[翻轉視界7] 回饋偏鄉奉獻己力!
Taiwan Fund for Children and Families 家扶基金會
https://www.ccf.org.tw/
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活動截止日期: 06.24.2020
EDIT: 活動已經圓滿結束,謝謝大家的愛心 (捐款收據已放在留言區)。
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《UDN》報導:
In Taiwan, two out of every ten people in poverty are children. According to statistics from the Taiwan Fund for Children and Families, approximately 4-6% of children will be born into families suffering from poverty. They don’t have enough food and nutrition, lack protection and care, and grow up to fall into the vicious cycle of poverty. “There is no simple solution to poverty.” From the long-term observation of the YongLin Education Foundation, 100 children have 100 different stories. There is no simple solution to their problem. “You have to help every child achieve his or her happiness.” Get close to them, listen to them, and lend them a helping hand.
1. suffer from poverty 陷於貧窮
2. according to 根據
3. lack proper nutrition缺乏適當的營養
4. the vicious cycle of poverty 貧困的惡性循環
5. there is no simple solution 沒有單一的解決方式
6. long-term observation 長期觀察
7. lend someone a helping hand 像某人伸出援手
台灣每10個窮人中,就有2個是兒童,據家扶基金會統計,約有4-6%的孩子生而貧困。童年時食不果腹、缺乏照顧與保護,長大了也悲慘落入上一代的貧窮困境。「貧窮沒有單一的解決方式,」長期扎根偏鄉、照顧學童的永齡教育基金會觀察,100個貧窮兒背後有100個故事,沒有同樣一致的解決方式,「只有幫每一個貧窮兒量身打造幸福。」靠近他們、傾聽他們,向他們伸出援手。
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The 23-year-old Liang-chin Chen once worked four jobs as a child. When in junior high school, his parents failed in their business venture and were frequent by loan sharks who often came to collect debts. They borrowed NT$300,000, but with rolling interests, their debt accumulated into the millions. His family lived in metal shacks, and all their hard-earned cash was given to underground loan sharks. “I earn my own living expenses, and I went to sell mantou (Chinese steamed buns) at moving night markets for NT$5 apiece. When business was good, I would earn NT$400, and the whole family would be able to fill their bellies the next day.” Once when he was in the seventh grade, a gang member came to his house and scolded him: If you don’t have money, why do you bother to study? Why not go out and make some money?!
8. business venture 商業冒險、事業投機
9. loan shark 放高利貸者
10. collect debts 討債
11. rolling interest 滾利
12. metal shacks 鐵皮屋
13. hard-earned cash 辛苦錢
14. fill their bellies填飽他們的肚子
15. scold (v.) 責罵,責備
16. a gang member 黑道成員
17. bother to 努力,盡力;費心*
23歲的陳良進年幼時曾同時打4份。讀國中時,父母因為生意失敗、家道中落,三不五時就有黑道上門討債,借了30萬利息滾出幾百萬債務,全家人住在鐵皮屋裡,辛苦賺的錢都繳給地下錢莊。「我自己的生活費自己賺,到許多流動夜市賣饅頭,賣掉一顆賺5元,生意好時一個晚上賺400元,全家人隔天就能吃飽,」陳良進說,國一時黑道上門,指著他罵:「沒錢讀什麼書,為什麼不出去賺錢?」
*bother to: https://bit.ly/2Y676IH
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In this environment, Liang-chin Chen could not care less about school work, focusing only on working part-time jobs to make ends meet. He lived this way until his high school teacher convinced him that “studying holds the greater value” by showing him how he can receive scholarships through good grades. It’s more cost-effective than selling mantou. Liang-chin Chen climbed from the bottom of a remote high school to the top of his class in a national university. His university even helped him pay back the loan sharks through scholarships. He is currently a postgraduate student at National Cheng Kung University. This year, Liang-chin Chen is teaching elders how to exercise in Tainan’s remote areas. “I don’t have the money to contribute back to society and to help others, so I will use my skills and abilities to help elders in the community.” Liang-chin Chen is also a lecturer for Fubon Charity Foundation’s Youth from Disadvantaged Family Program.
18. could not care less abt sth (表示強調)一點也不在乎某事 (這裡指自暴自棄)*
19. make ends meet 勉強維持生計
20. cost-effective 有成本效益的;物有所值的;合算的,划算的
21. contribute back to 回饋給
22. disadvantaged 處於劣勢的,處於不利地位的
*could not care less: https://bit.ly/3ft0UjR
在這種環境下,除了每天打工賺錢溫飽外,學業上自暴自棄,上學只為了中午能吃到營養午餐。直到高中遇到良師跟他說「讀書CP值更高」,還教他計算成績多少可以換取多少獎學金,比賣饅頭划算。讓他從山上放牛班的學生變成國立大學第一名畢業,大學還靠獎學金幫家裡還完地下錢莊的債,現在就讀成大的研究所。陳良進今年到台南偏鄉教老人運動,「自己沒有錢回饋社會、幫助別人,只好用一技之長回饋社區幫助老人家。」最近陳良進也接受中華人之幼協會邀請,擔任講師。
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Liang-chin Chen is a paragon of the charity’s efforts to invite homegrown talents back to local comminutes in Tainan. Always smiling and speaking Taiwanese with elders, Liang-chin Chen can empathize with poverty-stricken children in remote regions. “I was a kid who grew up in a metal shack, but I met so many remarkable people who helped me during my studies. Do not be ashamed of your roots. Work to achieve your goals 10, 20 years from now, and you can do it. I am a living example of what one can accomplish.”
