🌻
美國聯準會(Fed)在美東時間22日下午2時(台灣23日凌晨2時)宣布利率維持在趨近零的水準,但暗示升息可能會比預期來得快一些,同時也大幅下修今年的經濟展望。
https://udn.com/news/story/6811/5764746
🌻Adobe(ADBE)電話會議內容讀後感
ADBE前兩天發表財報了.
這次ADBE在財報後下跌, 主要是兩個原因(如下). 不過個人覺得是瑕不掩瑜:
1. 因為之前已經漲了不少(投資人期望太高)
2. 因為Digital Marketing這部分的業務受到季節性的影響, 所以表現不是很突出(沒有比預期高出很多)
a. net new Digital Media ARR (3% beat vs guide, vs 15% beat in 2Q21 vs 35% beat in 3Q20).
b. 有分析師在問(“Maybe just -- can we double-click on the seasonality commentary in the quarter? Because if we look at the beat versus guidance on net new digital media ARR, it looks, at the same time you had the weakest beat, but then the strongest guide in the last three years, which kind of speaks to and confirm some of those seasonality comments that you made.)
i. 高層對此的回答是, 主要是疫情後, 加上正值夏季, 大家的日子回復到正常&放假外出, 所以這部分的業務有受到影響(I think going into the quarter, we had expected that the consumer with a little bit more return to normalcy as what's happening in the environment.)
ii. 高層又說了一些話, 不過重點就是他不認為這是甚麼大事”So, net-net, I would say that the growth prospects for that particular business and the growth drivers remain intact. But again, very much in line. And this is what we feel good about the insights that we're getting on the business.”
iii. 也提到, Q4通常會是digital marketing業務的旺季(表現會不俗的意思)
另外, 覺得這次令我印象深刻的是, 當高層與分析師提到這些事情:
• 常在一些公司的電話會議中提到omnichannel這個字(疫情後, 更明顯了). 這次高層也有提到. ADBE可說是omnichannel概念股:
o “I mean, a big part of that is more and more companies are thirdly doing the multi-channel omnichannel, whatever they want to call it. And I think that's only going to continue to be a driver of our Digital Experience Solutions. Because today that stable stakes and so we just look at it and say whether you're shopping in-store over they are shopping online. You need a solution that treats you like a customer that we know of.”
• 網路上影片(video)的興起, 以及串流影音, 有提高了Adobe的營收天花板(用句分析師的術語, 就是TAM (total addressable market) expansion.
• 當使用者製作了越來越多的內容, 內容管理(content management)的能力就越顯重要, 內容上的流程管理(workflow)也越顯重要. Adobe的產品能夠幫內容製作者解決這樣的問題.
• 而Adobe各產品間的相容性, 標準化, 整合能力, 是它的競爭優勢之一:
o And one of the things we did really well is what we called our named user deployment and how, you know, when we have these enterprise licensing agreements, we offer enterprises the ability to download and distribute within the companies. And the more we do training and evangelism of the products, that leads to adoption. So, I would say there's an element of standardization, there's an element of more content.
而最近ADBE有個新聞, 引起了我的注意, 就是它即將在自己的平台上, 提供付款服務(payment service). 根據之前研究SHOP的經驗, 這有可能會對股價造成一定的漲幅:
On Sept. 15, Adobe announced that it will add payment services to its e-commerce platform this year to help merchants accept credit cards and other ways of paying. The move will deepen Adobe's rivalry with e-commerce firm Shopify (SHOP).
For the service, Adobe has partnered with PayPal (PYPL), which will process a variety of payment types, including credit and debit cards as well as PayPal's own payment and buy-now-pay-later offerings.
https://www.investors.com/news/technology/adbe-stock-adobe-beats-fiscal-q3-targets/
接下來該怎麼辦? 對於基本面良好的公司如ADBE, 我能說的就是buy the dip(逢低買進)了. 供參.
🌻The Facebook Files
一個星期前, WSJ上面有個關於FB的大篇幅調查報導. 有興趣的可以看看.
