การไม่ลงทุนมีความเสี่ยง
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ผมเติบโตขึ้นมากับคำห้อยท้ายสปอตวิทยุที่พูดรัวๆ เร็วๆ ว่า "การลงทุนมีความเสี่ยง ผู้ลงทุนโปรดศึกษาข้อมูลก่อนตัดสินใจลงทุน" ซึ่งประโยคแรกนั้นฝังเข้าไปในหัว ทำให้ผมไม่เคยสนใจ "การลงทุน" เลย
...Continue ReadingNot investing is risky
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I grew up with the back of the radio spot that quickly said, "investment is risky. Please study information before investing the first sentence is embedded into my head. I never care about" investment
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Change happens when I have a chance to make a documentary about investment. Talk to good financiers, so I gain a new understanding that " Investment " is not always equal to " playing shares but more importantly, we shouldn't press our own financial dimensions left. " Investment " but you should think that life should have " financial planning "
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" financial planning " sounds a headache for those who study in semi-Art Science like me. It's known as " planning " bitter medicine. It's also " money " me and my friends often think -- know. How much I earn, how much salary is enough to eat? But when I talk to finance, I know that I am very misunderstood.
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" financial planning " is the same thing as " life planning
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From a life that keeps walking along with karma and destiny. If we start planning financially, we will start seeing our lives clearer.
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See the future clearer when we determine what kind of life we will live after retirement. How many baht per month. Do you have children or parents need to take care of? How many times per year. How many dreams do you want to do we need to spend? How much money Much more we can predict to plan for life after work as close to the imagination.
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See the present clearer. When planning to the future, the plan will come back to tell us what kind of life we should spend today. How much will it be? How much will we save a month? How much money to save money to invest? How much money can I invest In order for money to grow. Besides the salary that is a regular income, will we have an extra career? Should we buy land, building, area or condo. How often should we travel? How often should we go to study? How much do we spend
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It seems like a life that used to be unclear is gradually " forming " or seeing more " Draft "
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As true as they say, "money is not the most important thing of life" but money is important, not less to give life a stable feeling.
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Some people say that if you keep thinking about money, you won't do what they dream of. But if we don't think about money, we may not have a chance to follow what we dream of. It can be because we are always worried about insecure.
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Financial planning doesn't make us stable immediately, but it will make us go down to play in a life field more like a football team with a team manager to plan on the game on the field.
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And " Investment " is just part of " financial planning besides, our other lifestyle behavior, spending, and other lifestyle.
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But when we start financial planning, we start studying investment because it's at least an alternative to make money a chance to grow.
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But as he said, "investment is risky" so we need to study carefully and for those who never know about investment, consultants and provide good information.
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These days, banks are open for more aspects. I just had a chance to visit scb investment center on the 5TH FLOOR CENTRAL WORLD. This is open to welcome scb's wealth clients and those who are interested in financial planning and investment.
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It's a new dimension of the bank because this is not the original "Bank" but a financial consulting center, especially beautiful, modern design. Those who are interested in investment consulting services. Here will be consulting both one-on-on-on-one. Online via a very modern screen. Here is a room where users can access professional computers and programs to study investment information. There are many experienced speaker to share useful views on investment and finance. Besides, there is also room. Safety enables customers to bring valuable property with advanced security systems.
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For friends who are interested in investing or want to plan financial, you can ask for advice at www.scb.co.th/investmentcenter
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Personally, when I had a chance to learn about financial planning through an interview, I thought - this is something to teach in school or university because financial planning will make us plan clearer.
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As for friends who have a lot of knowledge of this side, I am here to tell you that there is a new place that you can go to use.
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When I start learning, I slowly understand that " investing " is different from " playing shares " and investors may both " play stocks " and " Long-term investment " or invest in funds, including other ways.
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Investment with clear plans, clear information will reduce risk, and I see the opposite of myself when I was young that life without investment or a life without financial planning is at risk.