23. a paragon of 完人,盡善盡美的模範(或典型)
24. homegrown talents 在地的優異人才
25. local communities 在地社區
26. poverty-stricken 貧困的,一貧如洗的
27. remote regions 偏鄉地區
28. remarkable people 貴人
29. don’t be ashamed of 不需要以…為恥,不用為…感到不好意思
30. one’s roots 一個人的出身
陳良進就是該協會邀請合作留在台南家鄉貢獻的範例。總是面帶笑容,跟長輩講得一口好台語的陳良進,可以理解偏鄉貧困孩子的處境,「我是住在鐵皮屋長大的小孩,學習過程中遇到大大小小的貴人,因此長大後想回饋,也能看到不同的世界,」他說,走入偏鄉會跟貧窮兒說,不用害怕出身環境不好,要比拚的是10年、20年後的成就,他自己就是活生生的示範。
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貧窮解方 Solutions to Poverty
1.體制外撈起需要幫助的貧窮兒
Help poverty-stricken children outside the system
2.運用在地人力,降低流動率
Use local talents to reduce talent loss
3.貧窮兒長大返鄉回饋,自己家鄉的孩子自己救
Contribute back to the community from which we came
完整報導詳見聯合報UDN : https://bit.ly/2N2YnRi
圖片來源: https://bit.ly/2N2YnRi
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value fund example 在 ลงทุนแมน Facebook 的精選貼文
ธนาคารแห่งประเทศไทย x ลงทุนแมน
พ.ร.ก. ปล่อยกู้ soft loan และ พ.ร.ก.จัดตั้ง BSF ไม่ใช่ พ.ร.ก. กู้เงิน
เมื่อเดือนเมษายนที่ผ่านมา รัฐบาลได้ออกพระราชกำหนด (พ.ร.ก.) จำนวน 3 ฉบับ รวมมูลค่าความช่วยเหลือ 1.9 ล้านล้านบาท ซึ่งเป็นมาตรการเยียวยาโควิด-19 ชุดใหญ่
...Continue ReadingBank of Thailand x invest manly
P.E. The school. A.. Releasing soft loan loan and Por. The school. A.. Set up BSF, not P.O. The school. A.. Loan for money
Last April, the government issued a royal decree. (P.E. The school. A.. ) 3 edition. Total value of 1.9 trillion Baht which is a measure to heal the COVID-19 big set.
By the hospital. The school. A.. The first edition is open for the government to take a loan to solve the outbreak of disease. Heal the people. Restore the economy. The limit is not over 1 trillion baht.
As for the hospital. The school. A.. Another 2 issue issued for National Bank to release low interest loans or Soft loans through financial institutions to help SMEs business in a 5 billion baht and set up BSF fund to provide reserved liquidity for 4 hundred thousand debt. Million Baht for stability of economic system according to the role of national bank.
P.E. The school. July 2, the issue of government issued as a tool for national bank is a par. The school. A.. The government doesn't have to take additional loan, but it's a national bank power to help manage liquidity to the target audience during the COVID-19 crisis.
Normally, National Bank takes care of liquidity in the overview. When the situation is back to normal condition and it's due to pay. Both debtors and SMEs loans need to pay back. Help is not a welfare or stimulating scheme. A government loan-based economy is a source of funding which government needs to earn or collect future tax to pay back.
And the reason why I have to go to the hospital. The school. A.. Another part because of policy with the government. The cuddle states will pay the first 6 months interest to SMEs and compensate no more than the limit or proportion if the 2 measures are damaged.
The cuddle states must join in compensation is necessary because the current situation has high uncertainty. It can't predict whether the COVID-19 outbreak will be severe or when it will end.
The impact on the economy may be extended. The problem may not be limited to liquidity. There is a chance to spread damage. Government has to contribute to the management of practices in many countries such as USA and England. Government will take responsibility for the potential damage. Arise from making policy with Central Bank or other agencies. For example, cuddle states are responsible for loan guarantee to SMEs via B.E. Because it's a policy that wants to support SMEs etc.
However, it's out of the hospital. The school. A.. Such a compensation mechanism to avoid excessive fiscal burden, such as soft loan case compensates 60-70 % of debt, which determines financial institutions to take partial damage to motivated to screening debtors to a certain extent.
While BSF will interest in higher rates than the market, BSF will be the final source of the market. And on the other hand, if profit will also be returned to land income.
Government may not have to compensate for damage if 2 measures to help SMEs make it able to continue business or ensure the stock market, private sector loan can rollover the loan.
