關於 risk taking意思 ，我們在網路上蒐集到這些相關的討論、資訊與評價

【我親愛的Zoom視訊客人們】
To My Dear Zoom Clients

我忍了真的⋯⋯真的⋯⋯很久，今天過後實在忍無可忍，一定要叮嚀所有過去和未來的客人們。

我年紀很大了，受不了太大的刺激。

拜託，你們可以Zoom好來嗎？😓😑

一、Zoom視訊的視角 = 拍護照照的視角

護照自2020年起就已成為古董，但大家這一生應該有拍過證件照吧！

對了，就是要頭髮整齊，讓我看到你的雙耳、雙眼、鼻子、嘴巴、頸項和肩膀，到胸部。

我批八字時，需要看整個面相。不要讓你一半的臉掉出鏡頭外，這樣很像鍾無艷，也不要嘴巴不見掉，這樣我很像在跟一條羅漢魚視訊。

我看面相包括看你的嘴巴、牙齒和說話時的嘴形。是的，看相就是需要那麼仔細。

如果你的螢幕太低，那就找書本或舊報紙，把螢幕墊高一點。別讓我整一個小時半只看到你的雙下巴，會把你的面相比例給看錯。

不要一直告訴我不好意思，方法是人想出來的。

•

二、光線

太暗，我看你如見鬼。
太亮，我會看不清你的膚色。
拉開窗簾，不要背向陽光。
有必要的話，就直接開燈！

•

三、勿放什麼椰樹沙灘/金門大橋的虛擬背景圖

什麼虛擬背景圖都不要放啦～

我的家美最重要，我不在乎你的家美不美，我只是來看命的。

如果你的Wi-Fi不是很強，電腦功能不是很厲害，這類的虛擬背景圖會讓你的視訊畫面卡卡的。

有時你轉個身，整個右邊不見了，或部份的頭髮少了，讓我覺得我好像在看恐怖片，嚇人啊～

•

四、環境和聲音

有些海外客人其實非常用心。為了與我視訊，特別去買有麥克風的耳機🎧，讓我能更清楚的聽到他們的聲音。😍

沒有使用耳機和麥克風的客人，往往他們的聲音會有種空氣般的回音，如果他們本身講話又小聲，我的耳機聲量開滿，我還是聽得滿辛苦的

也有香港和馬來西亞客人租過會議室、鐘點房間或單人工作室，就是為了不受家人的干擾，能安心的與我視訊。😍

最有趣的是，去年新加坡阻斷措施時，有位男客人跑到屋外的走廊坐在地上與我視訊。只是外頭風聲有點大，我好幾次都聽不清楚他的聲音。

曾有客人在咖啡廳與我視訊。咖啡廳裡的高談闊論聲和器皿的敲擊聲，頻頻從我的耳機闖進我的耳朵，哇～我的耳朵那時真的是活受罪，還要裝一副氣定神閒的樣子。

天啊，兩次過後，我寧願退錢，也不再見這樣的客人了。耳朵只有一對，我要保護好啊！

在這裡聲明：一般我們買手機時的那種有麥克風的耳機，就已能視訊。沒有戴耳機和麥克風的客人，我一概會拒絕諮詢，把費用原銀奉還。

五、孩子

曾試過諮詢的前20分鐘，一直被女客人的小孩打擾，進來哭著要媽媽主持公道。

如果你家中有六歲以下的兒童，會時不時來敲你的門，我建議你還是先別約我。你這樣會分心，無法聽好我交代的事，而我也得一直等你去安撫你的孩子，就無法在限定時間內看完你的八字，這樣對誰都不公平。