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In a world full of change, unplanned at all.Translated
同時也有1部Youtube影片,追蹤數超過283萬的網紅bubzbeauty,也在其Youtube影片中提到,[READ ME] Hey everybody, This video is going to demonstrate how you can use a bit of makeup to create an illusion of a slimmer & taller nose by the t...
where do we go from here insecure 在 謙預 Qianyu.sg Facebook 的最佳解答
【賭上靈魂的女人】
青竹蛇兒口,黃蜂尾上針,兩者皆不毒,最毒婦人心。
I have a Bazi client, who has been a social escort for over a decade.
She didn't tell me the truth at the start. In fact, she "challenged" me to use my 6th sense and offered her Bazi.
I do not need your Bazi to read you inside out. Also, Bazi analysis is a highly methodological and scientific method to understand a person's past, present and future Destiny. I'm no medium. There is no 6th sense needed.
Over the many short messages before our meeting, she expressed her shock that I could read so much from merely her words.
I didn't have her birth details at that time, nor had I seen a single photo of hers.
With the internet era, a competent Metaphysics practitioner must have the ability to dissect a person's true character and intention, even from a simple "Hi".
Impossible? Too judgmental? You just haven't met a seasoned human scanner in real life. Or you don't know the true you well enough to see the rock hard truth in our words.
While messaging me questions about a (legitimate) business of hers, I replied with a verse written by my Grandmaster, Living Buddha Lian Sheng:
"君子愛財,取之有道。
不義之財雖到手,
無限後患跟著來。"
(While wealth is covetable, a gentleman makes his wealth through just and ethical means.
Ill gotten wealth, though in your hands, will elicit endless troubles pouring your way.)
She was astounded and asked, "Do you actually know what my job is? This is shocking..."
I guess I passed her challenge with flying colours.
.
She wasn't a sex worker, due to harsh circumstances like severe poverty or mountains of heavy medical bills for her family.
A drunk gang rape incident in her uni days changed her views on men and she wanted to take revenge on men. She lived a life of drugs and alcohol in between her lectures.
The way I see it, is her obsession for money that caused her downfall.
On one hot summer day in 2006, she answered a social escort advertisement. She was barely 21 and was influenced by what she read online.
The "Mama-san" who looked her over told her she needed to put on weight.
She was surprised. Wasn't it easier to earn money with a slim figure?
The Mama-san snapped, "Nonsense. Most men dislike a woman who is too slim. They prefer those with some flesh."
She silently made a promise to herself to swallow more burgers.
Her first client was an Arabic businessman. She was paid US500 for one hour.
That virgin taste of easy money lured her deeper and deeper into the abyss.
Clients of powerful backgrounds, Singapore and overseas, single and married, private and government sectors...one-on-one, multiple players, mass orgies...
She lived like a bird freed from her cage. Suddenly she could buy anything she desired, just by sweet talking and giving lusty men access to her nubile body. She was in and out of hotels, as frequently as 5 times a day.
The carefree lifestyle, the freedom of not answering to any boss and those money that poured from the sky was her drug.
In her own words, she was "the woman that all wives curse and fear".
She referred to herself as the woman the wife will loathe to find traces of existence, when the wife checks her husband's handphone with trembling hands.
It was as if she took pride in that.
How did her cause of seeking revenge on men become a twisted path of demolishing other women's marriages?
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It didn't take her long to accumulate 6-figures in her bank account.
The more money she had, however, the more insecure she became.
She worried about losing it all. She deeply craved the warmth of love to complete her soul.
She was only 22. The client was manly, handsome and charming. He gave her $20K for her company.
She badly wanted him for her own. To be his wife.
With $100,000 withdrawn, she gave it all to her 2nd Mama-san. She decided she would use black magic to lock his heart. And soul.
But it was a fraud. The Mama-san started exhorting from her.
