🌼關於決策(decision making)
很喜歡德州撲克玩家Annie Duke的這本書"高勝算決策". 這週的Barron's有她的專訪(第二本書即將在9月上市.)
下面是專訪內容. 加註了我的想法.
https://makingsenseofusastocks.blogspot.com/2020/04/from-barrons-04272020-this-famous-poker.html
🌼關於數位貨幣
德意志銀行分析師認為Covid-19會加速數位貨幣(digital currency)的發展. 找到了幾篇文章:
Deutsche Bank Envisions Post Covid-19 Economy Accelerating Digital Payments
https://news.bitcoin.com/deutsche-bank-post-covid-19-economy-digital-payments/
-->分析師的公開文章在此:
The COVID-19 Cash Out
https://www.project-syndicate.org/commentary/covid19-destroy-cash-digital-payments-by-juergen-braunstein-2-et-al-2020-03
德意志銀行的公開研究資料:
https://www.dbresearch.com/PROD/RPS_EN-PROD/Corporate_Bank_Research/PROD0000000000500284.alias
中文相關新聞:
1. 疫情衝擊經濟!CBDC將成為解決問題的最佳解方?
https://bitnance.vip/news/a9562d8b-f647-45f1-bfd5-99a7c1774e19
2. 世界衛生組織(WHO)也已對實體鈔票可能成為病毒傳播媒介的風險示警,並建議儘可能使用感應式支付方式。
若消費大眾採納這項建議,可能嘉惠新一代感應式信用卡業者如威士卡和萬事達卡,以及行動支付服務如蘋果Apple Pay、PayPal的Venmo和Square的Cash。
-->新聞來源: https://udn.com/news/story/6811/4396736
🌼美股操作
有些跟small business相關的個股今天又再彈了. 可注意small business loan相關的新聞, 以及loan何時會用完的新聞.
Texas好像要先reopen business. 可看看相關類股有沒有在漲:
https://www.cnbc.com/2020/04/27/texas-to-lift-coronavirus-restrictions-this-week-businesses-to-reopen-in-phases.html
Picture source: https://www.zazzle.com/lucky_black_cat_poker_chips-256224939879475271
pay in cash中文 在 謙預 Qianyu.sg Facebook 的最佳解答
【解開人生謎題的寶書】(English writing below)
「師姐,簽書號已經發完了耶!」
地點:台灣雷藏寺的大燈文化攤位。
我一手抓著根本上師聖尊蓮生活佛的新書《我所知道的佛陀:如是我聞》,一手拿著錢要付款。
「沒關係,師兄,沒有師尊的簽名,我還是想買這本書。」我微笑著回答,感謝他的熱心提醒。
我喜歡紙本書。家裡整堵牆的書架,都是師尊的書。
我甚少在雷藏寺買師尊的書。一般來說,師尊推出新書時,我都會在新加坡的紀伊國屋書店購買,希望藉此能推廣師尊的文集在寺廟以外的地方。用錢買書,也是我出點微薄之力,代表我對作者付出的支持。
有師尊簽書固然是錦上添花,但能不能開悟,還是需要自己的努力。
初聽師尊宣布這書名《我所知道的佛陀:如是我聞》時,我頓時倍感親切。
每個人信佛的起點都不一樣。有的人是因爲篤信觀世音菩薩,而皈依佛門,我則是因爲「南無本師釋迦牟尼佛」。
在大學佛學會時,我常去本地的一間斯里蘭卡佛寺參拜佛陀,繞菩提樹。好幾年的時間,我在那兒,向佛陀述說了很多、很多我的苦楚,我的煩惱,有時候邊說,邊繞菩提樹,繞了無數圈,就連第一次失戀,也在臥佛前哭了兩個小時。
那時,我不明白為什麼人家做人,我也做人,但我無論怎麼努力,卻特別的苦。我一直求佛陀告訴我:我爲什麼要活著?我爲什麼要來到人間?我要怎麼改命?
當然,在壇城上的佛陀怎麼會開口跟這「怨女」說話呢?