六、我只見客人一人

這個規矩，從我一出道就定下來，也清楚的寫在網站上，根本不用一而再的來試探水溫。

但這兩個星期，還是有客人硬闖關，事先安排自己的配偶/孩子坐在電腦的另一面，要他們聽我講他的八字。

我從不改我的規矩，也沒有八字或風水是我非看不可的。

讀書這麼高，連自己的命都不能自己負責，這已經不是能改到命的人了。

你一定要你的配偶陪你聽，那你需要的不是我來教你改命，是你的配偶來安你的心。

將來若還有這樣的事，我會直接中斷視訊，把錢退回去。

七、「我第一次用Zoom！」

可是從報名那天到今天的諮詢，你有兩個月的時間去摸索。

兩個月，怎麼還是錯誤百出？因為客人根本沒有事先準備和練習。

結果我就這樣等了20分鐘，還得等對方下載軟件。

Zoom不難使用，但如果是你沒有花時間去摸索，就不要撒謊，直接說，我就直接退現錢。

品德是改命的資糧，不要為了自己能脫身就隨便編一個漏洞百出的謊，還說自己是好人。這...不會臉皮太厚了嗎？

小事都不願做好，絕對不會成大器。

八、暈車

有些客人用Ipad或手機來視訊。

重點是，他一支手拿著手機，一支手拿筆寫筆記。他一邊寫，另一支手就一邊搖晃。他做在床上，移動一下，手機就彷彿大海嘯幾下🌊

我一天如果見三個這樣客人，我的視線就搖晃了5個小時。工作完畢後，頭也會痛得厲害，無法完成晚上製片的工作。

沒有自拍器三腳架，也應該有些書本或東西來頂著手機。

各位，多點善心，為我著想一下吧⋯⋯

__________________________

To My Dear Zoom Clients

I have been enduring it for a really really long time. That's it! I am gonna put a stop to this after today and send out this reminder to all my past and future clients.

I am getting on in years, and cannot stand too much stimulation.

Please.... can you guys do a proper Zoom?

Number 1: Going on screen in Zoom = Taking a photograph for your passport.

Since 2020, the passport has become something of an antique but I believe everyone has taken some kind of ID photos! Yes, the ones with your neatly combed trusses where I can see both your ears, nose, mouth, neck, shoulder all the way to your chest.

I would like to see your full face during the Bazi Consultation. Please don't allow half your face to fall off the screen and you end up looking like Zhong Wu Yan! Please also don't hide your mouth making me feel like I am talking to a Arrowana.

When I analyze your facial features, it includes your mouth, teeth and the shape of your mouth while you are talking. Yes, it is down to such level of details.

If your PC / Laptop monitor is too low, please find a book or old newspapers and stack it on top. Please don't let me only see your double chin for that 1.5 hours, as I would probably get the proportion of your face wrong.

Don't keep telling me you are apologetic. Think of a way out.

Number 2: The background lighting.

Too dark, you risk looking like a ghost.

Too bright, I cannot figure out your skin color.

Draw open the curtains, but don't face your back to the sunlight.

If necessary, just turn on the lights!

Number 3: Background images of coconut trees on sandy beaches or the Golden Gate Bridge.

There is no need to put on a virtual background. I only care about how my hone looks, I am not bothered by yours. I am only here to see your Bazi.

If your WIFI signal or your PC / Laptop performance is poor, using the virtual background can often make your Zoom video choppy. Sometimes when you turn your body, one side of your body or some part of your hair will disappear. It's really like one of those spooky movies scaring the wits out of me.

•

Number 4: Background environment and noise.

Some of my overseas clients really put in effort for our Zoom sessions. They bought a headset with a mic so that I can hear them properly and vice versa.

Those that did not use a earphone or a headset often sounded echo-ish, and if they spoke softly, I would have to turn on the volume on my side full throttle and still have a hard time trying to hear them.

There are some clients from Hong Kong and Malaysia who would rent meeting rooms, hotel rooms or private work spaces by the hour so as to reduce any disturbance from others and better focus on the Zoom session with me.

I recalled an interesting incident during the Circuit Breaker last year. A client from Singapore Zoom-ed with me along the corridor outside his house. Most of the time, I was hearing the howling of the winds rather than his voice.

Some clients sat themselves in coffee places for our session. These places are often filled with loud chatters and the clanging of cups and plates, and my ears suffered terribly. Yet, I have to continue to be seen as composed and attentive.

Goodness me, after 2 of such experiences, I decided that I rather refund these clients and never see them again. I have only 1 pair of ears and I want to protect them at all costs!

A normal earpiece that comes with the purchase of a handphone is good enough for Zoom video calls. For clients who do not have a earpiece/headset and a mic, I would end the consultation and refund the monies.

•

Number 5: Children

There was once where a session with a female client was repeatedly disrupted by her kids, running in crying for their mother to settle their quarrels. If you have children below 6 years of age, and likely to interrupt our session, I suggest you don't book a consultation with me.

You will be distracted, unable to focus on my advice and I have to wait for you to clear up the situation with your children, eating into the allowable time for me to complete the consultation. This is unfair to both you and me.

•

Number 6: I only meet one person, that is the Client.

I have set this requirement the day I stepped into this line of work, and it is clearly written in my booking form. There is no need to try your luck under any circumstances.

But in the space of 2 weeks, there were some clients who rode their luck and got their spouse / child to sit on the other side of the screen to listen in on our consultation.

I never change my stance, and there is no single client that I cannot afford to lose.

If you insist to have your spouse sit in, it is apparent that you do not need me to help transform your destiny. Rather you really need your spouse to put your heart at ease.

If such things happen the next time, I will end the session immediately and refund the fees.

