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After using Hugo for one month, not only did I manage to invest in some gold, I also imparted the concept of savings and investing (dollar cost averaging, yo!) to the monkies. What an awesome Wealthcare Buddy this Hugo is - helping me to invest while spending AND educating the kids at the same time. 😁 You can try out the card for FREE too! Sign-up details in the blog post. Psst, you get a $20 signup bonus too! 😉
Kenapa orang Malaysia ramai kena tipu? Ramai jadi mangsa scam? Kenapa?
(Bacaan yang bakal merubah masa depan anda-woha!)
Untuk fahami masalah ini, jom Kita rujuk system pendidikan kita.
Alkisahnya, Pelancong luar negara bila datang Malaysia, puji rakyat kita bagus sebab sangat bersopan santun dan rata rata rakyat kita pandai cakap English!
Bermakna system pendidikan akhlak, dan BI kita bagus!
Orang arab bila dengar orang kita mengaji, kagum dengan kemahiran tajwid kita, lidah arab kata mereka! bermakna system pendidikan al quran, dan taranum kita bagus!
Bila ada pergaduhan politik, rakyat kita tak suka berdemo, tak suka berperang, tak suka merusuh, walau hidup pelbagai bangsa tapi masih kekalkan keamanan, ini buatkan pelabur ramai suka datang melabur sebab negara yang aman.
Bermakna system pendidikan bab tolerensi kita sangat bagus! Cina india boleh buka kedai kawasan melayu tanpa diganggu, bagus!
Kadar bunuh diri juga sangat rendah, bermakna kesabaran rakyat kita tinggi! system pendidikan moral kita sangat bagus!
Lepas tu sana sini, jumpa orang susah, tapi tahap bersyukur sangat tingggi, Bermakna system berdamai dengan tadkir yang di amalkan oleh rakyat kita adalah sangat bagus!
Pengemis, peminta sedekah juga senang cari makan sebab kadar dermawan rakyat sangat tinggi, Bermakna system berkongsi nikmat di kalangan orang kita sangat bagus!
Menangis orang luar jika tengok orang macam ustaz Ebit Lew.
Lepas tu kereta, semua keluarga ada, jarang takde, dan banyak lebih dari dua, kereta mewah pun berlambak atas jalan, bermakna system kebebasan rakyat kita bergerak dan bergaya sangat luas, rakyat boleh bergerak ke mana sahaja tanpa halangan, Bermakna system pendidikan geografi dan ekonomi kita sangat bagus!
Lagi? Kedai makan sedap dan mahal, kena beratur, rakyat kita suka beratur untuk makan di tempat yang rare! Bermakna system pendidikan kepuasan mengecap makanan di kalangan rakyat ,kita sangat bagus!
Rakyat kita juga ramai kakitangan kerajaaan, yang suka singgah gerai makan waktu pergi dan pulang dari kerja, ramai yang tapau, lalu peniaga bukan warga negara pun seronok meniaga di Malaysia, Bermakna system perkongsian ekonomi runcit kita sangat bagus!
Lepas tu Malaysia antara negara yang aktif di media sosial. Celebrity internet ramai. Bermakna kelajuan dan capaian internet kita bagus!
Tapi bila Polis cakap ramai orang kita kena tipu, kena scam, bermakna ada masalah dalam system pendidikan yang perlu kita focus agar kejadian ini tidak berulang. Ramai sangat kena scam, cikgu, doctor, pensyarah, prof pun boleh kena scam, apatah lagi rakyat biasa?
Kenapa ramai kena scam? sebab rambut sikat tepi ke?
Kajian menunjukkan punca ramai orang kita kena tipu adalah kerana tujuh perkara:
1. Mudah percaya orang; maka mudahlah orang ambik kesempatan. Mudah juga percaya dengan berita palsu dan teork konspirasi.