She was desperate and down to her last $2. She began stealing from her family and lying to feed the incessant demands and threats from her Mama-san.
She gradually realised this was her retribution of selling her body for quick money.
However, this new realisation didn't change her a bit.
She met a new client, Dave. He was a married man. It was love at first sight for her.
The initial joy she had from the money and attention he showered her blinded her wisdom to the extramarital affair.
She stayed in one of Hong Kong's expensive apartments at a prime district. But it soon became an soulless shell of loneliness that prompted her suicide attempts.
Dave coldly dumped her like a hot potato, as he didn't wish to handle an emotionally volatile woman.
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Ken told her she bore an uncanny resemblance to his first love. She fell hard for his sweet words and gentle demeanour.
He weaved a forlorn tale of an emotionally abusive and lonely marriage, and how it was impossible for him not to to be attracted to her.
They travelled greatly and dined at expensive restaurants.
To have a married man giving his heart to her, was like tasting the forbidden apple. That first juicy bite satiated her craving to be desired. And to win another woman.
This time, she decided she would use black magic again to break up his marriage. She coveted that role of his wife. A permanent and lasting relationship, finally.
Black magic uses the dark forces of ghosts to carry out the client's wishes. She paid a good US$10,000 for a famous sorcerer and another US$4000 for her Thai amulet and mud puppet.
Did she capture Ken in the end?
They got into physical fights crazily. The amulet that controlled the ghosts backfired, and her sanity was devoured by the ghosts.
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Her craziness drove her to swallow 200 sleeping pills and cut her wrists. ANYTHING to have him stay with her. Ken was horrified and visited her daily at the hospital. She felt triumphant. Finally, he was at her beck and call.
The happiness was short-lived. After her discharge, he broke up with her when he was on an overseas stint.
She went absolutely berserk and grabbed a knife to her throat. It felt that the ghosts wielded full control of her mind and body. Her mum kept yelling at her.
The realisation of truth came too late for her: A man, who lied to his wife and had an affair, will never be honest with her. Once a liar, always a liar.
She was warded into the high-dependancy unit at the mental hospital. Everyday, she was surrounded by suicidal and high-risk patients. They were bounded at their feet and hands. It was a petrifying sight. Was this the end of her life? She wasn't even 28. How did she allowed a man to destroy her prime years?
She sought to understand love and karma. She delved into Buddhist books, wanting to know what caused her to lose her mind. She started to have deep regret about taking short cuts in life and her laziness in earning money the ethical way. She saw, on her hands, the fresh blood of people's happiness that she had killed.
But the greed and anxiety in her couldn't be satisfied with a regular job. Or a single man who doesn't make enough to provide for her.
She was needy, attention-seeking and quarrelsome. I had called her a yoyo. I had spent many hours over a few months, replying to her messages.
Every day, she fought hard against the temptation to take up another escort job
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「捨邪歸正」
I lost count how many Masters she sought advice from before she found me online.
She read my posts and was amazed by my tenacity to take failures.
She watched my video on suicide and became aware of the Hell that all suicide victims go to. To repeat that act of killing themselves every day at the same time they died.
Among the many things I said at our consultation, I could tell her the age range she sold herself and that it was a elder lady who gave her the chance. She was surprised at my accuracy.
I told her the only way out was to sincerely repent for her past misdeeds. Blind listening to Buddhist chants and sutras would do nothing to change her fate. That is passive. Being active is to recite it and abide by the precepts.
I instructed her to write out her story in as much details as possible, to lead other sex workers, or wannabes, suicidal people and men with affairs to the Right Path.
This was one of the fastest ways I know that can change a disastrous life around.
All the Thai amulets, crystals and pendants she stashed in her room MUST go. She spoke of their decreasing power over time, and it seemed like a never-ending black hole as she kept on buying more and more to help her legitimate business.
She asked whether she would be able to get a publisher to buy her story.