The Facebook Files
https://www.wsj.com/articles/the-facebook-files-11631713039
這篇文章挺長, 也沒有看到華爾街中文版本的完整翻譯, 不過可以看看這篇:
https://on.wsj.com/2ZmFimp
"《華爾街日報》的相關調查顯示,這家社交媒體巨頭心知肚明,其平台會傷害用戶,而且是以該公司常常完全了解的方式造成傷害。目前,全球近半數人口都是Facebook旗下平台的用戶。其中一些證據尤其令人不安:據《華爾街日報》報導,Facebook的內部研究顯示,在報告稱有過自殺念頭的青少年中當中,有13%的英國用戶和6%的美國用戶把這種念頭歸結於Instagram。"
另一篇相關新聞:
https://www.thenewslens.com/article/156683
"《華爾街日報》於13日揭露Facebook的XCheck系統,也就是內部系統中的VIP名單,數百萬名人、政治人物與記者等知名公眾人物都在特別的一份「白名單」之內。"
"這些「貴賓」在社群上發布的內容可以躲過一般的審查系統,即使發布明顯的不當內容,也不會立即被刪除。《衛報》報導,Facebook的獨立監督委員會表示,在閱讀該篇報導後,決定要審查XCheck系統,並要求Facebook對其進行報告與解釋。"
🌻我喜歡的Apple TV影集, "Ted Lasso", 是這次艾美獎的大贏家, 很多主要演員都得獎了.
很高興這兩年, 因為有這部戲的陪伴, 讓我撐過了疫情, 家人離世, 以及一些烏煙瘴氣的事情.
前幾天看演員的得獎影片, 一位娛樂記者問得獎的男配角(也是編劇之一)說, 你覺得這部片的核心思想是甚麼. 他說, be curious, not judgemental.
就像得獎的女演員在劇中一開始是很鴨霸很壞心的球隊主人, 但這樣做是因為被前夫傷透了心, 所以想要弄垮離婚後分到的財產(也是前夫的最愛--球隊); 外表看起來永遠陽光燦爛做啦啦隊的男主角, 在青少年時父親自殺, 造成了他心裡永遠的痛&障礙(讓他在球賽時, 會有突發恐懼症).
我們每個人其實都有很多面, 很多個故事. 尤其在社群, 大家都是萍水相逢, 對彼此的了解都是非常片面的; 而有時候在社群裡, 看到有人會因為只看到一個面向, 就去下斷語. 這其實是人之常情很難避免, 所以我們需要常用第二層思考去提醒自己. 社群裡需要更多的同理心.
“Be curious, not judgmental” – Walt Whitman(惠特曼)(美國詩人)
Picture來源:
https://www.apple.com/newsroom/2021/09/apples-global-hit-comedy-series-ted-lasso-sweeps-the-2021-primetime-emmy-awards-scoring-history-making-win-for-outstanding-comedy-series/
同時也有68部Youtube影片,追蹤數超過2萬的網紅Rachell Tan,也在其Youtube影片中提到,2020 has been a confusing year for many of us, as we had to make many changes to our lifestyle habits due to the pandemic. Apart from working from hom...
「more store online shopping」的推薦目錄:
- 關於more store online shopping 在 貓的成長美股異想世界 Facebook 的精選貼文
- 關於more store online shopping 在 Siennylovesdrawing Facebook 的最佳解答
- 關於more store online shopping 在 Facebook 的最佳貼文
- 關於more store online shopping 在 Rachell Tan Youtube 的最佳解答
- 關於more store online shopping 在 NNRNUT Youtube 的最佳貼文
- 關於more store online shopping 在 Brenda Tan Youtube 的最佳貼文
more store online shopping 在 Siennylovesdrawing Facebook 的最佳解答
Yeah‼️ As an official #guardian to #mylittleniece 👩🏻💗💕👧🏻 to keep her #stayhealthy especially the pandemic situation now
Sienny Yong aka Siennylovesdrawing so happy to note that her little niece 👧🏻 is chewing happily 😋 the Gerber Good Start Grow Kids Probiotic in her mouth 👄 She loves the tasty strawberry 🍓 flavour as she told her 😃😁 Do swipe left for more 📸📸 & her #Tiktok clip captured via 📹🌐 https://vt.tiktok.com/ZSJcQ8FtA/
Just chew 1️⃣ tablet every day to support her #digestive #health & #immunesystem 👍🏻 It contains Lactobacillus reuteri that naturally colonize the digestive tract & promote good bacteria. It also helps with tummy issues that commonly occur during the preschool years 😃
Online shopping with Shopee via 🌐🛒🛍 https://shopee.com.my/gerber_us.os (Refer Gerber_US #officialstore ) As always she only buy directly from the Gerber US in Malaysia official store for absolute guarantee of the #food product's #safety & #quality of its sources
Do check out her almost daily update on her IG reel profile tabs, do follow IGs @siennylovesdrawing & @simplestraightforward ya 💕
VIP Parents Malaysia #GerberUS #GerberOrganic #anythingforbaby #supplementforkids #multivitaminsforkids #probioticsforkids #probiotics #guthealth #immunity #vipparentsmy #parenting #kids #kid #children
more store online shopping 在 Facebook 的最佳貼文
I have been very busy but I can’t forget to talk with my parents in Kyoto Japan.