2. Cuai sebab terlalu Baik hati dan ingat semua orang baik macam kita, anggap semua orang tak suka menipu macam kita, lalu kita mudah cuai dan orang akan ambik kesempatan.
3. Mencari jalan mudah; malas berusaha, malas mengkaji. Berita viral terus percaya. Tengok youtube terus percaya. Baca wasap pun terus percaya. Adohai..
4. Tamak, dan nak cepat kaya; dan sangka jadi kaya ini adalah mudah bila tahu rahsia, lalu bila orang kongsi rahsia, percaya gila sebab nak sangat kaya raya, Tamak tu puncanya!
5. Pendidikan yang rendah atau tahu takde ilmu tapi masih malas membaca hingga tak ada ilmu yang cukup tentang pelaburan yang ingin dimasuki, aduhh.. malas membaca, tak follow penulisan berilmiah dari orang macam saya, (woha!)
6. Tak sabar dalam menganalisa maklumat sebab takut orang lain sambar peluang, padahal cuba bertenang dan fikir masak masak, atau rujuk orang yang lebih berilmu atau follow page berilmiah macam saya punya. (Sempat promote)
7. Lupa diri bila ada banyak duit secara mengejut, Baru dapat duit kwsp atau baru pencen, atau baru jual tanah, maka sangka duit banyak lagi apa salahnya melabur lalu tersontot di neraka wang!
****
Okey, jadi ada tujuh punca yang rakyat kita kena focus dan perlu suai selit kedalam system pendidikan sedia ada agar tiada lagi orang yang mudah kena tipu.
Baik, sementara system pendidikkan kita berubah untuk tampung kebocoran ilmu bab scam ini, Islam dah ajar awal awal lagi cara nak elak dari kena tipu.
Jawapannya, Iqra, iaitu membaca.
Saya setakat hari ni Alhamdulillah tak pernah kena tipu sebab bila ada orang call, atau orang ajak, atau orang tawarkan apa apa, saya akan minta mereka tulis tawaran mereka dan email saya sebab saya nak baca, jika saya hanya mendengar mungkin saya akan terlepas poin penting dan tak boleh repeat, tapi jika MEMBACA maka ianya sangat jelas.
Contoh:
“Encik Hamka, saya dari PDRM, encik ada akaun berkongsi dengan penjenayah.. blablabla..
“Maaf, saya sibuk ni, boleh email tak? Ini email saya, sekian terima kasih”
Lepas tu takde dah orang call. Kemudian Penjual insurans pulak call:
“saya dari insurans angkasa, ada insurans hebat untuk encik..”
“Maaf, saya sibuk ni, boleh email tak? Ini email saya, sekian terima kasih”
Lepas tu takde dah orang call. Selesai.
Setakat ini tak pernah saya terima email susulan, takde, sebab jika ada maka senang kita nak rujuk pada orang lain maka terdedahlah penipuan mereka.
Kedua, jika ada apa apa tawaran, dan sebelum nak melabur, islam ajar solat istiqarah, dan lepas tu result dalam mimpi tu bukan terus laksana tapi mesyuarat dengan orang yang lebih berilmu, masa tu baru tahu, ohhh, scam rupanya.
Jadi tolong ingat, takde orang nak bagi kaya kat kita, takde, jika ada tawaran skim pelaburan berunsur kerja mudah, untung terlalu tinggi with no loss guaranteed, maka suruh jer email detail, ADA MASA saya baca. Simple!
Tapi Scammer mesti sembang lebat tak nak kalah. Babi pun boleh terbang. Jika tak ambik peluang ni awak rugi, orang lain dapat, maka jangan lah kita TAMAK waktu itu, sebab orang tamak selalu rugi.
Lepas tu jangan bercakap sorang sorang dengan scammer, ajak kawan kawan, ajak guru, ustaz, biarkan berjemaah, waktu telefon buat load speaker, dan ada orang lain sama, sebab..jika sorang sorang memang mudah kena game sebab scammer bercakap seolah-olah dia lah orang paling baik dan dia juga akan cerita yang kononnya dia pernah jadi mangsa scam. Masa tu korang mudah cair sebab rasa sekasut, dah percaya bulat-bulat sebab tak mungkin mangsa scam nak jadi scammer.