I told her to forget about making money from her book. Give it for free. Post it online. Somehow, somewhere, everywhere. Get the story out. Fast.
When her boyfriend left her a sum of money, I insisted that she returned it. Don't take money that you didn't earn it rightfully. She said that was her breakup fee. I put my feet down, and said it was a proper relationship between two singles, and she caused the breakup. Why would she need money for loving a man who had loved her?
She promised she would write her story.
But she lied to me. Just like how she lied of making the $49 donation the next day, before seeking a Bazi consultation with me.
She went to the Guan Yin Temple at Waterloo Street, and sought a divination stick. It was her favourite activity whenever she was troubled or at a dilemma.
Right after she left the temple, she messaged and questioned why she received a 下簽 (bad lot) for my recommendation.
I asked for the number of the divination lot and the actual question she posed.
"I want to write a story about my life to encourage women not to sell their bodies and for married men not to have affairs. I may be hurt or sabotaged by people, so please protect me."
That didn't sound like a question. But the Bodhisattva had a way in teaching sentient beings.
I was dumbfounded at the Bodhisattva's omnipresent accuracy and foresight, when I saw the divination number.
It was a bad lot indeed, but not because of the solution I gave to my client.
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「莊子試妻」
Zhuangzi was a famous and well-respected Chinese philosopher of the Warring States Period.
One day at the mountains, he walked past a new grave and saw a woman kneeling over the freshly turned soil, hurriedly fanning it.
Not understanding the woman's behaviour, Zhuangzi asked for her intention.
The woman replied, that her husband lied beneath the soil. Before he died, he had said she could only remarry, when the soil of his grave dried. It was the rainy season at that time, hence her fervent fanning, so that she could quickly seek a new man.
Zhuangzi shook his head, when he heard of her heartlessness.
Unknown to many, Zhuangzi was an accomplished Taoist practitioner. With his supernatural powers, he helped the woman to dry the soil almost immediately. Thrilled at the dried grave, the widow gave her fan to Zhuangzi and hurried down the mountain.
Zhuangzi returned home, singing and waving the fan. His wife, Tian, questioned where he got the fan from. When she heard of the widow, Tian was so angry that she tore the fan into pieces and called the widow shameless.
Zhuangzi pacified his wife and said he had faith in her chastity.
A few days later, he fell very sick and died. Tian was saddened at her husband's sudden death and wept in sorrow
At his funeral, a very handsome young man showed up with his old servant. He said he was Zhuangzi's student, and a son of an important government official.
He wanted to perform the rites of a dutiful student, and helped in his teacher's funeral, by watching vigil for three years.
His good looks caught the eye of the newly minted widow, Tian. She sought to know more his eligibility from the old servant.
Within 20 days, they got married.
On the night of their wedding, the young man was struck with an ear-shattering migraine. Tian anxiously asked the old servant for help. The old servant said his young master had this strange illness since birth. The only cure was to consume the brain of a human. Back in his hometown, the father would take the brain from the prisoners sentenced for death for his son.
But in this remote countryside, where could they find a human brain as medicine?
Tian thought of her dead husband. She promptly took an axe and hacked open his coffin.
Zhuangzi leapt out from the coffin and mused this now-famous Chinese verse, "青竹蛇兒口,黃蜂尾上針,兩者皆不毒,最毒婦人心。"
Tian proclaimed that she heard noises in her coffin and wanted to see if Zhuangzi was alive.
Zhuangzi questioned the red finery on her and the red decor in the house. Tian argued that she wanted to welcome him. So she donned on the wedding finery to get married with him again.
The young man and his servant walked in. They were actually manifestations of Zhuangzi's supernatural powers.
Tian was so ashamed of her heartless and deciteful act that she eventually hung herself.
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Every divination lot comes with a poem and a background story. This was the background story on my client's divination lot.
The poem states:
因名喪德如何事 卻恐吉中變化凶
酒醉不知何處去 青松影里夢朦朧
Virtues are destroyed in pursuit of self gain. Fear that the auspicious will morph into bad.
