that still has the potential to increase in value should continue to be kept as an asset increase.

Mr. Nget Chou stated that the above article is the result of practical implementation, study, research and analysis in the context of the Cambodian market and economy.

Bertunang dan berkahwin ni nampak indah tapi realitinya hanya yang melalui je tahu. Siapa yang rancang nak bertunang tu, korang tengok ujian dan cabaran yang selalu orang bertunang hadap. Ikut dan hayati baik baik , yang mana buruk jadikan tauladan dan yang mana baik ambil sebagai pedoman 🌸

Situasi 1: DIUJI DENGAN MASALAH KEWANGAN
godaan: gunalah duit sikit untuk melabur. lepas dua tiga bulan dapat duit lebih, boleh guna tampung majlis. kahwin banyak pakai duit. kurang sike...
Continue ReadingGetting engaged and married looks beautiful but the reality is only those who know. Whoever plans to get engaged, look at the tests and challenges that people always get engaged in. Follow and appreciate good good, which is bad make an example and which is better take as a guideline 🌸

Situation 1: TESTED WITH FINAL PROBLEMS
Temptation: use some money to invest. After two three months of earning extra money, you can use the event. Married a lot with money. Just a little less now. later can replace more

IMPORTANT NOTE: make sure the ready-kept marriage money is not teased by side. If you have extra money, you can use it. But if that money is enough for marriage needs. It's good to prioritize the important thing, discuss with your partner to decide. There's one case, regretting myself because of using dowry money to join the business, at last, I didn't get money Wedding has to be tough

Situation 2. PRESENTATION OF UNLIMITED GUEST (ex)
temptation: i love you again. If I propose to you? I'm waiting for you. I'm willing to wait for you until you divorce and etc

IMPORTANT REMINDER: why did she become an ex? because she is EXperienced! let go and start! Appreciate those who appreciate more. if it wasn't a good love before. it's time to prove we can be the best love! Let go.. start a new story that can be the most beautiful story for children and grandchildren. God willing.

Situation 3: TESTED WITH ATTITUDE
temptation: suddenly engagement becomes too sensitive, angry, less patient

IMPORTANT NOTE, when you want to marry. Definitely putting us in a stressful level. Because there's a lot of things to think about, settled. Added to the feeling of commitment (feeling like a husband, wife), so he becomes more care. Simple things become complicated. The devil has added a dose to cancel the good things. It's getting more exploding! Patience.. this time everyone has to play a role. You won't settle things in anger. Invite to pray, to study. take ablution. When two two are calm. Discuss without emotion. the important thing is. Remember the original intention! Married because of Allah. Look at the problem. Discuss the discharge. Don't focus on the cause. lower your ego and learn to accept and listen. insyaAllah will be better than before fighting.

Situation 4: TESTED WITH HOUBT
temptation: do you want to marry him? but why?. don't you feel young anymore? Many more ambitions to achieve? Are you ready to be a wife? and etc

This one is all natural. Married because I want to accept Allah. If you want to chase the world, until when will we stop chasing? maybe we die running after him. Stop thinking negatively! No one is ready. The most important thing is try to be ready. Seek knowledge (read books, talk and others). Is it a question that I can't be a wife or a daughter that's the experience. Repair from mistakes. example, cooking is not delicious, after this fix the cooking. We won't be perfect. But we can work hard, right? Change the mindset!

Temptation II: is it true that I want to marry him. If you want to say (rich or handsome or good or good or....) that A person looks better than my fiance
* istigfar. back with the original intention. Married because of what? This is a partner even though we clearly see the shortcomings, his weaknesses, we can't hate. even though her face may be full of acne and others. We feel calm looking at it. When you fight, you still feel like being together. Praying to Allah so that the love of him will be stronger, the love of Allah is stronger

Situation 5. PRESSURE OF FAMILY & FAMILY OF FUTURE HUSBAND

Temptation: When you know the family of future couples, setting up dowry, etc, there may be a terrible sense of their decision.

No matter what, we don't judge someone too quickly while we don't know them completely.
Family, feeling hearted in the family, starting to feel right to my mother-in-law will like me, is it true that my brother-in-law will be willing to me, this is all from the devil who always haunts us to cancel our good intentions

Situation 6. STARTING TO BE CAREFUL

After all sorts of tests came over, some of them started to give up and weren't interested in continuing the engagement period.

Survey first the cause of giving heart and try to solve it as long as you can.

Situation 7. EMOTIONS ARE NOT STABILOUS

Some are not happy to sit down when tying the engagement rope. Sometimes sad, angry, too happy, and some keep thinking of his fiance while some have long known his own heart.

When you're friends, you might not feel how serious this relationship is, and how committed you are to a marriage that's about to happen. So, maybe this reason makes you restless and anxious.

Situaso 8. AFRAID OF WRONG DECISION

Temptation: Between phobia and challenges during engagement, some start to show up the real 'attitude'. So, you start to feel doubtful about your choice.

According to Suzana Ghazali, a Syarie Family Psychology Consultant, the Islamic Family Law decides that an individual can obtain a replacement if an engagement is decided by the other side without a strong reason.

Thus, you deserve to receive any form of your gift to her, especially if you spent a lot of money on a wedding to be held.

Situation 9. JEALOUS BLIND

Oh yes, sometimes there are people who suddenly get too jealous and always want to control their fiance's movement. This is a challenge when engagement is common.

While this man is not yet entitled to be obeyed by the woman before pronouncing the marriage ceremony. So is a woman who doesn't have the right to ask for any form of burden from the man.

However, as a Muslim, we must keep our friendship even where we are, whether we are engaged or not

Situation 10. BUSY OF WEDDING MARRIAGE

Busy ahead of wedding ceremony! In the last moment, it's not impossible that it doesn't go as planned. However, this is beyond our control.

Challenges during engagement among them can happen technical mistakes in quotations, change in ceremony, wedding dresses don't fit or wrong sewing, and more

p / s: just share good intentions, want to be halal. It's not easy, there are many challenges that have to be taken before the legal bond.
Want to get married right. whatever it is, every test. Seek Allah! The test is a sign that we need to be stronger with God. May this sharing be blessed. May Allah accept it. Actually, as Muslims, we have to believe that all the challenges during engagement that come are from Allah, as a test to His servants.

Therefore, no matter what the challenges when engaged happen, we should always accept and ask for help from the Almighty. Truly, Allah knows more about something we don't know.

In addition, try to get closer to Allah before we set foot in the household, in preparation of being the leader and mentor of the family institutions that will be established.

As in surah Al-Imran verse 54:

′′ And They Plan, Allah also plans, And ALLAH is the best Planner ′′

📸: Elshaa NatashaaTranslated

A few days ago, I had a chat with a friend who asked me:

Rayner, what's your take on the stock markets right now?

Are you looking to invest, sell, or...?

So I figured, let's do something different this week.

Instead of looking at the usual forex and futures market, let's go the other way. The stock markets!

Thus, in this week's video... you'll discover:

Which stock market is the strongest right now (and if you're looking to long, it should be this market)

What's happening right now across US, Europe, and Asia equity markets

Why I'm bullish on the bond markets — and how I'm looking to trade it

You don't want to miss any of this, do you?

So, go watch this week's market analysis right now.

Thanks for watching!

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