•

Number 7: "My first time using Zoom"

But you have 2 full months to prepare before our actual consultation. You did not end up wasting time exploring the software and I wasted 20 mins waiting for you to download the software.

Zoom is an easy software to use but if you did not spend the time to familiarize yourself with it, please quit the lies and tell me directly. I will refund the consultation fees on the spot.

Our moral ethics serve as the foundation for our transformation. Stop weaving web of lies to get out of sticky situations, and still claim that you are a good person. Isn't this too thick-skinned?

•

Number 8: Giddy spells

Some clients use Ipad or their handphones for the Zoom session. Crucially, they hold the device with one hand, and take notes with the other. As they write, the other hand holding the phone becomes shaky. If he is doing that on his bed, his handphone would shake like a tsunami wave every time he changes his position.

If I see 3 such clients within a day, it would be 5 hours of shaking visuals for me. That would mean a splitting headache at the end of my work day, and not being able to work on my videos at night.

Even if you don't have a tripod stand, at least prop up the device with a book or something.

Please everyone, please be kind and have mercy on me......

📘【Ken的高頻單字筆記 I】
購買辦法：https://is.gd/H8W7Qj

📰 今天我們來讀讀【華爾街日報】
🖐🏽 五分鐘來關心國際時事 — 墨西哥治安 🇲🇽

📰 Mexico Reports Slight Decline in 2019 Homicides
Nation’s murder rate remained at highest level in decades despite fall in number of killings

MEXICO CITY—Mexico registered 209 fewer homicides in 2019 than a year earlier, the first decline in five years, though the murder rate remained at its highest level in decades, the National Statistics Institute said Wednesday.

📌 這篇文章討論墨西哥 (Mexico) 的殺人罪 (homicide) 數字的微小下降(slight decline)。nation是國家的意思，在這裡是指墨西哥，這是常用修辭方法之一。作者也用同義詞提高文章的可讀性： homicide vs murder vs killing。

The country registered 36,476 homicides last year, down from 36,685 in 2018, according to preliminary data based on death certificates. The homicide rate was unchanged from 2018 at 29 per 100,000 inhabitants, the highest level on records stretching back 30 years.

📌 這段交代有關數據，register (登記)、down from (從...下降)、according to preliminary data (根據初步資料) 和 unchanged (不變的)是常見用語。

“The important thing is that the government doesn’t rest on its laurels by saying we’ve slowed the rise in homicides,” said Cassius Wilkinson, a security analyst at political-risk consultancy Empra. “A plateau at historic highs still isn’t good for Mexico’s public security.”

📌 這段引述一位保安分析員 (security analyst) 的意見。rest on one’s laurels (不求進步) 是道地用語。plateau的原意是高原，在這裡引申指有關數字維持於高位不降。

Monthly police reports for 2020 show that homicides were up 1.5% in the first eight months of this year from a year earlier, although the numbers have been overshadowed by more than 74,000 deaths of people infected with the coronavirus.

The drop in the preliminary number of homicides for 2019 will likely become a small increase when final data are released at the end of October, said security analyst Alejandro Hope. “The good news is that it’s not growing, the bad news is that it’s not falling,” he added.

📌 這兩段繼續分析有關數字的走勢。overshadowed by (因為...失色的) 是生動的用語。preliminary 跟 final 是異義詞，the good news is that…the bad news is that… 是平行結構，也是很好的修辭方式。

Lowering the level of violence, much of it by organized-crime groups, is among the main concerns of President Andrés Manuel López Obrador whose strategy has been to reduce direct confrontation between security forces and heavily armed criminal gangs.

Since taking office at the end of 2018, Mr. López Obrador has disbanded the Federal Police and replaced it with a National Guard drawn mostly from the ranks of army and naval police. The National Guard has close to 100,000 members, and is expected to increase to 140,000.

📌 這兩段介紹墨西哥總統其中一項主要關注 (main concern) 就是降低暴力的水平 (lower the level of violence)。他的策略 (strategy) 是減少保安部隊 (security forces) 和犯罪集團 (criminal gang) 之間的直接對抗 (direct confrontation)。

Homicide rates last year fell in 15 of the country’s 32 states, including Baja California Sur and Quintana Roo—home to tourism hubs Los Cabos and Cancún—and Mexico City.

Among the most violent states was Guanajuato in central Mexico, which has been the site of fighting between the Jalisco New Generation Cartel and a gang of fuel thieves called the Santa Rosa de Lima Cartel. Authorities arrested José Antonio Yépez, the alleged head of the fuel theft gang, in early August.

While violence increased in Guanajuato, the homicide rate fell last year in neighboring Jalisco state. The number of murders could be masked by an increase in forced disappearances in the state as the Jalisco cartel consolidates its control of the area, said Mr. Wilkinson.