Korangpun malam tu dah tak lena tidur dah memikirkan banyak nya untung melambung-lambung tinggi sampai esok kita dah boleh pencen goyang kaki, kalau boleh nak join terus sebab takut lambat nanti rugi.
Tak kesahlah pelaburan gold ke, saham ke, sewa hotel mekah ke, pajak sawit ke, crypto ke, hand glove ke, semua sama je. Janjikan pulangan lumayan dalam jangka pendek.
Dan bila scammer mintak bayaran pelaburan dari korang secepat mungkin, sahlah scammer sebab diapun tak sabar nak perdaya orang lain pula!
Korang pun tak sabar jugak nak kaya, sampai korang takde masa untuk rujuk peguam atau orang terdekat atau baca buku Hamka keretamayat. Terus buat Investment puluh ribu ada yang cecah juta secara senyap-senyap dan bila dah sangkut…
Dari sifat tamak, tukar kepada MALU tak kena tempat, terus rahsiakan kena tipu sebab malu sangat kalau orang tahu, malu nak cari peguam lawan sebab dah habis modal tak kan nak meminjam? Adohai.., ,
Last-last korang cakap nak sedapkan hati: “tak pe lah nanti scammer merangkak cari saya di akhirat”
Jadi scammer pun enjoy cari mangsa baru sebab korang malu nak kongsikan kisah bagaimana korang boleh tertipu. Korang lebih rela jumpa di akhirat sedangkan dengan cara korang membisu, maka lebih ramai mangsa akan terkena.
Nasihat saya kepada yang kena tipu, kajilah berita dengan bertanya pakar, jangan cepat percaya teori konspirasi. Bacalah buku berilmiah untuk berada dalam suasana orang pandai.
Kepada yang belum kena tipu, sebelum nak invest atau nak pindahan wang kepada pihak ke 3, tolonglah buat solat istikharah dan tahajud serta hajat. Doa kepada Allah minta petunjuk dan jangan nak syok sangat nak pencen esok.
Lepas tu bermesyuaratlah dengan orang lain, jangan tamak .
Ada duit, belilah buku dan membacalah.
Membaca jambatan ilmu, tak membaca jambatan scammer!
Woha!
Ps: Siapa nak baca bahan bacaan yang rare, yang boleh meluaskan kawasan otak, hingga mampu berfikir luar kotak, saya ada buku best, sila rujuk komen. (sempat promote, hehe)
"Membaca jambatan ilmu, tak membaca jambatan scammer!"
Wasap untuk beli buku. Kosong satu sembilang 911 tujuh satu enam tiger.!
Jangan kata abang keretamayat tak payung! Woha!
TSLA-10K：
We hold and may acquire digital assets that may be subject to volatile market prices, impairment and unique risks of loss.
In January 2021, we updated our investment policy to provide us with more flexibility to further diversify and maximize returns on our cash that is not required to maintain adequate operating liquidity. As part of the policy, which was duly approved by the Audit Committee of our Board of Directors, we may invest a portion of such cash in certain alternative reserve assets including digital assets, gold bullion, gold exchange-traded funds and other assets as specified in the future. Thereafter, we invested an aggregate $1.50 billion in bitcoin under this policy and may acquire and hold digital assets from time to time or long-term. Moreover, we expect to begin accepting bitcoin as a form of payment for our products in the near future, subject to applicable laws and initially on a limited basis, which we may or may not liquidate upon receipt.