我把打工的錢存起來,買一尊佛像,拿去開光,安在書房內。後來媽媽因爲某事生我氣,趁我不在時,把佛像仍掉。我畢業就職後,又請了一尊。傻傻的我以為那兩尊都是釋迦牟尼佛,其實祂們都是「大日如來」。
我想,這應該是我五年後皈依師尊的因緣之一。
.
2013年,西雅圖雷藏寺開創一個新聞單元《如是我聞》,報導師尊的日常法教。小女子我自告奮勇拉著我師兄一起爲官網,把幾篇《如是我聞》翻譯成英文,回饋師尊的無私奉獻與教導。
從台灣飛回新加坡的航班上,我閱讀了師尊新書《我所知道的佛陀:如是我聞》兩個小時。
我忽然恍然大悟,十九年前,常跑到釋迦牟尼佛跟前訴苦的那個少女,原來佛陀真的聽到了她的哀求,沒有讓它落空。
理科班的我,從小就對這世界很好奇。家裡的百科全書,十年來,我從頭到尾都讀了至少百遍,但總覺得人要懂的知識,不該只有這些。
皈依師尊前,我曾讀過、聽過很多有名出家人的法語開示,無論是講中文或英文的。他們都講得很好,但是,唯有蓮生活佛的開示和文集,徹底的解除我自幼對於人生和宇宙的迷惑。
尤其是這本書。
原來在科學之外,還有這樣一個空間、一種能量和宇宙能力場存在著。
皈依學佛,就是學佛陀的教義,目的就是要成佛。
可怎樣的佛弟子,才是釋迦牟尼佛認可的弟子?
我們人要如何離苦得樂?如何去馴服自己狂野的心?如何從凡夫身回歸本來的面目?什麼又是原本的自己?
那天,師父問一位少女:「妳想學佛,那妳知道佛教教主是誰嗎?」
她已閱讀完師父在臉書2013年至2019年的文章,卻一個字都說不出。
切勿把佛法當成普通的人間知識來看待,更不要以學佛爲名,利用其知識賺錢做生意爲實。販賣如來,可是下地獄吞熾熱鐵丸、喝滾燙鐵汁之罪啊!
.
我去台灣前,師父交代過要我到台北101拍照,於是我就抱著師尊的書去。
玳瑚師父教過,台北101是現代版的文昌塔。
古時候,文昌已甚被重視,因爲利於讀書、功名和事業。在沒有某種形式的山脈時,就會建文昌塔(又稱文峰塔)來催旺文人輩出。
古代有文昌塔,現代有台北101。
古代有佛陀初傳四聖諦,現代有蓮生法王繼續的轉法輪。
而人呢?從古至今,仍然在醉生夢死中。
一般人要文昌,因爲追求功名。但我對人間的智慧,已意興闌珊。我要文昌,因爲希望早日開竅,拜託,不要那麽笨 ~~
無論你是剛接觸佛法,還是皈依許久的老弟子,如果你和我一樣追求生命的實相,這本書裡的般若智慧必會讓你大開眼界、讚歎連連。
你到底有多認識佛陀呢?
.
我大力推薦此書,可到以下書局網購,或到真佛般若藏免費閱讀電子書或聆聽有聲書:
1) 新加坡紀伊書店 - https://singapore.kinokuniya.com/bw/9789573052654
2) 台灣金石堂 - https://www.kingstone.com.tw/basics/basics.asp?kmcode=2012000022409&lid=common-index-billboard-all&actid=bookindex
3) 真佛般若藏 - https://www.tbboyeh.org/cht#/store
.....................
"Dharma Sister, the numbers for book signing have all been given out!"
Venue: Daden Culture book stall at Taiwan Lei Tsang Temple
I was holding on to "The Buddha I Know: Thus Have I Heard", the latest book by my Root Guru, His Holiness Living Buddha Lian Sheng, with my other hand grasping onto the cash, wanting to pay for the book.
"No problem, Dharma Brother. Without the autograph of Grandmaster, I would still wish to buy this book." I smiled in reply, thanking him for his friendly reminder.
I prefer reading from an actual book over an ebook. Back at home, I have one full wall of my Grandmaster's books on my bookshelves.