In BSF, many people think that there is no need because there is no serious problem. But the lesson from crisis in many countries shows that preventative measures to extinguish the fire from the beginning of the wind is better than coming out when the problem rages beyond solving. The money you need to revive will be more like the Thai financial crisis in 2540 that the problem rages to damage to 1.4 trillion baht.
The measures that come out to help relieve the suffering of the people. Support business and take care of the stable of the financial economic system to be ready to move forward after the COVID-19 situation. Because Thai economic revival is a big problem waiting.Translated
value fund example 在 ลงทุนแมน Facebook 的最佳解答
สรุป Blind Trust คืออะไร แบบเข้าใจง่ายๆ / โดย ลงทุนแมน
หลังจากที่เรื่อง Blind Trust กลายเป็นประเด็นร้อนแรงทางการเมือง
มีหลายคนถามมาว่า ความจริงเป็นอย่างไร
ลงทุนแมนจะเล่าเรื่องนี้ให้ฟัง แบบไม่อิงเรื่องการเมือง
...Continue ReadingWhat is Blind Trust summary? Easy to understand / by investing man.
After Blind Trust becomes a political hot issue
A lot of people ask how the truth is.
Invest man will tell this story without politics
After reading this article, we will understand what Trust and Private Fund is.
May I ask for readers to refrain from commenting political parties after
What is Trust?
Trust is simple to explain is
The property department that the property owner has managed to manage the property with Trustee as a trustee.
In Thailand, there will be not many trust, but it will be popular in another form. That is the establishment of Fund).
Example of trust in our home that we may have heard of is REIT.
REIT stands for Real Estate Investment Trust aka a type of Trust that will invest in real estate.
For example, the famous REIT is CPNREIT which will invest in many central malls in Thailand.
However, the pattern that we are more familiar with is the fund.
Currently, the fund in Thailand is divided into 3 types.
1. Mutual Fund (Mutual Fund)
2. Provident Fund (Provident Fund)
3. Personal Fund (Private Fund)
If we know the LTF RMF fund or even go buy a bank fund
This fund will be the type of mutual fund which is offered to the person.
As for Provident Fund), people who work in the company will know each other because they are deducted funds from our salary and another part of employers who contribute to collect and invest in order to make us to use in. Retirement
The last type of fund is private fund or private fund
Most personal funds are established for major investors with their own investment policies, which may differ from general funds.
For example, personal funds, investors may determine the proportion of assets or industries themselves according to their needs
Personal funds don't have to be ordinary people. It may be an entity.
For example, companies or even have money left, but don't want to manage their own money, they set up personal fund managers like this as private fund.
Establishment of Trust will look similar to Private Fund
Different that Private Fund Property Manager will be the fund manager in the fund management company (PCL. I'm sorry.
But Trust Property Executive may be an expert in that asset not in the PCL. For example, a company specializing in real estate business, doing REIT management.
In the case of Mr. Nath who gave me the Ltd. The cuddle is actually called right, it will be private fund, not trust. However, the purpose is to give others their own property.
So what is Blind Trust?
Usually giving property to others to manage, people who manage, report to those who give property, what kind of money they invest in. What kind of bonds, what are the name of shares?
But the word Blind is this time the manager will not reveal to the property who gives money down.
This matter, those involved in writing laws may do it to prevent public and personal matters.
Because law authors don't know what kind of property they invest in.
For example, if we solve the law for telecommunications companies to pay more revenue. If the law enforcement knew that they wouldn't want to solve this law.
In fact, there is something beyond Blind Trust is Double Blind Trust.
Which is that the property will not even know the name of the property management. Such as if this case is double trust, Mr. Nath wouldn't know that the company. With cuddle Property Management and vice versa. With cuddle sart won't know that the property management of Mr. Nath.
The inspection part is a different point.
Trust and Private Fund, whether Blind or not, Blind is the same in the subject.
If cuddle government agencies want to investigate, they can check with that property manager.
Ending with interesting information..
A lot of people want to know how much of fund management industry is worth?
Year 2540 Property Value
Total Fund 101,750 million baht
Thinking about 2.15 % of GDP
Fund for living 137,245 million baht
Thinking about 2.90 % of GDP
Personal Fund 180 million baht
Thinking about 0.004 % of GDP
Year 2561 Property Value
Total Fund 5,045,826 million baht
Thinking about 30.98 % of GDP
Fund for living 1,129,096 million baht
Thinking about 6.92 % of GDP
Personal Fund 989,428 million baht
Thinking about 6.06 % of GDP
This shows that we Thai people are starting to see the importance of investment and this is starting to reflect the growth number in all types of industry.
And those who benefit from this, besides investors.
Not anyone anywhere
But it's a fund management company..
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References
-http://oldweb.aimc.or.th/22_infostats_personal_about.php
-https://www.set.or.th/th/products/listing/files/Know_trusts.pdf
-https://finance.zacks.com/blind-trust-vs-revocable-trust-1271.htmlTranslated