簡單來說就是因為不缺現金，為了追求多樣化和增進報酬，把部分現金拿去配置其他資產，其中 15 億美元買了比特幣，且未來可能把比特幣當成買特斯拉產品的支付選項。
ok 我算一下
電動車 check
太陽能 check
隧道技術 check
火箭技術 check
腦機技術 check
貨幣 check
離火星王距離越來越近。
https://www.sec.gov/Archives/edgar/data/0001318605/000156459021004599/tsla-10k_20201231.htm?fbclid=IwAR1F60Iz5naCYsoUT9UhYV0QSgAWzrxdt0rWnV7GJ_vPbr5BPJejNFTV1wo#ITEM_5_MARKET_FOR_REGISTRANTS_COMMON_EQU
A Total War Saga: TROY
ซื้อเกมได้ที่ https://store.epicgames.com/legendauser/a-total-war-saga-troy
A Total War Saga: TROY is the first in the award-winning strategy series to focus on the Bronze-Age Mediterranean and the legendary twenty-year conflict between the kingdoms of Troy and Mycenaean Greece, known as the Trojan War.
Total War Saga: Troy is a strategy computer game developed by the Creative Assembly Sofia and published by Sega. It is part of the Total War Saga sub-series and will be released on August 13, 2020 on the Epic Games Store, then on Steam in Summer 2021. As part of the 12 month exclusivity promotional deal with Epic Games, Total War Saga: Troy will be free of charge for the first 24h of it's release.
The game is set during the Trojan War in the Bronze Age, taking place the furthest back in time the series has ever covered.
The Greek gods featured in Troy can influence the game in similar ways to their Homeric counterparts, with their influence spanning entire factions, rather than directly intervening on the battlefield. Gaining favour with the different gods requires players to invest time or sacrifice resources, but also provides various benefits as the game progresses.
Although there is little documentation of Bronze Age naval warfare, naval combat has been included in the form of island battles, inspired by that featured in Total War: Warhammer II – Curse of the Vampire Coast. The Greek god Poseidon will play a major role in these battles.
Hero versus hero combat has been implemented in Troy, wherein two fighting heroes will be given room by nearby units, creating a circular battle area and preventing other units from intervening. Some heroes have an active battle ability called Divine Challenge, which taunts opposing characters into one-on-one combat. Eight heroes are included in the game, such as the Greek champion- Achilles, and the Prince of Troy- Hector.
A Trojan horse mechanic plays a major role within the campaign, appearing in the campaign at specific moments, and providing significant bonuses to players should it be acted upon quickly enough.
Troy introduces a new multiple resource economy that reflects the advancing pre-monetary barter economy of the Bronze Age setting. The five different resources are food, wood, stone, bronze, and gold, which can be found within different regions to varying degrees of scarcity. Food and wood are used to recruit early game units and construct simple buildings, whereas more formidable structures will require stone, and higher tier units will require bronze. Gold is vital for trade due to its universal rarity.
The diplomacy system in Troy builds on that featured in Total War: Three Kingdoms, allowing you to appease allies, your enemies in their place, allowing the player to change the entire course of the Trojan war. Other new diplomatic features which are unique to Troy will also be introduced.
A Total War Saga: TROY
ซื้อเกมได้ที่ https://store.epicgames.com/legendauser/a-total-war-saga-troy
A Total War Saga: TROY is the first in the award-winning strategy series to focus on the Bronze-Age Mediterranean and the legendary twenty-year conflict between the kingdoms of Troy and Mycenaean Greece, known as the Trojan War.
Total War Saga: Troy is a strategy computer game developed by the Creative Assembly Sofia and published by Sega. It is part of the Total War Saga sub-series and will be released on August 13, 2020 on the Epic Games Store, then on Steam in Summer 2021. As part of the 12 month exclusivity promotional deal with Epic Games, Total War Saga: Troy will be free of charge for the first 24h of it's release.
The game is set during the Trojan War in the Bronze Age, taking place the furthest back in time the series has ever covered.
The Greek gods featured in Troy can influence the game in similar ways to their Homeric counterparts, with their influence spanning entire factions, rather than directly intervening on the battlefield. Gaining favour with the different gods requires players to invest time or sacrifice resources, but also provides various benefits as the game progresses.