I rarely buy my Grandmaster's books from Lei Tsang temples. Usually, for His latest release, I would buy from Singapore Kinokuniya book store. It is my hope that this little gesture would help to boost sales at external bookstores, so that my Grandmaster's books can continue to be sold beyond the temples. To pay for it is my small token of appreciation and support for the author's effort.
To have my Grandmaster's autograph on the book is, of course, covetable, but whether the I can attain enlightenment is still dependant on my hard work.
When I first heard my Grandmaster announcing the book title "The Buddha I Know: Thus Have I Heard", I immediately felt a sense of closeness.
Everybody has a different starting point for believing in the Buddha. There are some people who are devoted to Guan Shi Yin Bodhisattva, and hence take refuge. For me, it was because of Shakyamuni Buddha.
During my NUS Buddhist Society days, I often visited a Sri Lanka Buddhist temple in Singapore. I would pay homage to Buddha and circumambulate the Bodhi tree. For many years, I would be at the temple regurgitating my troubles and sufferings to Buddha. Sometimes, I would circumambulate endless rounds around the Bodhi tree while being troubled. When my first relationship failed, I cried in front of the Sleeping Buddha for 2 hours.
At that time, I didn't understand why my life was tougher than other people, no matter how much effort I poured in. I kept pleading to Buddha for an answer. For what am I alive for? Why do I have to come to this mortal world? What can I do to improve my life?
Naturally, how could the Buddha that sat on the altar literally speak to this resentful girl?
With the money I scrimped and saved working part-time during my uni days, I bought a Buddha statue and after having it consecrated, I enshrined the statue in my study room. Once, when my mum was angry with me over some issue, she threw away the Buddha statue while I was out.
Upon graduation, I bought another Buddha statue. The silly me assumed that both statues are of Shakyamuni Buddha when in fact, they were of Mahāvairocana Buddha.
I guess this must be one affinity why I took refuge in my Grandmaster 5 years later.
In 2013, Seattle Lei Tsang Temple started a new column "Thus Have I Heard", reporting on the daily Dharma teachings of Grandmaster. Dragging the husband along, we volunteered to translate a few of the reports into English for the official website. It was our little way to repay Grandmaster for his selfless contributions and teachings.
Now you know why I took a liking to the book title almost immediately.
.
On the flight back from Taiwan, I read the book for about 2 hours.
I suddenly had a realisation. The young lady that cried and bemoaned her fate in front of Shakyamuni Buddha 19 years ago had her prayers answered after all. Buddha did hear her pleas and did not let her prayers go unfulfilled.
I was a Science student and since young, I was full of curiosity for this world. The encyclopaedia I had at home had been read at least 100 times over 10 years. But I had always felt that the knowledge humans need to know should be more than that.
Before taking refuge in Grandmaster, I had read, watched and listened to many Dharma discourses expounded by many famous Venerables, both in English and Chinese. They all explained the teachings of Buddha very well.
However, only Living Buddha Lian-Sheng could thoroughly answer my conundrums about life and this universe, through His Dharma discourses and books.
Dictionary
Especially in this book.
Apart from the science that we know, there is indeed another dimension of existence, another field of energy from the Universe.
When we take refuge to learn the Dharma, we are essentially learning what the Buddha had taught. The sole purpose is to eventually attain Buddhahood.
But do you know, just what kind of Buddhists are recognised by Shakyamuni Buddha as true disciples?
And how can we humans break free from sufferings and achieve bliss? How can we tame the wild minds in us? How do we return to our true self from this mortal body?
Just what actually is our true nature?
That day, Shifu asked a young lady, "You say you wish to learn the Dharma. Then do you know who is the founder of Buddhism?"
She had read all of Shifu's FB articles from 2013-2019, but was unable to reply.
Do not treat the Buddhadharma as ordinary mortal knowledge, let alone masquerade under the name of learning the Dharma, but in reality, using the knowledge to make more money and build a business. Peddling the Buddha for self-profit is a sin that would have you swallowing red hot iron balls and drinking boiling hot liquid iron in Hell!
.
Before my trip to Taiwan, Shifu told me to take a photo with Taipei 101. So I went there with my Grandmaster's book.
Master Dai Hu had taught me, Taipei 101 is the modern-day version of Wen Chang Pagoda.