I am so lucky that both my parents are healthy and happy! I am so thankful and grateful.
It was so difficult to convince my mom to join food delivery service so that they she doest have to go grocery shopping!
But a few weeks she insisted that she wants go shopping food (because she loves “sale” and don’t want to waste money! I totally get it.. but there is more important fact now. I explained this so many times!
So I added a few tape lesson students so they get a little more money so finally they are doing!! (Ordering food online) So she only needs to go out less and get some fresh vegetables!
Their health results are better now! I am so happy to hear that. Because they eat more vegetables and my father stop buying precooked food from grocery store anymore.
They both vaccinated now.
I am so thankful 🙏❤️👍
#myparents #parents #myparentsarethebest #kyoto #japan #boston #kyotojapan
more store online shopping 在 Rachell Tan Youtube 的最佳解答
2020 has been a confusing year for many of us, as we had to make many changes to our lifestyle habits due to the pandemic.
Apart from working from home becoming the new norm, many of us also ended up shopping from home to destress & to heavily spruce up our living space as we can't travel and we're spending more time at home now.
So here are our Top 10 Best Buys of 2020!
(Some products listed are presents from family or collaborations we've done, but we've included them as well because we felt they were the most worth mentioning!)
What did you buy in 2020 that you really love & feel like it's super worth buying?
Let us know in the comment section below, as we'd love to check them out too!
This is our last video for 2020, so here's wishing everyone a wonderful 2021 ahead.
Thank you for watching!
__________________
1. Convertible Coffee to Dining Table - https://shopee.prf.hn/l/KN8Dqzy
2. Dishwasher - https://shopee.prf.hn/l/6neaBXD
3. Massage Chair - https://bit.ly/37M5hFA
4. Roborock - https://shopee.prf.hn/l/reEvXVd
5. 6 Door Fridge - https://bit.ly/2IBJiXH
6. Secretlab Chair - https://bit.ly/31fn7NC
7. XiaoMi Smart Socket Plug - https://bit.ly/2KUrbgP
8. Dyson Corrale - http://bit.ly/3hhZbQv
9. Monitor Stand - https://shopee.prf.hn/l/rGEvQgJ
10. Drinkwell Pet Water Fountain
__________________
Some of the links above are affiliate links, where we earn a small commission if you click it and purchase them. You are not obliged to do so, but it does help fund these videos which we hope helps bring value to you!
For sponsorship, product reviews, and collaboration, you can email me here:
pxdkitty@gmail.com
Follow us on Instagram: https://instagram.com/pxdkitty
We both run an online store at: https://www.pixiepax.sg/
(if you'd like to be a distributor of the products we're selling, you can contact us via email too!)
![post-title](https://i.ytimg.com/vi/u_6VxWgLGiw/hqdefault.jpg)
more store online shopping 在 NNRNUT Youtube 的最佳貼文
new-me vlog ep.12 •
สวัสดีทุกคนนนน วันนี้มากับ vlog ยาวๆเหมือนเดิมมม
ในวันนี้ก็ได้ออกไปข้างนอกอีกแล้ว เย้ๆ5555 นัทได้ลงคอร์สเรียนออนไลน์ใหม่ด้วยนะ ไว้ดียังไงจะมารีวิวให้ฟัง
แล้วก็ได้ diffuser ใหม่มาไว้ในห้อง กลิ่นใหม่หอมมากกก
ถ้าอยากรู้ว่ามีอะไรอีกก็ต้องไปดูใน vlog น้า อิอิ
Hi guys~ I'm back with another vlog!