The drunkard knows nowhere to go. In the green forest a shadow lingers in a dreamy haze.
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It is common to encounter clients that lack faith in my recommendations.
Some will ask many questions after our session, wanting to know why my solutions will help them or how I derive my solutions. There are also emotional clients who would flare up and lose all their manners, when they can't get an answer that they like from me.
I don't ask my doctor what ingredient goes into the making of my cough syrup and how it works scientifically in my body.
I take action by drinking it as prescribed. Because based on past experience, I trust that his medicine will work to help my predicament. I don't drink, I continue to be sick, I don't see results.
My suggestions don't require my clients to consume unknown medical liquids into their bodies. Yet few clients take action, when it comes to their Destiny.
Despite me being recommended by their friend who experienced positive results with my help, and have genuine testimonials to justify my fees.
That divination lot was Bodhisattva telling me: My client will not write her story, for she does not sincerely regret her past acts.
It was also a grave reprimand to her to mend her ways before it was too late.
But she didn't see the divination lot in the same manner as I did.
Not only does she lack faith in my words, she distrusted the holy words of the Bodhisattva too.
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Give money, buy love, buy fame, buy business, buy wealth and buy that. No need hard work.
Such is the sexy appeal of many ghostly amulets. They appeal to people who want many things in life but refuse to follow the Law of Karma, to sow seeds the right way.
I see one client bidded for a Thai amulet from a Facebook Live. Another wanted to buy a multi-coloured bracelet, because "so pretty! Got power some more!" Luckily, his Wife who had learned some Buddhism from me stopped him.
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In March 2017, this client sent me a message:
"Hi Ji Qian, hope you are well. Good luck for your Home Fengshui For A Happy Marriage tomorrow.
I was looking thru our past convos where we first started speaking online. Yes, Im a spoilt brat and Im a yoyo porcupine. I look at a sentence that is poignant - "the day you stop relying on men is the day you become prosperous". I wonder if that day will ever come. I I finally understand that my Facebook Adverts getting disabled is due to my past karma. And I haven't finished writing the repentance story which u instructed me to write in August. I think I know that I'm half-hearted in repentance, that's why I can't bring myself to finish the story. I'm just wondering if I am supposed to survive on my savings till my Facebook Advert Account get reactivated.
I haven't been able to find any new product to sell since XXX (sales also failing miserably). I am weak-willed and too reliant on men. The only thing keeping me from committing suicide is my mum and because I'm reminded by Shifu's words that a suicide victim is doomed to repeat the same act."
菩薩英明。
.
Last year, I had casually asked if I could share her story. She promptly gave me the permission.
Yesterday, one client called me unempathetic towards him. The way he wrote suddenly jolted my memory of this client. I had taken too long to write her story.
I told her to write in English and Chinese, and she did part of it.
The account you read of her past was adapted from her written work. Though there are many grammar and structural mistakes, she does write very well.
The poison in our hearts will eventually consume our souls if we do not purge it out. What joy is there when we resort to brutal force to keep a man by our side? Should he chooses to leave, that does not discount the value of our self worth. A man who isn't interested in you for the right reason isn't attractive.
The same goes for men who cheat or pay for sex. You are ruining another woman's life when you satisfy your lust.
When you inflict suffering on another being, in return, you get pain and suffering on yourself. So don't sow the seed in the first place. Repentance done right over a period of time can prevent your past bad seeds from germinating, and reduce your suffering.
If there is any merit in sharing her story here, I dedicate all of it to my client.
May she have the inner wisdom and stability to lead a virtuous life.
May she always be surrounded by good teachers to show her the way.
May her vile affinities be broken and replaced by good ones.
May her greed and hatred be subdued.
May she repent for her past transgressions in time.
No matter how long it may take, one step forward into the Light is one step away from Darkness.