In ancient times, Wen Chang is highly valued, because it favours the academics, scholarly achievements and career. When a certain mountain form is lacking in certain geographical locations, a Wen Chang Pagoda ( also known as Wen Feng Pagoda) would be constructed to activate and encourage the birth of more scholarly people.
So in the old days, there is the Wen Chang Pagoda, and now we have the Taipei 101.
In the past, there is Buddha who first expounded on the Four Noble Truths. And now, we have His Holiness, Dharma King Lian Sheng, to continue turning the Wheel of Dharma.
What about humans? Throughout history, humans have lived a befuddled existence. Even till now.
Most people want Wen Chang because they pursue fame and recognition. I covet Wen Chang, because I hope to get enlightened sooner. Oh please, let me be less stupid...
Whether you are new to the teachings of Buddha, or a Buddhist disciple for years, if you are pursuing the ultimate truth of Life like me, this book will open up your eyes and have you singing in praises.
Just how well do you know Buddha?
.
I strongly recommend this book and you can purchase it online at the links below, or hop over to True Buddha Prajna Treasury to read the ebook or listen to the audiobook for free.
1) Kinokuniya Singapore - https://singapore.kinokuniya.com/bw/9789573052654
2) Kingstone Taiwan - https://www.kingstone.com.tw/basics/basics.asp?kmcode=2012000022409&lid=common-index-billboard-all&actid=bookindex
3) 真佛般若藏 True Buddha Prajna Treasury - https://www.tbboyeh.org/cht#/store
pay in cash中文 在 香港人心在日本 Facebook 的最讚貼文
【✈ Jetstar X DBS 信用卡專享優惠】
直飛東京/大阪/新加坡/河內單程未稅價HK$198 起!回程也可享同樣優惠!
今次用DBS Visa 或Mastercard 訂飛就有呢個專享優惠價!
訂票日期: 1/8 11:00am – 10/8/2016 23:59pm
出發日期(以下期間中的指定日子及航班):
✈ 東京 5/1 – 4/3/17 (單程機票未連稅HK$398起)
✈ 大阪 5/1 – 4/3/17 (單程機票未連稅HK$428起)
✈ 新加坡 5/1 - 4/3/17 (單程機票未連稅HK$298起)
✈ 河內 13/10-15/12/16 (單程機票未連稅HK$198起)
訂購網址: http://www.jetstar.com/hk/zh/deals/dbs (中文)
http://www.jetstar.com/hk/en/deals/dbs (英文)
注意:
1. 一定要經呢個網址進入購買呀!!! 其它非指定頁面不能享用優惠 。
2. 建議用PC上網購買,不適用於Jetstar手機程式,或通過Jetstar手機版網頁之預訂。
售完即止!
後話: Book 機票時護照號碼可以後補的, 沒有護照在手都可以先搶機票呀! 最緊要個姓名同護照一樣就得!
#Jetstar #捷星 #DBS #信用卡優惠
(Please scroll down for details in English.)