“A lot of the states that lead the rankings are leading for different reasons,” he added, noting increased killings in northern states such as Sonora and Chihuahua. “I wouldn’t be surprised if the 2020 numbers are much higher.”

📌 這四段詳細分析墨西哥不同州的殺人罪率 (homicide rate)去年的情況。the rankings的意思就是排名。在旅游樞紐 (tourism hub)的州殺人罪率下降，個別州份因爲幫派的打鬥變得最暴力的。

未完待續...
📰 全文請至
https://reurl.cc/Md4Ra3
📰 作者
Anthony Harrup
📰 訂閱請至
https://bit.ly/3j82Q3W

【Hiroto的『商務日語』】片假名特集５（マ行、ラ行、ワ行）
『商務日語』是針對工作時候常用的日語。現在『商務日語』裡面的外來語越來越多，其實日本人也不一定清楚明白較新穎外來語的意思和用法。
雖然幾乎都是從英文外來語的詞彙，轉換成日語裡面的意思卻不一定和原本的英文一樣，所以我打算介紹這些外來語。因為份量很多，我分開幾次慢慢介紹。

１【マイルストーン［Milestone］：里程碑】
指示『通過點』『中程的目標』『往前進很大的段落』，不僅在工作進度方面，而且在企業或人發展過程的方面也可以使用。

＜例１＞この　プロジェクトの　マイルストーンは　どのように　設定［せってい］して　いますか？
（這個專案的中程目標設定怎樣呢？）

＜例２＞この　製品［せいひん］の　ヒットが　我が社［わがしゃ］の　マイルストーンに　なった。
（這個商品的暢銷成爲我們公司的轉折點。）

２【マネタイズ［monetize］：收益化】
通常指示『透過線上服務賺錢』，有各種方式，例如收廣告費（youtube，部落格...等），線上賣自家商品（網路購物），收手續費（網路購物，線上教學...等），軟體設定免費體驗版和商品版（dropbox，microsoft　office...等）

＜例＞この　サービスを　マネタイズする　ことは　できない　だろうか。
（能不能把這個服務收益化？）

３【メンター［mentor］：導師】
指示可以商量的『指導者』，不僅可以商量工作相關的事，也可以商量生活方面的事。

＜例＞メンター制度に　よって、新入社員の　離職率が　下がりました。
（根據導師制度，新來員工的離職率減少了。）

４【リスクヘッジ［risk hedge］：風險對沖】
沖銷標的資產潛在的風險損失的一種風險管理策略。相反的概念稱為『リスクテイク［risk take　→　risk taking］：承擔風險』

＜例＞リスクヘッジ　目的［もくてき］で　米［べい］ドル　だけで　なく　ユーロや　豪［ごう］ドルにも　投資［とうし］を　行［おこな］った。
（為了風險對沖除了投資美金以外，也還投資歐元和澳幣。）

５【リスケ（＝リスケジュール［reschedule］）：重新安排】
商務日語中的用法指示『重新計劃』『改工程』的意思。如果金融方面的用法代表『改還錢的計劃』的意思。

＜例＞　新製品［しんせいひん］の　開発［かいはつ］は、現在［げんざい］の　進捗［しんちょく］状況［じょうきょう］では　リスケ　せざるを　得［え］ない。
（從現在的進度來說只能重新安排新商品的開發計劃。）

６【リソース［resource］：資源】
不僅指示資金，而是人才，物資...等各種資源。

＜例＞プロジェクトの　リソース不足［ぶそく］を　補［おぎな］う　必要［ひつよう］が　出［で］てきた。
（這專案開始需要補充資源。）

７【リテラシー［literacy］：讀寫能力】
指示『讀寫能力』，『應用能力』，『理解能力』。通常前面搭配其他詞彙，例如『コンピューターリテラシー：電腦方面的讀寫能力』，『メディアリテラシー：媒體方面的讀寫能力』等。

＜例＞最低限［さいていげん］の　ネットリテラシーが　ないと　困［こま］る。
（你無法達到最低限度的網路讀寫能力，我就頭痛。）

８【ローンチ［Launch］：開辦，創辦】
指示開辦新商品，服務，事業...等。

＜例＞あの　会社［かいしゃ］は　来月［らいげつ］　新［あたら］しい　サービスを　ローンチする　そうです。
（聽說那家公司下個月就開辦新的服務。）

９【ワークフロー［workflow］：工作流程】
例如『完成A的工程，接下來做B的工作』，『遇到這種情況，那就這樣應對』...等，工作的流程。

＜例＞この　仕事［しごと］の　ワークフローを　フローチャートに　して　まとめて　おいて。
（你把這份工作的流程整理到流程圖吧。）