I went out again yay! lol I also took a new online course but I'll give you guys a feedback later.
Also, I got my new diffuser, new scent finally!!
If you wanna know more about what I do , please check out the vlog hehe
- -
Timestamps:
0:00 Intro
0:23 DAY 1. wearing accessories
0:34 ootd#1
0:47 at the department store
1:33 shopping
3:52 DAY 2. making name card
4:26 DAY 3. taking online course
7:25 DAY 4. eat with me
7:56 unboxing new memo pads
10:11 updating postcard stock
10:33 updating sticker stock
11:10 DAY 5. reading at night
13:00 DAY 6. morning time
13:18 journal with me
18:08 my nail polish
18:52 ootd#2
19:23 buying snacks
19:56 new diffuser haul
22:38 chit-chatting
- -
♡Personal IG: https://www.instagram.com/nnrnut/
♡My brand: https://www.instagram.com/ordinarysunday/
- -
Hi, I would highly appreciate if you could help me translate my video into your own language!
Thank you♡
http://www.youtube.com/timedtext_video?ref=share&v=5wrdBZ-ObGI
(please click on this link)
- -
♡Camera: Canon G7x Mark ii
♡Editing program: Final Cut Pro
- -
♡Business Inquiries: nnrnut14@gmail.com
- -
♡Music:
- Daystar - Sugar Cookie(piano ver.) / https://youtu.be/6p51_lN2xZQ
- 샛별 - 솜사탕 여행(Cotton Candy Travel) / https://youtu.be/GwYVnJRO7z8
- Esther Abrami - No.3 Morning Folk Song
- Friday Morning by Kevin MacLeod
Creative Commons — Attribution 3.0 Unported— CC BY 3.0
https://creativecommons.org/licenses/...
- -
This video is not sponsored.
#daily #vlog #nnrnut
©All rights reserved by NNRNUT. DO NOT RE-UPLOAD ON ANY PLATFORMS WITHOUT MY PERMISSION!
ห้ามนำวีดีโอไปอัพโหลดบนทุกช่องทางหากไม่ได้รับอนุญาต
![post-title](https://i.ytimg.com/vi/5wrdBZ-ObGI/hqdefault.jpg)
more store online shopping 在 Brenda Tan Youtube 的最佳貼文
a super nostalgic singaporean favourite - my grandma's stewed pork beehoon recipe that takes around 10 minutes to cook from start to finish, with pantry staples!
if you would like to alter this recipe so that it's halal feel free to swap out the stewed pork for beef etc!!
i rediscovered and reverse engineered (LOL) this recipe that my grandma used to make for us back when she was still around and it's SUCH a tasty and easy dish to make for lazy days, especially when you haven't gone grocery shopping in a while. i know a lot of families make variations of these but from what I was told, my grandma (who was an avid cook) was the first person to make this and share the recipe hehe.
This is what my #FromMeToYou video looks like if I entered! #FromMeToYou asks the next generation of social video creators to join a crowd-sourced video project that shares cultural experiences that connect us across Asia Pacific at a time that prevents us from doing so physically.
If you're an aspiring social video creators, you can shoot, edit and share a video that shows a unique experience from your lives, culture, or community that aligns with something you are passionate about - all using Adobe Premiere Pro and/or Premiere Rush.
Find out more here:
http://www.adobe.com/au/lead/creativecloud/frommetoyou.html?sdid=KCJMVLRR&mv=social&mv2=paidsoc
⚡️NEW VIDS EVERY WEEK, MAYBE WED/FRI BUT DEFO SUNDAY ⚡️
» SAY HI! ?
☞ IG - http://instagram.com/wordweed
☞ TWEET TWEET - http://twitter.com/wordweed
☞ FB - fb.me/thewordweed
» GO MARGAUX ?
(go mar-go)
I run an online store for vintage and contemporary jewellery and apparel sourced worldwide that I personally source, curate and shoot!
☞ gomargaux.net
☞ @gomargaux on instagram
» WORK EMAIL ?
✎ wordweed@gmail.com
Edited by Xinhui
Sponsored by Adobe
![post-title](https://i.ytimg.com/vi/dBOe13g-g9I/hqdefault.jpg)