「Jetstar x DBS 信用卡專享優惠」之條款及細則:
1. Jetstar x DBS信用卡持卡人專享優惠 (「優惠」)只適用於持有由星展銀行(香港)有限公司(「銀行」,表示包括其繼承人和受讓人) 發出之DBS信用卡、其聯營卡、DBS COMPASS VISA及CV+(不包括貴賓卡及商務卡)(「適用信用卡」)之主要持卡人(「持卡人」) 。
2. 優惠不適用於DBS Black American Express Card。
3. 持卡人於推廣期內經Jetstar指定網頁預訂機票並以適用信用卡付款(「合資格交易」),可享:
a. 優惠1:香港出發往大阪(關西)單程機票未連稅HK$428起。
b. 優惠2:香港出發往東京(成田)單程機票未連稅HK$398起。
c. 優惠3:香港出發往新加坡單程機票未連稅HK$298起。
d. 優惠4:香港出發往越南河內單程機票未連稅HK$198起。
以上價格為經濟艙基本票起始價。回程也可享同樣優惠。
4. 優惠只適用於通過Jetstar指定網頁新預訂之機票。如持卡人透過Jetstar 顧客服務中心+852 3192 7451預訂機票,每位持卡人每程需支付HK$160的服務費。
5. 如持卡人直接經Jetstar網站(http://www.jetstar.com)的其它非指定頁面預訂致未能享用優惠,銀行及Jetstar 概不負責。
6. 優惠並不適用於Jetstar手機程式購票,也不適用於通過Jetstar手機版網頁之預訂。
7. 優惠價未包括保險、機場稅、香港機場保安費、燃油附加費及其他相關機場稅金。
8. 優惠機票行程可允許更改,但另需收費。
9. 優惠機票一經預訂,不予退還及不可兌換現金或其他產品/服務。
10. Jetstar機票禮券不能與本優惠同時使用。
“Jetstar x DBS Credit Card Cardholders Exclusive Sales” Terms and Conditions:
1. "Jetstar x DBS Credit Card Cardholders Exclusive Sales" (the "Offers") to the cardholders ("Cardholders") of DBS Credit Card, its Co-branded Cards and DBS COMPASS VISA (excluding Private Label Card and Business Card) (“Applicable Credit Card”) issued by DBS Bank (Hong Kong) Limited (the "Bank", which expression shall include its successors and assigns).
2. Offers are not applicable to DBS Black American Express Card.
3. The “Promotion Period” of the Offer is from 11:00 a.m. 1 August 2016 to 11:59 p.m. on 10 August 2016 (Hong Kong Time). Travel periods refer to different specific dates of various destinations between 13 October 2016 and 14 March 2017. For the details, please refer to Jetstar designated webpage http://www.jetstar.com/hk/en/deals/dbs (“designated webpage”).
4. Cardholders booking flight tickets via Designated Webpage with Applicable Credit Cards during the Promotion Period (“Eligible Transactions”) can enjoy:
a. Offer 1: Single trip flight ticket from Hong Kong to Osaka (Kansai) from HK$428 excluding tax and surcharges.
b. Offer 2: Single trip flight ticket from Hong Kong to Tokyo (Narita) from HK$398 excluding tax and surcharges.
c. Offer 3: Single trip flight ticket from Hong Kong to Singapore from HK$298 excluding tax and surcharges.
d. Offer 4: Single trip flight ticket from Hong Kong to Vietnam Hanoi from HK$198 excluding tax and surcharges.
The above fares are Economy Starter Base Fares. The same offer is also available for return leg if that falls within designated travel period.
5. Originating city has to be from Hong Kong and the offers do not apply to all flights and all dates. Travelling dates vary by destinations.
6. Offers are only applicable for new bookings via Designated Webpage. Offers are not applicable to bookings made via Jetstar mobile website or Jetstar apps. A Cardholder who book via Jetstar Call Center at +852 3192 7451 is required to pay HK$160 service fee per leg.
7. The Bank and Jetstar (“Merchant”) will not accept any liability should a Cardholder conduct the booking directly through other pages at the Jetstar website (http://www.jetstar.com) and result in forfeiture of the Cardholder’s eligibility to the Offers.
8. Offers cannot be used in booking via Jetstar mobile application.
9. Offers are not applicable to insurance, airport taxes, Hong Kong Security Service Charge, fuel surcharges, and other applicable taxes and surcharges.
10. Economy Starter Fare includes 7kg hand carry luggage allowance and does not include checked luggage. Cardholders will have to pay extra for 15kg-40kg checked in luggage from HK$80 to HK$320 per head per leg (cost varies by destination).
11. Offers are subject to seat availability and ticket fare may vary upon availability of flight. Offers are limited.
12. Change of travel dates are possible but subject to additional charge.
13. Offer or ticket cannot be transferred, refunded, exchanged for cash or other goods/services after confirmation.
14. Jetstar Flight Voucher cannot be redeemed together with the Offers.
15. The usage of ticket is subject to Terms & Conditions of the Merchant. Please refer to http://www.jetstar.com for details. Tokyo and Osaka route is operated by Jetstar Japan Co., Ltd. Singapore route is operated by Jetstar Asia Airways Pte Ltd while Vietnam Hanoi route is operated by Jetstar Pacific.