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ཨོཾ་མ་ཎི་པདྨེ་ཧཱུྂ༔
Om Ma Ni Peh Me Hom
where do we go from here insecure 在 bubzbeauty Youtube 的最佳解答
[READ ME]
Hey everybody,
This video is going to demonstrate how you can use a bit of makeup to create an illusion of a slimmer & taller nose by the techniques of contouring.
What sucks is with eyes and lips- everybody has different preferences but with the nose there is a so called set standard. "Slim & high". What is this 'set standard' anyway? I don't believe in it but doesn't the media like to brain wash us all?
I know I'm going to get a lot of slack about making a nose contouring video but I don't care =). I'm here to do my thing and if it's requested- I'll do it. I rather my viewers not go through the pain from nose surgery and nose contour instead. It's cheap, safe and you got nothing to lose.
If you can apply eyeliner to make eyes bigger, wear black to give illusion of a slimmer body, wear heels to make yourself taller, wear extensions to fake having long hair; why can't you use makeup to give illusion of a slimmer nose?
Genetically- asians not only scar more than any other race but a lot of us have flatter profile & a bulbous tip. This means the nose can appear wider with less definition. It's ok- I appreciate the oriential face. I think each race is uniquely beautiful in their own way. But I do understand that many people ARE self conscious about the nose. So unhappy that it's all they can think about.
The way I contour my nose is a bit different from how most makeup artists contour the nose. This is because everybody has different noses and one form of makeup will not cater everybody. Just like how I can't do a lot of makeup looks on my eyes because I have small eyelids.
That's fine =) We work with other methods that work well for us. I find that this technique works best for me. Makeup should have no rules. The techniques I used for nose contouring are mostly catered for my type of nose because there aren't a lot of nose contouring videos for asian noses on Youtube. However- if you feel you have a wide alar base or that your nose is flat; you can try out these methods if you wish =)
Remember, nobody is perfect. I would hate to think any of you guys let your nose affect you from living your life fully. Everybody has flaws and sometimes what you think is a flaw could be something your family & friends love about you. You know what? I like my nose now. I used to hate my nose. I would look at the mirror and I cry because I thought it didn't blend well with the rest of my face. This made me insecure and I would try to photoshop my photos or even rip up perfectly fine normal photos of myself. I've even considered getting a nose job before. Would you believe that? Crazy eh? Not really because we all have been there too where we've once hated our own reflection. When are we going to stop being so harsh on ourselves and focus on our good features instead?
My nose is actually one of my boyfriend's favourite feature about me. My nose is also inherited from my father and it makes me happy that I have a feature that represents somebody I love & care about. It's part of me. I should love it and feel lucky that I can breathe out of it and that it keeps me alive.
I'm working hard on my new cosmetic brushes but I will keep you guys informed with the progress. Loving the dual end pencil/fluffy brush though ^_^. We shall see.
If you are considering surgery on your face or body, I won't judge you at all because I understand you have reasons. But remember to think it through because there are a lot of factors to think about. Think about who are you doing this for and remember, surgery doesn't necessarily mean you will be happy. Definitely think about all sorts of alternatives before going under the knife =) It can be dangerous and no surgery is 100% guaranteed safe or successful. Why not try contouring? Talk to somebody you trust.
"The best and most beautiful things in the world cannot be seen or even touched. They must be felt within the heart". Helen Keller.
I may be 4ft 11 with a round face, wide nose and thick legs- I'm beautiful because I feel beautiful. It took me years to be comfortable in my own skin. No amount of makeup has ever made me feel as beautiful as I do now ^_^. You are beautiful too. Tell yourself this and believe it!
Ps. I have been watching everybody's contest entries and it's lovely to see my viewers faces. You guys are so cute ^_^. Keep them coming. I like to watch you guys before and after I sleep ^_^
Pps. As always, thank you to youtube channel 'Karaokekpop' for awesome instrumentals!
Bubbi x
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