Although there is little documentation of Bronze Age naval warfare, naval combat has been included in the form of island battles, inspired by that featured in Total War: Warhammer II – Curse of the Vampire Coast. The Greek god Poseidon will play a major role in these battles.
Hero versus hero combat has been implemented in Troy, wherein two fighting heroes will be given room by nearby units, creating a circular battle area and preventing other units from intervening. Some heroes have an active battle ability called Divine Challenge, which taunts opposing characters into one-on-one combat. Eight heroes are included in the game, such as the Greek champion- Achilles, and the Prince of Troy- Hector.
A Trojan horse mechanic plays a major role within the campaign, appearing in the campaign at specific moments, and providing significant bonuses to players should it be acted upon quickly enough.
Troy introduces a new multiple resource economy that reflects the advancing pre-monetary barter economy of the Bronze Age setting. The five different resources are food, wood, stone, bronze, and gold, which can be found within different regions to varying degrees of scarcity. Food and wood are used to recruit early game units and construct simple buildings, whereas more formidable structures will require stone, and higher tier units will require bronze. Gold is vital for trade due to its universal rarity.
The diplomacy system in Troy builds on that featured in Total War: Three Kingdoms, allowing you to appease allies, your enemies in their place, allowing the player to change the entire course of the Trojan war. Other new diplomatic features which are unique to Troy will also be introduced.
A Total War Saga: TROY
ซื้อเกมได้ที่ https://store.epicgames.com/legendauser/a-total-war-saga-troy
A Total War Saga: TROY is the first in the award-winning strategy series to focus on the Bronze-Age Mediterranean and the legendary twenty-year conflict between the kingdoms of Troy and Mycenaean Greece, known as the Trojan War.
Total War Saga: Troy is a strategy computer game developed by the Creative Assembly Sofia and published by Sega. It is part of the Total War Saga sub-series and will be released on August 13, 2020 on the Epic Games Store, then on Steam in Summer 2021. As part of the 12 month exclusivity promotional deal with Epic Games, Total War Saga: Troy will be free of charge for the first 24h of it's release.
The game is set during the Trojan War in the Bronze Age, taking place the furthest back in time the series has ever covered.
The Greek gods featured in Troy can influence the game in similar ways to their Homeric counterparts, with their influence spanning entire factions, rather than directly intervening on the battlefield. Gaining favour with the different gods requires players to invest time or sacrifice resources, but also provides various benefits as the game progresses.
Although there is little documentation of Bronze Age naval warfare, naval combat has been included in the form of island battles, inspired by that featured in Total War: Warhammer II – Curse of the Vampire Coast. The Greek god Poseidon will play a major role in these battles.
Hero versus hero combat has been implemented in Troy, wherein two fighting heroes will be given room by nearby units, creating a circular battle area and preventing other units from intervening. Some heroes have an active battle ability called Divine Challenge, which taunts opposing characters into one-on-one combat. Eight heroes are included in the game, such as the Greek champion- Achilles, and the Prince of Troy- Hector.
A Trojan horse mechanic plays a major role within the campaign, appearing in the campaign at specific moments, and providing significant bonuses to players should it be acted upon quickly enough.
Troy introduces a new multiple resource economy that reflects the advancing pre-monetary barter economy of the Bronze Age setting. The five different resources are food, wood, stone, bronze, and gold, which can be found within different regions to varying degrees of scarcity. Food and wood are used to recruit early game units and construct simple buildings, whereas more formidable structures will require stone, and higher tier units will require bronze. Gold is vital for trade due to its universal rarity.
The diplomacy system in Troy builds on that featured in Total War: Three Kingdoms, allowing you to appease allies, your enemies in their place, allowing the player to change the entire course of the Trojan war. Other new diplomatic features which are unique to Troy will also be introduced.
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